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Nairaland Forum / Nairaland / General / Business / What Will Happen If One Fails To Pay Back Loan From Loan App? (274836 Views)
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Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by Trojan8(m): 4:41am On Apr 11, 2020 |
platorepublic: Check your fairmoney app, canceled all interest and stopped counting for late loans. 1 Like |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by ikezudon(m): 5:40am On Apr 11, 2020 |
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Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by agbajekitson: 10:55am On Apr 11, 2020 |
Trojan8: |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by damcell25: 11:01pm On Apr 15, 2020 |
[quote author=platorepublic post=88277802]I wish to repay opay and fairmoney but this lockdown and stay at home is not helping matter at all. Fairmoney even threatened to take legal actions against me. I have sent series of emails to fairmoney to explain conditions that warrant my late payment but it yield no positive results. I'm even depressed, the threat is too much for me Did they call your contacts or Guarantors (fairmoney) Because am in the same mess now and they are threatening to call my Guarantors |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by adeyemi0005(m): 9:26am On Apr 16, 2020 |
[quote author=damcell25 post=88489101][/quote]calm urslf my brother.. don't b panic oo. Don't stress yourself because of their yeye threat. The worse dy will do is to call u or one or two of ur contact. Case closed. Even Nigeria they own debt.. forget them. 9 Likes |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by Awesomefoodie: 10:35am On May 02, 2020 |
DiamondOkpi: Carbon won't call your contacts or guarantor, but they will send you msgs and calls. And yes they keep adding interest to the loan if you do not pay on time and it keeps adding up too. But what I don't know is if they will come to your house through the address you submitted to them to recover their money if you refuse to pay. |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by Nobody: 3:59pm On May 02, 2020 |
what will happen if one did not pay kwikmoney on time evem after extending d loan. |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by airminem(f): 6:28am On May 08, 2020 |
dyydxx:Good day, please just your input. I applied for branch loan and i just paid the load amount before it due date. Can i re apply immediately for a fresh loan? |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by airminem(f): 6:30am On May 08, 2020 |
oluwafreshkid:Please after i repay my loan before due date, can i re apply and get a fresh loan immediately, |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by honsule(m): 8:22pm On May 08, 2020 |
airminem: For now they don't give immediate loan. Even migo has packed up 1 Like |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by NewLogicalMind: 8:33pm On May 08, 2020 |
honsule: I won't be surprised if small fintech companies in Nigeria start packing up Nigerian are a terrible set of people, they like to borrow but they don't like to repay loans! ![]() 3 Likes 1 Share |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by oluwafreshkid(m): 10:33pm On May 08, 2020 |
airminem:Yes 1 Like 1 Share |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by airminem(f): 4:04pm On May 09, 2020 |
1 Like |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by honsule(m): 2:36pm On May 12, 2020 |
airminem: The lockdown is affecting them too. Because I believe many people will be unable to repay, hence once u repay yours the will immediately reduce the amount, that is if they are to give u another loan. fairmoney loan of 50k i paid interest of 10k. Total of 60k. A week before the due date. And 7 days interval was given before the APPLY button was active again. When I said, let me see their offer this time around, I was surprised to see 2,500 as highest loan. LOL. I just deleted their app from my phone with immediate alacrity. They called me 2 times, I blacklisted their number. Rubbish ![]() 4 Likes 1 Share |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by airminem(f): 7:10am On May 13, 2020 |
This absurd and totally unbecoming bro What happen to the 50billion CBN intervention funds na? They too can access the FUNDs honsule: |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by teekay2cool: 9:57pm On May 23, 2020 |
RedPanda: I'm in the exact situation bro, and I'm going to adopt ur strategy. Abeg drop ur number lemme holla at u 2 Likes |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by TommyAnthem(m): 4:49pm On May 30, 2020 |
Hello sir, what if someone falls into unforseen circumstances thereby defaulting in loan repayment as at when due but was able to clear the loan later, will the person still be flagged by the credit Bureau as a defaulter? zeedof: |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by zeedof(m): 5:18pm On May 30, 2020 |
