xrayj:

Are your employees on this thread?

eherbal:
many peeps have been abroad here,but you no go hear peem from them. Show us passport for wia? E go dey show us google copy. We na malam mugu abi?

dru23:



Personal savings in the U.S. The economy might be strong in the U.S., but nearly 70 percent of Americans have less than $1,000 stashed away, according to GOBankingRates' 2019 savings survey. The poll, released December 16, revealed 45 percent have nothing saved.Dec 18, 2019...

What makes you think an average working Nigerian can save for raining day ?

izzou:


How's you doing bro?

Been long you showed up here

Xneg:


Who are you? Where do you get your statistics about Nigerians from? why are you quick to condemn Nigerians yet you sell your products to them, if they don't have savings do you expect them to steal in order to patronize you?

sofdoc1:
Dru23, I had to quote you when you addressed all Nigerian insurance companies as scams. I felt offended by that comment as I work in Leadway and this is the first reaction I get from most people.
The truth is that most of the time, these people have had no direct dealings with these companies but are merely repeating what A told them happened to B they never met. It is a recurring issue that upsets me a lot as I like dealing with facts and figures, not stories they told me.

Now, someone with that mindset that comes across your post believes he or she has more confirmation to a story they have heard all too often.

I am sincerely sorry about what happened to your vehicle, it is really difficult to keep up with this thread buh I saw somewhere where you appeared to be making peace with the said driver in question. That is mature of you - as I would expect. I hope this situation has taught you a lesson and you take future precautions by insuring your vehicle next time.
Best of luck.

Dovehorizon:
Quite sad to see grown men speak in certain way, I nod my head in disgust when I see comments that ain't necessary.

How you guys boldly dish out curses baffles me and a grown man body shaming someone's mother at any slight dispute, yet claims to be enlightened is really shallow.

One thing you need to understand is, no man is an island. The depth of your knowledge could just be someone's starting point. It's okay to have a constructive argument but it becomes childish when you are hell bent on shoving your opinion down on people's throat.

When it comes to infrastructure, technology and development, Nigeria and U.S shouldn't be in the same sentence, yet someone would be too quick to make U.S (a country miles ahead of us ) a reference point just to score cheap points.

The beauty of life (one of) is change, when u make errors, when you flop, a strand of your hair wont fall off if you say "I am sorry", learn from it, make adjustment and move on... Albert Eisten said : once you stop learning you start to die. Take corrections and dont feel too big about it.

dru23:


I am highly disappointed with you to say the least,.. From pass post I read about you . You seem to be very intelligent person.. Am starting to feel that am much smarter than most people on nairaland..
And my exposure living outside the country has shape who I am and how things are done in a sane world. So let me explain to you my point of view.. It is only because of you and you only am going to break down my point....

USA is the power house of the world .. Economically no country can stand near us .. We got military, science ,technology than our peers .. The richest person on the planet is an American..

Now with all these advantages Most American leave pay to pay check. A study came years ago and still holds till today ... saying that a large portion of Americans do not have up to $500 stash away for emergency purpose.. Americans are in debt, most leave on their credit cards and most are in student loan debt. Some will be in debt until they are retired.... And crazy thing most don't own their homes.. It belongs to the banks

Now if an average Americans are in debt on till their retirement age , what makes it possible for anyone in a third world country will be able to save for retirement or have good savings

The economic situation in Nigeria makes it harder for their citizens to save. Nigerian minimum wage is about 30k naira a month, correct me if am wrong.


Conclusion...... I am not looking down on Nigerians at all or saying they are not capable of saving money aside. I making more of an excuse for them that due to economic hardship, which is not their fault, but the government fault, that saving will be near hard to do to or almost near impossible ..

Hospital bill can send an American into bankruptcy or wipe out their total savings

eherbal:
just imagine the useless human being.forming useless CEO. errand boy.because we've been tolerating his nuisance here?we are nigerians.we are what we are . we're dealing with it everyday. we do great everywhere we go around the world save for some small particles of idiots that soils the country's name abroad.
we're forged in hardship and resilience.head above water every time,and this unpatriotic bastard will just come here to belittle us at every given opportunity.

why didn't the lousy prick stay behind in obodo America if it was that rosy. he doesn't even have a physical office.we know where gazzuzz office is,same as radautos, but this fool works from his ramshackle in egbeda akowonjo. he doesn't have a single staff.its his wife that runs delivery.what kinda useless CEO is that? CEO my left testicles. mtsheeew.

Eizenburg:


Your arguments here are flawed at best, and actually work against the point you’re trying to make.

Lots of Nigerians own houses and cars and I’m not talking about the rich ones. This is done even though we don’t live the credit life. In case you don’t get it, the point is you need to save up to acquire every thing you own here

mrjaydee:

Every diss was a hit.. back to back Gbos Gbas

Eizenburg:


Your arguments here are flawed at best, and actually work against the point you’re trying to make.

