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Don’t sit on the fence call or text Stock to 08028164085, 08032055467, and 08111811223 now.

What to expect in February and March
• Continued volatility due to the lingering circular flow of funds, profit-taking and some disappointing some corporate results so far released. Also, the source of funds flow to the market may cause fluctuations as fund managers and institutional investors return to the market. The up and down movement will continue to create entry and exit opportunities.
• More audited earnings would be released into the market this period. Earnings from blue-chip companies may strengthen market fundamentals, especially from United Capital, Zenith Bank, Guaranty Trust Bank, Nigerian Breweries and Nestle Nigeria.
• As players reshuffle their portfolio to move in or out of equities, discerning investors should target strong fundamentally sound stocks, high Dividend Yield and the possibility of issuing bonus shares, we should expect stock prices to be in the upward direction if their numbers beat expectation.
• A more vibrant market as a result of market players positioning for audited full year and first quarter and then taking profit to reposition for the earnings season, even as we expect liquidity prices to improve with the entry of more foreign funds.
• Market outlook for the month of February and March is still very dicey, but investors should decide wisely, using dates, bids, offers, and volume while doing so.
• Managing risks and protecting capital at this point is very important, so you should be able to determine when to buy or sell by watching the stocks and the market, using technical analysis, aided by investdata buy & sell signal.
• Let numbers emanating from companies and releases/markdown dates guide you into a profitable investment.

Ambrose Omordion
CRO|Investdata Consulting Ltd
info@investdataonline.com
info@investdata.com.ng
ambrose.o@investdataonline.com
ambroseconsultants@yahoo.com
Tel: 08028164085, 08032055467

Are you looking for your missing shares, bonuses and unpaid dividends, do not worry again with ISF you can get them back. It is approved by SEC.

You can check it out in Business Day.

https://businessday.ng/companies/article/respite-for-investors-shareholders-over-n130bn-unclaimed-dividends-missing-shares/amp/

Good morning house pls what's the minimum one can invest in STANBIC MMF?

essence1:
Good morning house pls what's the minimum one can invest in STANBIC MMF?

5k

AngelJennifer:


5k

Ok thanks.

Pls what's the current ARM MMF & STANBIC MMF rates?

Please what is the procedure to withdraw money from arm mmf fund and how long does it take?

It seems the interest rate on MMF is beginning to rise again.

odontoid1:
It seems the interest rate on MMF is beginning to rise again.

Can u quite these rates

I think monthly TF is more more healthy a view for market perspective.

odontoid1:
It seems the interest rate on MMF is beginning to rise again.

vresbaby:
Please what is the procedure to withdraw money from arm mmf fund and how long does it take?

Just click on redemption

For how long, if you initiate around 8am ...you can get your money before 4pm

Thank you very much

emmasoft:

For Saturday and Sunday

Good afternoon, please I want to know how long it take to open an account because I registered on investment one and before I transferred money I asked the person assigned to me if there were any problems with my account so that when I transfer the account will be opened swiftly, he said no problem, after I transferred he started saying that I needed to send a valid utility bill which we resolved, he then said he will open the account which was 2 days ago, I called yesterday he said he will open the account before the close of work yesterday, I called today, he refused to pick and cut my call, is this how Investment One works, right now I am no longer interested in investing with a company that cannot keep to their word and plays hanky panky with my money, I have instructed him via text that I want my money back

Please house can you advise me on a means or method which I can retrieve my money speedily, do I need to get a lawyer? Do I need to right to SEC?

Thanks for your swift response

richforever123:


Good afternoon, please I want to know how long it take to open an account because I registered on investment one and before I transferred money I asked the person assigned to me (he's name is Oluwatobi Adesina) if there were any problems with my account so that when I transfer the account will be opened swiftly, he said no problem, after I transferred he started saying that I needed to send a valid utility bill which we resolved, he then said he will open the account which was 2 days ago, I called yesterday he said he will open the account before the close of work yesterday, I called today, he refused to pick and cut my call, is this how Investment One works, right now I am no longer interested in investing with a company that cannot keep to their word and plays hanky panky with my money, I have instructed him via text that I want my money back

Please house can you advise me on a means or method which I can retrieve my money speedily, do I need to get a lawyer? Do I need to right to SEC?