TommyAnthem:credit bureau doesn't know what happened to you, you took and a loan for 6 month and you are yet to pay off after 12 months, bro it will be on your status that you defaulted and probably loan written off and closed which are worst case. No organisation will see that and grant you any thing... |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by TommyAnthem(m): 6:16pm On May 30, 2020 |
No, loan was taken for 12months and after 3months of servicing, issues arised, hoping to resume paying after nationwide lockdown, What is my faith? zeedof: |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by TommyAnthem(m): 6:48pm On May 30, 2020 |
That means needless paying back the loan since whichever way you choose to go you are punished, you pay back late they punish you, you don't pay back they still punish you, I'd rather not pay back, I SWEAR! TommyAnthem: 1 Like |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by zeedof(m): 10:08pm On May 30, 2020 |
TommyAnthem:it will only have effect on your credit bereau when the loan expired and you didn't pay... for now you are still good though it affect the banks or organization that granted the loan because their Portfolio at risk (PAR) are supposed to be recover money given at the stipulated date approved |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by Debbiesimi: 9:04pm On Jun 01, 2020 |
Good evening is it possible I get arrested for defaulting a loan taken |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by teekay2cool: 3:36pm On Jun 02, 2020 |
Debbiesimi: No, it is not. Times are hard, just try your best and pay up when u have the money. |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by olamilarks(m): 12:42am On Jun 06, 2020 |
Paid back my 9credit loan. Felt better knowing I'm not tying someone's business money down. Remains Branch, Quickcheck and OPay! 1 Like
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Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by dyydxx: 11:31am On Jun 06, 2020 |
zeedof: it depends, because i'm aware of a situation of a client who wanted to get 3m loan and after credit check, it was flag he had defaulted on a 10k loan from one of these apps. i think it's migo. They told him to clear the loan first and settle the debt before now granting him the loan. Why would they now hold you for 10k? especially if it is a collateralized loan.... it depends on the circumstances |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by dyydxx: 11:32am On Jun 06, 2020 |
Debbiesimi: Nobody can arrest you untop the chicken change this loan apps give abeg..... na reschedule repayment things |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by dyydxx: 11:37am On Jun 06, 2020 |
airminem: sorry just seeing this but i think you should be able too. 1 Like |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by platorepublic(m): 11:51pm On Jun 06, 2020 |
I have never defaulted all these loan app before Coronavirus pandemic. The total lockdown really affected my business which makes me to defaulted. Most of there representatives are very rude and lacks manners In the way they call someone. They don't want to listen at all to your explanation, all they do is to threaten someone. I have in mind of clearing my debt after all this lockdown is over and soon as Schools resume 1 Like |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by teekay2cool: 8:07pm On Jun 07, 2020 |
I was also affected by the Covid-19 issue and some of the loan apps have been on my neck ever since. 9CREDIT is the main app disturbing my life, they harassed me on phone and on two occasions sent embarrassing text messages to some of my contacts. I managed to hustle 2k from someone and quickly made part payment. After one week a rude lady called me and was still shouting and making threats, I just hung up and vowed I was never going to make the rest of the payment until I securely had the money to do so. They can go ahead and text all my contacts if they like, that is pure defamation of character and they can be sued for that. I am not a thief and before the pandemic I have always paid on time, I will not allow a petty organisation continue bullying me over money that is not upto 10k. The situation is really sad, they suddenly turn ur life upside down and make u overwhelmed in your activities. Something really needs to be done about these loan apps and their recovery methods. 1 Like |
Re: What Will Happen If One Fails To Pay Back Loan From Loan App? by phyiktor(m): 2:35pm On Jun 10, 2020 |
teekay2cool: best thing to to...revoke the permission u gave there app on ur phone and Dy will not b able to get ur contact from your phone to call or text 2 Likes |
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