emmanuelewumi:


Always better to keep good news to yourself and let people find out..


A parishioner was absent from the church for 2 weeks, the pastor now decided to visit him at home.

When the pastor got to his house, he was surprised at the size of his Mansion and numbers of exotic cars in his garage. The man comes to church on Sunday with just 2 average cars. Unfortunately the pastor did not meet the man at home, he met his domestic staff.

When the man came back, he decided to visit the pastor for checking on him. That he was sorry he travelled out of the country for 3 weeks for his vacation

The Pastor said sir, why are you hiding God's blessings. You are so blessed, but you hardly give testimonies about your wealth, blessings etc. You even traveled to US for your vacation, you did not testify that you got a Visa to US.

Infact the parishioner was surprised, if not embarrassed.

Loooooool

My belle wan burst

Naija I hail thee....

ojesymsym:
Lol... billing don start be dat. In short, the next Sunday sermon go be on that topic.

The village people wen we de accuse for our woes may even be innocent, na the co-city dwellers be even the village people while the village people de carry on with their simple activities.

It can't work. Such a man is not chasing clout, not trying to impress anyone and is at peace with himself. Won't give more than he has been giving

A gold fish has no hiding place, if you are big no matter how simple you appear in your dressing, car etc. certain things like your confidence, peace of mind, calmness etc will give you out

emmanuelewumi:



You don't need to do better than them, you become their enemies when you become independent and don't need handouts from them again..

I think a billionaire should be able to create a minimum of 10 millionaires.

Exactly, may God help us from those enemies of progress.

Very true @ bolded. Money de give confidence especially when you come from a position of hardwork and wise decisions.

But they will start consulting him more on church decisions and adding him to various committees.

emmanuelewumi:



It can't work. Such a man is not chasing clout, not trying to impress anyone and his at peace with himself. Won't give more than he has been giving

A gold fish has no hiding place, if you are big no matter how simple you appear in your dressing, car etc. certain things like your confidence, peace of mind, calmness etc will give you out

ojesymsym:
Very true @ bolded. Money de give confidence especially when you come from a position of hardwork and wise decisions.

But they will start consulting him more on church decisions and adding him to various committees.

He should reject unnecessary committees or even change church....

Some pastors will be looking out for his offerings, donations and tithes

ojesymsym:
Very true @ bolded. Money de give confidence especially when you come from a position of hardwork and wise decisions.

But they will start consulting him more on church decisions and adding him to various committees.

People like Hushpuppi and co who have inferiority complex with want to flaunt their wealth.

My mentor politely turned down committee appointments in his Church because he believed he doesn't have the time to be effective in such committees. Was a regular member, although he has a scholarship program for indigent children in his parish

ahiboilandgas:
like how will you do that ?like if u complete a new house?that why i like bonds and tb very discreet....my mentor sold land for 280m everbody jick and harry knows they even know he bought it for 120m .....but same man have billions in money markets instruments and securties without any noise ....

Am in the same shoes, you know your worth more in equities and all... but visible achievement tend to invite evil eyes.

ukay2:


He should reject unnecessary committees or even change church....

Some pastors will be looking out for his offerings, donations and tithes

Such people give anonymous donations.

CsRockefeller:


I don't want to sound sexist here or deviate from d topic but if you go back in time and study the creation of man according to each legend (The Christian perspective, Panku, Nono and Oboli, Oduduwa and co)

You will agree with me that there are lots of benefit in having a male child.

In a perfect world, d sex of a child won't matter, but we ain't in a perfect world.

What are you talking about?


This is not the thread for this....
But now you have posted it here

I'll ask you
And answer bluntly


Name four "benefits" of a male child that a female child cannot also offer


You said a lot....

So just name four



Children are a gift from God

Anyone who feels inadequate for not having a particular gender of child
That person in my opinion has a problem

emmanuelewumi:




People like Hushpuppi and co who have inferiority complex with want to flaunt their wealth.

My mentor politely turned down committee appointments in his Church because he believed he doesn't have the time to be effective in such committees. Was a regular member, although he has a scholarship program for indigent children in his parish

Well

But then
Looking good is not bad either
Living well is not bad either

In all my travels and encounters

Its only Nigerians I know that are always hiding, "coding themselves" and running away from shadows


Other well to do people I talk to from elsewhere talk freely about finances and deals they have struck

But here in Nigeria

We dont do that

Na corner corner talk, evading the question and saying "NaGod"


Nigeria na case we get for this country

emmanuelewumi:



Such people give anonymous donations.