Thanks for your swift response

No matter how good a firms products or policies are, its the work of the personnel's to deliver the right quality of service to the customers and when the fail, every other thing fails.
Go to their website you will see their inquiry mail, write to them explaining the poor service you have received so far and ask for a refund of your money( they may still ask you to fill a redemption form)

richforever123:


Good afternoon, please I want to know how long it take to open an account because I registered on investment one and before I transferred money I asked the person assigned to me (he's name is Oluwatobi Adesina) if there were any problems with my account so that when I transfer the account will be opened swiftly, he said no problem, after I transferred he started saying that I needed to send a valid utility bill which we resolved, he then said he will open the account which was 2 days ago, I called yesterday he said he will open the account before the close of work yesterday, I called today, he refused to pick and cut my call, is this how Investment One works, right now I am no longer interested in investing with a company that cannot keep to their word and plays hanky panky with my money, I have instructed him via text that I want my money back

Please house can you advise me on a means or method which I can retrieve my money speedily, do I need to get a lawyer? Do I need to right to SEC?

Thanks for your swift response

Dear Richforever,
Thanks for choosing Investment One. We apologize for any form of inconveniences you might have experience in the process of your account opening.
Please note that Investment One is a reputable financial institution and regulated by SEC. You are not being defrauded in anyway your money is safe. Kindly note that your money start to earn interest from the very day you deposited if it was before 12 noon or from the next business day. I can see that it was a kyc/compliance issue that is involved here. Please note that the issue will be resolved shortly. You can also call Emmanuel on 08181057319 . Thank you for your patience and understanding.

emmasoft:


Dear Richforever,
Thanks for choosing Investment One. We apologize for any form of inconveniences you might have experience in the process of your account opening.
Please note that Investment One is a reputable financial institution and regulated by SEC. You are not being defrauded in anyway your money is safe. Kindly note that your money start to earn interest from the very day you deposited if it was before 12 noon or from the next business day. I can see that it was a kyc/compliance issue that is involved here. Please note that the issue will be resolved shortly. You can also call Emmanuel on 08181057319 . Thank you for your patience and understanding.

How could an account be opened wen it has a KYC issue

SaintUlot:
Which of this fund managers has the best dollar/eurobond fund product?

Investment one (Vantage Dollar Fund)

VANTAGE GUARANTEED INCOME FUND (VGIF)

VGIF is an actively managed investment product that invests in and combines the benefits of money market and capital market, affording subscribers a diversified hedge against inflation risk whilst ensuring minimum guaranteed income as well as the principal invested, the fund is the first of its kind in the Nigerian financial services market.



VGIF is particularly suited for investors who are seeking safety of their funds or preservation of capital, regular income streams, capital growth over a long time as well as above average market returns.



Key Product Features/Benefits

· VGIF is a guaranteed investment that assures your principal as well as a minimum income paid twice yearly (July and January)

· The minimum investment of 50,000 Naira with additional investments in multiples of N1.00

· It is noteworthy that in spite of the capital market downturn, VGIF have consistently met and paid its guaranteed returns to subscribers, affirming the funds benefit of shielding subscribers against vagaries of the capital market while offering opportunities to earn above average money market returns

· VGIF’s guaranteed return is referenced to the Central Bank of Nigeria’s (CBN) Standard Deposit Facility(SDF). The VGIF rate is however, ONLY changed twice a year that is, January and July. Currently, the VGIF pays subscribers a minimum guaranteed return of 8.5% per annum

· In addition to minimum guaranteed return, unit holders are also entitled to an additional income of the fund’s excess return above the SDF

· Investments can be redeemed after a minimum period of six months, failing which such redemption will be liable to a pre-termination charge of 10% of accrued interests (Pre-liquidation before 6 months is 10% charge on the accrued interest)


For more details , Check my signature.

odontoid1:


You can register through any of the following ways:

1. You can go to any of their offices nearest to you and fill the forms so they can open account for you. or

2. Visit their website (https://arminvestmentcenter.com/MutualFunds/Details/1003) and fill their contact form so that one of their agents can contact you and you take it up from there. Or

3. You can get a direct contact of any of their agents from those who already have investment with them

Does arm has dollar denominated investment?

Dsticks47:


Investment one (Vantage Dollar Fund)

What's the interest rate?

Who knows the exact rate of stanbic IBTC as at today?? I'm having issues calculating or figuring out the interest rate

All this fund managers, is there anything safeguarding investors money in their custody?so many fund managers have gone under in Nigeria and investors were unable to get a dime after their disappearance. To make matters worse some people invested their life savings in these fund managers. All of them will be claiming they are registered with Sec and the so called Sec won't be able to salvage the situation when any of these fund managers disappeared. I still remember the case of Aims Asset Managers, Mega Asset managers and several other funds managers that has disappeared. There is no record that investors were able to retrieve their investment till date and many investors are still licking their wounds till now.

Dsticks47:


Investment one (Vantage Dollar Fund)

....Are you sure that is true? I haven't really tried other firms Eurobond apart from this your VDF and I can tell you it is that smooth.

As at the time I tried it out in 2018, I was already used to seeing what happens in my investment account daily with SIAML so I thought it will be that smooth. My experience with VDF was however not so cool.

