giselle237:
@Ibadan100
1.Can u get an introduction letter from ur company addressed to the embassy stating all these things u said u are entitled to. It will help ur case evenif u fill a low amount as monthly expenses.. as u rightly said here that u are entitled to 3 square meals and monthly incentives. U also said u have daily tils so u re not touching ur salary. Let the letter say all this and more if possible
2.The account statement will show that its ur money if it reflects origin of the funds so u dnt have to do any other extraordinary thing as you are asking. Once in a while you can make purchases from the account if u want o show outflow as well.
3.Also Just check documents some ppl submitted.. have a watertight application and u wont be denied

ighodarovictor:
Gurus in the house, please help me to review the refusal letter below because I believed the Eco didn't do his /her job carefully.. I have a treasury bill that worh more than £30,000 that will matured even after expiration of the 6months visa with evidence attach and majority of the money I received is sent to my mutual fund account with evidence of the mutual fund account statement. I submitted four banks statement (1) my personal bank statement with closing balance of #139,000 (2) my joint account with my sister that has been in existence since past 6years with closing balance #580,000 and fixed deposit of #600,000 (3) my business account with a closing balance of #350,000 with regular inflow of cash and regular out flow to my mutual fund account or for running of business (4) my savings account which I intend to use for the trip with a closing balance of #750,000 ,(5) my mutual fund account with a closing balance of #2,000,000. To be honest I feel I was robe of my visa fee. Please house I need your kind suggestion.

ighodarovictor:
Gurus in the house, please help me to review the refusal letter below because I believed the Eco didn't do his /her job carefully.. I have a treasury bill that worh more than £30,000 that will matured even after expiration of the 6months visa with evidence attach and majority of the money I received is sent to my mutual fund account with evidence of the mutual fund account statement. I submitted four banks statement (1) my personal bank statement with closing balance of #139,000 (2) my joint account with my sister that has been in existence since past 6years with closing balance #580,000 and fixed deposit of #600,000 (3) my business account with a closing balance of #350,000 with regular inflow of cash and regular out flow to my mutual fund account or for running of business (4) my savings account which I intend to use for the trip with a closing balance of #750,000 ,(5) my mutual fund account with a closing balance of #2,000,000. To be honest I feel I was robe of my visa fee. Please house I need your kind suggestion.

bigtt76:
Good balances but my take below

1. Why present a treasury bill maturing at the expiration of your expected 6 month's visa? ECO wants to see enough money available for your trip and after it not just what you have untouchable.

2. You said you earn N4.8million as self employed, do you pay yourself a fixed monthly amount that can be matched up to that total by viewing your bank statement?

3. Your joint account balance with your sister without a letter from her ceding the amount therein for your vacation shows that you don't have 100% access to the funds therein for your sole use.

4. Moving funds from your business account to your mutual fund account does not show the funds is available for your personal use. Don't mix up your business account/funds with private funds. Rather you should pay yourself a fixed amount monthly from your business profit and move it to your mutual funds account then present your personal account showing inflow of fixed 'salary' and outflow to your mutual funds.

5. Did you take into consideration your budget for the trip? Your disposable income monthly should be able to fund your trip not more than two months of its total value.

I hope this helps.


Thanks for your response and concern, the treasury bill is to convince the ECO that I have a tie, also with evidence of my landed properties and son birth certificate.
I explain in my cover letter were I got the funds for my trip. I do pay my self #120,000 to my savings account as money for my upkeep. While the rest of the money is sent to mutual fund account..My kind of business is hospitality business , any money that comes in is almost my profit outside paying staff, tax and running of the business.
My budget for the trip was £1100 , while my disposable income #280,000. I was told in the refusal letter that I don't have right to appeal or administrative reveal because I would like to make a complain to appropriate body..my projected travelling date suppose is 10-19 which I thought was 10 days but the eco in the refusal letter said 9days so I don't know who is correct between the eco and myself. Please advise me on what to do.

Uhtred:
Good afternoon gurus in the house,

So I have an appointment with the TLS on thursday, next week. This is my first time applying for a visa anywhere and I'm a bit nervous. My elder sister (a uk citizen) who's graduating next month sent me an invite and also included an invitation by coventry University with other documents.

I'm employed in Nigeria and my bank statement has a closing balance of about 300k. Though my sister also sent her bank statement as it's stated she will be financing my trip in my application. I'm kind of nervous and don't know what to expect.

hosey:


Dont be nervous bro. No interview.
They will just ask for your name and date of birth loked into the camera.