The Pastor will not want it again from him, now he is known

Loooooool

DexterousOne:



Well

But then
Looking good is not bad either
Living well is not bad either

In all my travels and encounters

Its only Nigerians I know that are always hiding, "coding themselves" and running away from shadows


Other well to do people I talk to from elsewhere talk freely about finances and deals they have struck

But here in Nigeria

We dont do that

Na corner corner talk, evading the question and saying "NaGod"


Nigeria na case we get for this country

Very few people will tell you the source of their wealth, even if it is legitimate

If they tell you that means they must have seen certain features in you which will enhance your success and they really like you.

emmanuelewumi:



Very few people will tell you the source of their wealth, even if it is legitimate

If they tell you that means they must have seen certain features in you which will enhance your success and they really like you.

I'm talking general discussion

Not even the specifics


It's a heavy burden to be living that way
But most Nigerians are on "survival mode"

You cant just be free and be yourself


Me that does not even have billions

I know how it is for me

Talk less of those with N500m upwards

emmanuelewumi:



Such people give anonymous donations.

You are absolutely right sir! Some years ago we were accused of not contributing anything to the church we attended then by the elders because in the church they give you envelope with your family name but we didn't like it, we used a blank brown envelope instead. My hubby was forced to say if they see envelopes with no written name always and the cashier said he always see one without name and my husband said that was us. Because when he was a Muslim you don't tell your left hand what you do for your right hand, that we don't believe in taking the glory. They immediately changed their attitude towards us and they started giving us red carpet welcome but when we see that, we stopped going to the church the pastor and his crew always come to our house to change our minds we had to tell them we were relocating before they stop coming.

DexterousOne:



As you are doing better for yourself

Their perception then becomes

"THIS ONE IS NO LONGER UNDER ME O, OR DEPENDENT ON ME"

as the case may be


And that troubles them (those who think that way)

And that's when the funny behaviours then start

From the snide remarks
To the smirk looks

And for some terrible folks

Diabolical moves

Exactly, I wonder why?

emmanuelewumi:


Always better to keep good news to yourself and let people find out..


A parishioner was absent from the church for 2 weeks, the pastor now decided to visit him at home.

When the pastor got to his house, he was surprised at the size of his Mansion and numbers of exotic cars in his garage. The man comes to church on Sunday with just 2 average cars. Unfortunately the pastor did not meet the man at home, he met his domestic staff.

When the man came back, he decided to visit the pastor for checking on him. That he was sorry he travelled out of the country for 3 weeks for his vacation

The Pastor said sir, why are you hiding God's blessings. You are so blessed, but you hardly give testimonies about your wealth, blessings etc. You even traveled to US for your vacation, you did not testify that you got a Visa to US.

Infact the parishioner was surprised, if not embarrassed.

smart pastorprenure....potential income generting human spotted but he couldnt identify in the congregation

emmanuelewumi:




People like Hushpuppi and co who have inferiority complex with want to flaunt their wealth.

My mentor politely turned down committee appointments in his Church because he believed he doesn't have the time to be effective in such committees. Was a regular member, although he has a scholarship program for indigent children in his parish

last time was dr faruk at mm 2 trying to buy ticket to abj he bought economy was suprised ..only him no p.a Notting carrying is hand bag up and down ....meanwhile he sold a property to owner of max air 450m ,another property to Dangote 600m and the last 280m ....over 1.3 bn

ahiboilandgas:
last time was dr faruk at mm 2 trying to buy ticket to abj he bought economy was suprised ..only him no p.a Notting carrying is hand bag up and down ....meanwhile he sold a property to owner of max air 450m ,another property to Dangote 600m and the last 280m ....over 1.3 bn

So if you buy a new car of N40 Million to visit such people, he might not even notice it nor even congratulate you. That doesn't mean he is envious or not happy for you

But u northerners naturally have a more simple outlook to life. Most southerners would have had both PA and PA to a PA at that level.

ahiboilandgas:
last time was dr faruk at mm 2 trying to buy ticket to abj he bought economy was suprised ..only him no p.a Notting carrying is hand bag up and down ....meanwhile he sold a property to owner of max air 450m ,another property to Dangote 600m and the last 280m ....over 1.3 bn

ositadima1:


If the deduction is automatic on salary credit then balance factor is of no significance. Is the inflow that is d most important factor not balance. I can decide to suddenly withdraw d attractive balance or change my pattern. I used to have large balance as result of left over from salary, now I keep not more than 50k.

In d case u stated above d scenario could probably be 10% or less of ur monthly income by 3 years, giving u have been earning same in d last 5years or more.