Lots of Nigerians own houses and cars and I’m not talking about the rich ones. This is done even though we don’t live the credit life. In case you don’t get it, the point is you need to save up to acquire every thing you own here

Xneg:


Who are you? Where do you get your statistics about Nigerians from? why are you quick to condemn Nigerians yet you sell your products to them, if they don't have savings do you expect them to steal in order to patronize you?

eherbal:
and it's still the same Nigerians you want to buy your useless oil.you better drink them or use as moisturisers.hypocites everywhere.

Babadee1900:
It is possible. Although I do not use an interest bearing savings, what I use is the local piggy bank (kolo)

What I do is after the close of work, I set aside 1500-2000 that I put inside my ‘kolo’, I make it the first thing to do when I get home and I have been doing it consistently since January 4.

I used the piggybank app in December and set it to automatically debit my account of 3k at 11:59pm daily.

Dovehorizon:
Quite sad to see grown men speak in certain way, I nod my head in disgust when I see comments that ain't necessary.

How you guys boldly dish out curses baffles me and a grown man body shaming someone's mother at any slight dispute, yet claims to be enlightened is really shallow.

dru23:



Personal savings in the U.S. The economy might be strong in the U.S., but nearly 70 percent of Americans have less than $1,000 stashed away, according to GOBankingRates' 2019 savings survey. The poll, released December 16, revealed 45 percent have nothing saved.Dec 18, 2019...

What makes you think an average working Nigerian can save for raining day ?

But at the sametime the ones that can save, lack discipline and focus .. But the truly educated and well expose hard working ones that bust their tails off ,cannot save due to the economic conditions .. This is my p.o.v

deedee44:

You have learnt this from aunty radu , small time you will say you have not learnt anything on this thread.
Na coro joke o Mr dru, I'm bored

chucsmoore:
Chillex has found favour. More greese to your elbow madam Rad.

dru23:


Am just been a smart ass ...me too am bored very bored.. My memes are loaded and ready today in anticipation for any response today. Lets have fun together

deedee44:

You have learnt this from aunty radu , small time you will say you have not learnt anything on this thread.
Na coro joke o Mr dru, I'm bored

searchng4love:

Are you still crushing on radautowor.ks?

dru23:


I am highly disappointed with you to say the least,.. From pass post I read about you . You seem to be very intelligent person.. Am starting to feel that am much smarter than most people on nairaland..
And my exposure living outside the country has shape who I am and how things are done in a sane world. So let me explain to you my point of view.. It is only because of you and you only am going to break down my point....

USA is the power house of the world .. Economically no country can stand near us .. We got military, science ,technology than our peers .. The richest person on the planet is an American..

Now with all these advantages Most American leave pay to pay check. A study came years ago and still holds till today ... saying that a large portion of Americans do not have up to $500 stash away for emergency purpose.. Americans are in debt, most leave on their credit cards and most are in student loan debt. Some will be in debt until they are retired.... And crazy thing most don't own their homes.. It belongs to the banks

Now if an average Americans are in debt on till their retirement age , what makes it possible for anyone in a third world country will be able to save for retirement or have good savings

The economic situation in Nigeria makes it harder for their citizens to save. Nigerian minimum wage is about 30k naira a month, correct me if am wrong.


Conclusion...... I am not looking down on Nigerians at all or saying they are not capable of saving money aside. I making more of an excuse for them that due to economic hardship, which is not their fault, but the government fault, that saving will be near hard to do to or almost near impossible ..

Hospital bill can send an American into bankruptcy or wipe out their total savings

chijioke17:


I have been going through your comments for a while, sometimes you make lots of sense, other times, not so much. [b]You seem to throw around the fact that you base outside the country so much as a big achievement of sorts. [/b]This is a faceless forum, so anyone can claim what ever they deem fit.
Not to undermine your claims, but you must understand that you aren't the only one 'exposed' to outside the country. Being outside the country doesn't refine your thinking, rather it refines you to the laws and principles governing that environment.

All that being said, I'd love to address your claims of Americans and their saving mannerisms. I have been opportuned to live in different parts of UK, America and Canada, so I believe I have more exposure than you irrespective of age( since you live outside the country, you should know age is not considered).
The American system is a capitalist nation that is run on a credit system basis, hence allowing comfort for eternal indebtedness. This is why the average American doesn't see the need to save when he could access credit facilities. Why pay upfront for a 2,000 dollar tooth extraction when I could pay for it over a period of 2 years. That's the mentality that their system makes them believe. In UK they believe in save a little, and depend a little. I won't go into that because that's not basis of the comparison. In Canada, they operate more like the Nigerian system, still won't go in-depth. In Nigeria however, they do not run a credit based system, in fact the average Nigerian believe in save up to get it. Hence why there are lots of house owners in Nigeria. Getting your facts right, the average American isn't as asset worthy when compared to the average Nigerian, (if you have facts to disprove this, no problem). Back to your earlier arguement. The fact that American system is conducive for their citizens and the Nigerian system isn't doesn't mean the Nigerian system is totally bad. I really don't know why you love to bring down Nigeria at every slight opportunity, or see her citizens as below average thinkers, but it's totally wrong. First rule of business, don't undermine your customers because they make you. If majority of your customers begin to boycott your products, you'll go bankrupt in your engine oil business. If you live in America like you claim, you should realize that the average American doesn't come close intellectually to the average Nigerian.