Also add your bank statement, employment letter, letter from employer stating your travel plans when you are travelling and when you are returning back and any other home tie evidence e g land documents, car, marriage cert if married.

You will surely get the visa if you follow the advice.

Nikimanni7:
Hello House, Please i have a consistent income of 300k per month and my total planned expense for my Uk trip is 600k. So can I put 50k as my expense monthly so my disposable income will be 250k per month, so that after two months of saving it will almost cover my trip expense figure which is 500k. Again my question is, can I put 50k as expense whereas I’m gaining 300k as self employed.

And also I’m sponsoring myself through my personal bank statement, would that be proof enough cause since I’m self employed do you think it’s necessary I submit my company bank statement and if so how much should at least be in it ?

hamzat55:
Hello, my sister submitted her application Jan 22, biometric Jan 27, email for collection just dropped. She's worried because her application processing time is not up to the stipulated time of 15days. Has anyone receive email pick up within 9days?

Sebij:



standard or priority?

Sebij:
Please House, Can a Church be a full sponsor for one of their workers for an exam in the UK? If yes, What documents are needed from the Church?
Also, will the applicants bank statement be a problem if there are some irregularities in the account and how many months bank statement does the applicant need to submit?

hamzat55:
Hello, my sister submitted her application Jan 22, biometric Jan 27, email for collection just dropped. She's worried because her application processing time is not up to the stipulated time of 15days. Has anyone receive email pick up within 9days?

Lipsyred:
Good evening people. Please I need help my brother did his biometric since Dec 5th 2019 and till date it is still awaiting Vac stage ,he sent mail and got automated response to get back to him and on tls is still same stage since witout change.Is this normal?Any advise what he can do.The travel date is passed and notin till date.please advise.He went to ikeja a week ago and was told they dont have his passport yet.

giselle237:
Not for a church activity?? But for a person’s exams.. hmmm.. the hurdle might be to convince the ECO of what benefit the exam is to the Church that they would fully sponsor an exam for you... you can try
Your question about bank statement.. ofcourse if there are irregularities that you know and that u feel could damage your application, you should wait and not rush to apply

Sebij:
Please House, Can a Church be a full sponsor for one of their workers for an exam in the UK?

If yes, What documents are needed from the Church?

Also, will the applicants bank statement be a problem if there are some irregularities in the account and how many months bank statement does the applicant need to submit?

omopapa:
Hello guys,

Please I need urgent reply on this, for someone who earns 300k monthly with expenses of 40k leaving them with disposable income of about 260k, how shld they fill the attached form.

The person’s dad is supporting the trip with say about 650k.

The questions that says

“How much money are you personally planning to spend on your visit to the UK?” and the part that says

“How much money will they be paying towards your visit?” How much do u advise they fill in there.

How do u suggest that they fill these parts.

Thank you

Abidob:
Hello house,
My sister has a 2years visa that will expire 2021. But unfortunately she misplaced her passport few days ago. She’s already filling to get another passport but is it possible to get the visa? Anyone with solutions on what she needs to do to get the visa back. She also has a copy of the lost passport.. It is urgent. Thanks in anticipation

winzy:
Good day all... i will be travelling soon to the UK, Egyptair and Etihad are the airlines on my mind.... sooo, i wanna get reviews or advice on the best airline to follow based on:

1. Layover, is anyone gonna lodge the flyer in a hotel or you wait in the lounge or something?

2. Inflight entertainment, which one gives better food and entertainments like drinks, cable sockets, screen for movies?

3. Comfortability, which one has better leg space as am pretty tall?

4. Baggage allowance, you know what i mean ba?

5. Other necessary reviews or comment not listed here.

please... thank you

bigtt76:
Good balances but my take below

1. Why present a treasury bill maturing at the expiration of your expected 6 month's visa? ECO wants to see enough money available for your trip and after it not just what you have untouchable.

2. You said you earn N4.8million as self employed, do you pay yourself a fixed monthly amount that can be matched up to that total by viewing your bank statement?

3. Your joint account balance with your sister without a letter from her ceding the amount therein for your vacation shows that you don't have 100% access to the funds therein for your sole use.

4. Moving funds from your business account to your mutual fund account does not show the funds is available for your personal use. Don't mix up your business account/funds with private funds. Rather you should pay yourself a fixed amount monthly from your business profit and move it to your mutual funds account then present your personal account showing inflow of fixed 'salary' and outflow to your mutual funds.

5. Did you take into consideration your budget for the trip? Your disposable income monthly should be able to fund your trip not more than two months of its total value.

I hope this helps.