I subscribed to that VDF for about 9 months and throughout that 9 months I never had access to know even if my account was growing or not. All effort to get that was to no avail.

After trying and could not, I decided to terminate it. Then comes another wahala... I submitted my dorm account details as required and they started telling me sort code did this and that. I called GT connect and they gave me the details but they were still not satisfied.

Eventually, I had to go to my bank(GT) and was given that same sort code.they gave me on phone that they rejected. I came back with it before it was finally accepted. Then I kept disturbing them for about two weeks before it my money was finally released.

The money that later entered my account for $1,000 investment for that 9months was just $1. something.

Maybe things have changed now but my experience then was no palatable.

freeman67:


....Are you sure that is true? I haven't really tried other firms Eurobond apart from this your VDF and I can tell you it is that smooth.

As at the time I tried it out in 2018, I was already used to seeing what happens in my investment account daily with SIAML so I thought it will be that smooth. My experience with VDF was however not so cool.

I subscribed to that VDF for about 9 months and throughout that 9 months I never had access to know even if my account was growing or not. All effort to get that was to no avail.

After trying and could not, I decided to terminate it. Then comes another wahala... I submitted my dorm account details as required and they started telling me sort code did this and that. I called GT connect and they gave me the details but they were still not satisfied.

Eventually, I had to go to my bank(GT) and was given that same sort code.they gave me on phone that they rejected. I came back with it before it was finally accepted. Then I kept disturbing them for about two weeks before it my money was finally released.

The money that later entered my account for $1,000 investment for that 9months was just $1. something.

Maybe things have changed now but my experience then was no palatable.

That's terrible. Going by an annual interest rate of 8%, after 9 months, total interest should be nothing less than $60

SaintUlot:
All this fund managers, is there anything safeguarding investors money in their custody?so many fund managers have gone under in Nigeria and investors were unable to get a dime after their disappearance. To make matters worse some people invested their life savings in these fund managers. All of them will be claiming they are registered with Sec and the so called Sec won't be able to salvage the situation when any of these fund managers disappeared. I still remember the case of Aims Asset Managers, Mega Asset managers and several other funds managers that has disappeared. There is no record that investors were able to retrieve their investment till date and many investors are still licking their wounds till now.

You are always advice to do your due diligence in any investment venture. That is the best practice. However, note that different mutual funds have different form of risk. Not all mutual funds have guaranteed capital or interest, also there are different form of fund/asset management plans. In the case of the firm you mention they were not into mutual fund management. They managed clients stock portfolio with an agreed percentage and everything was centered on the NSE which has high risk involvement. So before you venture into any investment, check on the risk level involved. Again for your information your funds are with a particular MDB called a custodian bank where your money is insured. Apart from the regulator- SEC there a is trustee firm who monitors where your funds are invested. Notice your fund manager's account always have two account names together. One is the fund manager's while the other is the trustee's. Of course all investment has risk elements attached. Let's be well guided.

freeman67:


....Are you sure that is true? I haven't really tried other firms Eurobond apart from this your VDF and I can tell you it is that smooth.

As at the time I tried it out in 2018, I was already used to seeing what happens in my investment account daily with SIAML so I thought it will be that smooth. My experience with VDF was however not so cool.

I subscribed to that VDF for about 9 months and throughout that 9 months I never had access to know even if my account was growing or not. All effort to get that was to no avail.

After trying and could not, I decided to terminate it. Then comes another wahala... I submitted my dorm account details as required and they started telling me sort code did this and that. I called GT connect and they gave me the details but they were still not satisfied.

Eventually, I had to go to my bank(GT) and was given that same sort code.they gave me on phone that they rejected. I came back with it before it was finally accepted. Then I kept disturbing them for about two weeks before it my money was finally released.

The money that later entered my account for $1,000 investment for that 9months was just $1. something.

Maybe things have changed now but my experience then was no palatable.

This is the definition of a bitter experience, Marketers are plenty on this thread, all of them saying my employer's product is the best.

freeman67:


....Are you sure that is true? I haven't really tried other firms Eurobond apart from this your VDF and I can tell you it is that smooth.

As at the time I tried it out in 2018, I was already used to seeing what happens in my investment account daily with SIAML so I thought it will be that smooth. My experience with VDF was however not so cool.

I subscribed to that VDF for about 9 months and throughout that 9 months I never had access to know even if my account was growing or not. All effort to get that was to no avail.

After trying and could not, I decided to terminate it. Then comes another wahala... I submitted my dorm account details as required and they started telling me sort code did this and that. I called GT connect and they gave me the details but they were still not satisfied.

Eventually, I had to go to my bank(GT) and was given that same sort code.they gave me on phone that they rejected. I came back with it before it was finally accepted. Then I kept disturbing them for about two weeks before it my money was finally released.