I have a lot to say, but I'll leave it at this,

P.S, I know you'll either quote me with a derogatory meme, picture or response. Just in case you don't dissappoint, it shows your superio-inferior mentality. And if you do dissapoint me, then I take it you are mature as some of your posts portray.

N.B: in all my argument I made use of the word 'average'

GAZZUZZ:
I think it is time

chijioke17:


I have been going through your comments for a while, sometimes you make lots of sense, other times, not so much. You seem to throw around the fact that you base outside the country so much as a big achievement of sorts. This is a faceless forum, so anyone can claim what ever they deem fit.
Not to undermine your claims, but you must understand that you aren't the only one 'exposed' to outside the country. Being outside the country doesn't refine your thinking, rather it refines you to the laws and principles governing that environment.

All that being said, I'd love to address your claims of Americans and their saving mannerisms. I have been opportuned to live in different parts of UK, America and Canada, so I believe I have more exposure than you irrespective of age( since you live outside the country, you should know age is not considered).
The American system is a capitalist nation that is run on a credit system basis, hence allowing comfort for eternal indebtedness. This is why the average American doesn't see the need to save when he could access credit facilities. Why pay upfront for a 2,000 dollar tooth extraction when I could pay for it over a period of 2 years. That's the mentality that their system makes them believe. In UK they believe in save a little, and depend a little. I won't go into that because that's not basis of the comparison. In Canada, they operate more like the Nigerian system, still won't go in-depth. In Nigeria however, they do not run a credit based system, in fact the average Nigerian believe in save up to get it. Hence why there are lots of house owners in Nigeria. Getting your facts right, the average American isn't as asset worthy when compared to the average Nigerian, (if you have facts to disprove this, no problem). Back to your earlier arguement. The fact that American system is conducive for their citizens and the Nigerian system isn't doesn't mean the Nigerian system is totally bad. I really don't know why you love to bring down Nigeria at every slight opportunity, or see her citizens as below average thinkers, but it's totally wrong. First rule of business, don't undermine your customers because they make you. If majority of your customers begin to boycott your products, you'll go bankrupt in your engine oil business. If you live in America like you claim, you should realize that the average American doesn't come close intellectually to the average Nigerian.

I have a lot to say, but I'll leave it at this,

P.S, I know you'll either quote me with a derogatory meme, picture or response. Just in case you don't dissappoint, it shows your superio-inferior mentality. And if you do dissapoint me, then I take it you are mature as some of your posts portray.

N.B: in all my argument I made use of the word 'average'

pope191:


If u r bored, I'm bored too. Let's play game n while away time... How abt Russian roulette? u start n I follow *brb"

chijioke17:


I have been going through your comments for a while, sometimes you make lots of sense, other times, not so much. You seem to throw around the fact that you base outside the country so much as a big achievement of sorts. This is a faceless forum, so anyone can claim what ever they deem fit.
Not to undermine your claims, but you must understand that you aren't the only one 'exposed' to outside the country. Being outside the country doesn't refine your thinking, rather it refines you to the laws and principles governing that environment.

All that being said, I'd love to address your claims of Americans and their saving mannerisms. I have been opportuned to live in different parts of UK, America and Canada, so I believe I have more exposure than you irrespective of age( since you live outside the country, you should know age is not considered).
The American system is a capitalist nation that is run on a credit system basis, hence allowing comfort for eternal indebtedness. This is why the average American doesn't see the need to save when he could access credit facilities. Why pay upfront for a 2,000 dollar tooth extraction when I could pay for it over a period of 2 years. That's the mentality that their system makes them believe. In UK they believe in save a little, and depend a little. I won't go into that because that's not basis of the comparison. In Canada, they operate more like the Nigerian system, still won't go in-depth. In Nigeria however, they do not run a credit based system, in fact the average Nigerian believe in save up to get it. Hence why there are lots of house owners in Nigeria. Getting your facts right, the average American isn't as asset worthy when compared to the average Nigerian, (if you have facts to disprove this, no problem). Back to your earlier arguement. The fact that American system is conducive for their citizens and the Nigerian system isn't doesn't mean the Nigerian system is totally bad. I really don't know why you love to bring down Nigeria at every slight opportunity, or see her citizens as below average thinkers, but it's totally wrong. First rule of business, don't undermine your customers because they make you. If majority of your customers begin to boycott your products, you'll go bankrupt in your engine oil business. If you live in America like you claim, you should realize that the average American doesn't come close intellectually to the average Nigerian.

I have a lot to say, but I'll leave it at this,

P.S, I know you'll either quote me with a derogatory meme, picture or response. Just in case you don't dissappoint, it shows your superio-inferior mentality. And if you do dissapoint me, then I take it you are mature as some of your posts portray.

N.B: in all my argument I made use of the word 'average'

That's our dru