kayodez:


Thanks for ur candid response.. I'm glad but will one still be able to access his banking transactions like depositing and withdrawal, making transfer and so on... Despite been blacklisted?

zeedof:
Nothing you can do now in Nigeria without filling your BVN, and when you seek for a facility or want to apply for something that require to check your bureau record, then your BVN will be the main key search means. If you had taken facilities from different organization without paying back or paying in time, then it will be reporting on your credit score that you have bad debt, written off, not performing, performing and many more. In that case you have been blacklisted, which no reputable organisation will grant you facility.

zeedof:
Nothing you can do now in Nigeria without filling your BVN, and when you seek for a facility or want to apply for something that require to check your bureau record, then your BVN will be the main key search means. If you had taken facilities from different organization without paying back or paying in time, then it will be reporting on your credit score that you have bad debt, written off, not performing, performing and many more. In that case you have been blacklisted, which no reputable organisation will grant you facility.

Blackeard:
Does Nigeria have any facility that aids Debt Consolidation?

olamilarks:
Hi everyone, I got into the the trap of building credit score and I ended up taking loans from 9credit, Branch, Quick check, OPay, but because of this covid19 lockdown I can't work and I can't pay back loan, behold threats.

Omihanifa:



Nothing will happen as regards branch, and quick check them go just dey send you series of messages but they won't carry out their treats but as for 9credit and opay they will send SMS randomly to your phone contacts after that my guy you are as free as a bird

olamilarks:
I have every intention of repaying and uninstalling the nonsense apps, it's better to borrow from friends and family when in need than these apps .

Omihanifa:



Bro no kill yourself, after all God sees your Heart that you don't have that money so just keep living and whenever you have the money just pay the exact amount you owed and forget their rubbish late payment fees

NiggasInParis:
Most of these Loan apps are just Money Sharks. They keep increasing in number by the day out to take advantage of the crooked economic situation hitting hard on people. The give you loans with eye teary interest to pay back in a very short period of time.


There is only one platform which stands out and I recommend... And that is Paylater now Carbon. They give you reasonable amounts, enough time to back and as a responsible person you definitely should be able to pay back in that time. If you wouldn't, then don't go collecting the loan. Simple.


Ultimate solution?? Hustle make your money long, so much money not necessarily wealthy but at least comfortable enough, so you won't have to be jumping from one app to the other looking for petty loans that even without it you will still survive. No doubt...

DiamondOkpi:



☝️☝️☝️Please what if you owe Carbon and can't pay back because of COVID lockdown, will they start calling your guarantor and contacts, also will the interest increase Please I need urgent answers

RedPanda:


No. Carbon doesn't do that.

ProtectMyMoney:
Nigeria is a country where when you borrow even a friend some money, they never want to pay back till it degenerates to a quarrel and the friendship ends without the lender receiving his/her money in full.

Sokoloan has discovered what works for them to recover their funds.

olamilarks:
Hi everyone, I got into the the trap of building credit score and I ended up taking loans from 9credit, Branch, Quick check, OPay, but because of this covid19 lockdown I can't work and I can't pay back loan, behold threats.

Blackeard:
Sokoloan has the most useless business model that only thrives because of poverty. Paying a sixty percent interest rate over two weeks is nothing short of fraud.

agbajekitson:


Very very useless people. Wetin my eyes see this past 2 days alone enh. Just 3 days after deadline they started threatening me that they will message all my contacts that I am fraudulent and want to run away with the companys money eeeh.

I had to just talk to my guy to lend me the balance of the money and paid them this morning.

U see those two numbers that was disturbing me, messaged them that I've paid o and they can go f*ck themselves.

They were now calling me, didn't pick. They used another line to call me eventually I picked and they said I should pls calm down bla bla bla. I shall told them to delete all my details from their system.

DON'T GO NEAR SOKOLOAN O... THEY ARE ALSO THE OWNERS OF 9JA CASH AND I THINK GETCASH TOO. If you want to live a peaceful life, avoid them.

Omihanifa:



Nothing will happen as regards branch, and quick check them go just dey send you series of messages but they won't carry out their treats but as for 9credit and opay they will send SMS randomly to your phone contacts after that my guy you are as free as a bird

agbajekitson:

What about fair money?

agbajekitson:


What can anyone say about fair money if you default cos I think it's about to happen to me cos of this covid-19 Lockdown. No work, no money

platorepublic:
I wish to repay opay and fairmoney but this lockdown and stay at home is not helping matter at all. Fairmoney even threatened to take legal actions against me.
I have sent series of emails to fairmoney to explain conditions that warrant my late payment but it yield no positive results. I'm even depressed, the threat is too much for me to bear

platorepublic:
Taking legal actions against me

olamilarks:
More like police harassment threats!

platorepublic:

Yes
That's how i see it