The money that later entered my account for $1,000 investment for that 9months was just $1. something.

Maybe things have changed now but my experience then was no palatable.

Which mfm are you currently using for dollar fund investment.

emmasoft:


You are always advice to do your due diligence in any investment venture. That is the best practice. However, note that different mutual funds have different form of risk. Not all mutual funds have guaranteed capital or interest, also there are different form of fund/asset management plans. In the case of the firm you mention they were not into mutual fund management. They managed clients stock portfolio with an agreed percentage and everything was centered on the NSE which has high risk involvement. So before you venture into any investment, check on the risk level involved. Again for your information your funds are with a particular MDB called a custodian bank where your money is insured. Apart from the regulator- SEC there a is trustee firm who monitors where your funds are invested. Notice your fund manager's account always have two account names together. One is the fund manager's while the other is the trustee's. Of course all investment has risk elements attached. Let's be well guided.

What kind of mutual fund plan can you recommend for someone with a zero-risk tolerance?

SaintUlot:


What kind of mutual fund plan can you recommend for someone with a zero-risk tolerance?

I thinks it’s best u go for VGIF.

*VGIF*

What is VANTAGE GUARANTEED INCOME FUND?
VANTAGE GUARANTEED INCOME FUND (VGIF) is an open-ended collective investment scheme which pools investment into a wide range of Fixed Income Securities especially very liquid short term money market instruments and government treasuries

*What are the objectives of the Fund?*

The fund invests in a well-diversified portfolio of Fixed Income Securities, short term money market instruments and government bonds as well as placements with rated financial institutions in Nigeria as well as equities.

*What is the guaranteed return for the VANTAGE GUARANTEED INCOME FUND?*

The guaranteed return of the fund is referenced to the Central Bank of Nigeria (CBN)’s Standing Deposit Facility (SDF). The SDF is the lower limit of the asymmetric corridor around the MPR

*What are the advantages of investing in the VANTAGE GUARANTEED INCOME FUND?*

There are many advantages of investing in the Fund which include:
Flexibility: Subscribers can buy into the fund or redeem either part or their total units in the fund at any time irrespective of the 6-month fixed tenor.
Capital Preservation: Principal is secured and interest is guaranteed up to the SDF rate.
Regular Income Stream: The fund pays dividend twice yearly (in January and July)
Additional Income: In addition to the guaranteed return, unit holders can also earn an additional interest pay-out equivalent to 35% of the fund’s excess return above the benchmark Guaranteed Return (SDF); typically referred to as profit-sharing.
Expertise: VGIF is managed professionally by Investment One Funds Management Limited (a subsidiary of Investment One Financial Services Limited).

*Who are the Trustees of VGIF and what are their functions?*

FBN Trustees Limited, a subsidiary of First Bank of Nigeria Holding Plc. is the trustee to the Fund. The Trustee’s duties include ensuring that the Fund manager carries out its duties in line with the Trust Deed and rules and regulations of SEC thereby protecting the interest of the unit holders.

*How do I redeem my investment?*

You can redeem all or part of the units held on any Business day. The redemption is processed within 3 – 5 working days. Investors will be required to submit a redemption form and the relevant certificate(s) / fund statement(s) to the Fund Manager.

*Are there any penalty for redemption?*

No additional charges will be incurred on redemption, only units redeemed before the maturity tenor of 6months will attract 10% of the interest accrued on the investment.

*What is the minimum amount that can be invested in VGIF?*

The minimum initial amount is Fifty Thousand Naira Only (N50,000.00).

*Do I get an evidence of investment?*

Each subscriber is issued a Fund Statement for every investment made. The Certificate or Fund Statement is required upon redemption of investment; it serves as an evidence of your investment in the Fund. The Certificate/Fund Statement will be sent via mail to the investor or can be picked up at any of our offices.

*How do I monitor my investment?*

Investor can view their account online or contact the Fund Manager on any working day to request for his/her statement which shows the total number of units and the interest earned so far on the investment.

*Does the VGIF pay dividends?*
VGIF pays dividend to its investors twice yearly (January & July). Unit holders have the option of being paid or re-investing the dividend in the fund to increase their holding.

For further clarification or additional information relating to VANTAGE GUARANTEED INCOME FUND (VGIF).

SaintUlot:


What kind of mutual fund plan can you recommend for someone with a zero-risk tolerance?

I will recommend Abacus money market fund (AMMF) or Vantage Guaranteed Income fund (VGIF). They are both managed by investment one which I represent. Check my signature for my phone contact and link to open account online for one or both of them at the same time.

pls like how much will be the interest on 5 million with stanbic mmf at their current rates?