10% of 100,000 x 12 x 3 = #360,000

I doubt the banks consider only inflows to arrive at what is due to you as loan. At a point in time, i had N1.5m showing as amount i can take as loan. I used to leave a large sum in my salary current account. Then i started moving out the money a day or two once the salary enters to accounts in two different banks. I then noticed that the N1.5m dropped to about 600k. Then i started moving some part of the left over in the salary account to my kids accounts. I noticed that the amount further dropped to below 100k. Meanwhile, the salary has not changed and it is still being paid to the same account. I also observed this same trend with another staff in another bank.

This shows that the banks do not use only inflows. The banks cannot be that foolish to use only inflows that do not stay in the account for more than a day. You think say banks no get sense?.

Those days, when banks were using only balances at the end of the month to compute savings interest, some 'smart' guys will go and borrow money and overload the account at month end to earn high interest amount. Then interest on savings was as high as 15%. On the second day of the new month, the person goes to withdraw the amount deposited and interest. He returns the borrowed amount to his friends and go and flex with the interest. This is no longer possible because interest is now computed on daily balance.

As i said earlier, a lot of parameters go into computation of the loan amount due to a person.

emmanuelewumi:



So if you buy a new car of N40 Million to visit such people, he might not even notice it nor even congratulate you. That doesn't mean he is envious or not happy for you

fuuny enough he likes driving by himself....the driver is for domestic use for family

NL1960:


I doubt the banks consider only inflows to arrive at what is due to you as loan. At a point in time, i had N1.5m showing as amount i can take as loan. I used to leave a large sum in my salary current account. Then i started moving out the money a day or two once the salary enters to accounts in two different banks. I then noticed that the N1.5m dropped to about 600k. Then i started moving some part of the left over in the salary account to my kids accounts. I noticed that the amount further dropped to below 100k. Meanwhile, the salary has not changed and it is still being paid to the same account. I also observed this same trend with another staff in another bank.

This shows that the banks do not use only inflows. The banks cannot be that foolish to use only inflows that do not stay in the account for more than a day. You think say banks no get sense?.

Those days, when banks were using only balances at the end of the month to compute savings interest, some 'smart' guys will go and borrow money and overload the account at month end to earn high interest amount. Then interest on savings was as high as 15%. On the second day on the new month, the person goes to withdraw the amount deposited and interest. He returns the borrowed amount to his friends and go and flex with the interest. This is no longer possible because interest is now computed on daily balance.

As i said earlier, a lot of parameters go into computation of the loan amount due to a person.

A lot of things are considered like your cash flow, source of income and collateral security.


Ideally you should not get a loan that is more than 30% of your annual income. A loan that is equivalent to your annual income will be spread over 3 years.

If your monthly salary is 300k, you can only use between 90k to 100k to service your debt

ojesymsym:
But u northerners naturally have a more outlook to life. Most southerners would have both PA and PA to PA at that level.

i cant tell if its a northern thing or southern thing ....i think its an individual thing.......

ukay2:


But continue to help regardless of their attitudes

Givers never lack. .....

Sure
Oga Ahib said sth about setting up cement warehouse n him oga wan put head too... thats reality.

Mine would venture into what he hears or think you are doing, if you like add ponzi
He is ever ready to do mmm & wazobia combine together with a huge sum for that matter... just to ensure you dont earn up to or even get close to his worth let alone overtaking...lol

Humans eh!

ukay2:


I have learnt do Briefcase Portfolio Investments.

No Headaches and Noises

Can you give more details... thanks

oluwaleokey:


Can you give more details... thanks

He is a very busy professional, he has just one investment property, the rest are FG bonds, REIT, Equities, money market funds and other portfolio Investments.


Passive income are derived from investments that are on autopilot, even when the Investor is sleeping the Investments will continue to generate income effortlessly.

Many at times Investors will wake up in the middle of the night to receive credit alerts of dividends, coupons, rents, interests etc

arduino:

I collected from GTB last week just to build credit worthiness. I have also sent the money to work.

Please can you put me through, I have been struggling to access the loan.
NB: I am qualified

oluwaleokey:


Sure
Oga Ahib said sth about setting up cement warehouse n him oga wan put head too... thats reality.

Mine would venture into what he hears or think you are doing, if you like add ponzi
He is ever ready to do mmm & wazobia combine together with a huge sum for that matter... just to ensure you dont earn up to or even get close to his worth let alone overtaking...lol

Humans eh!

This one is iberiberism

oluwaleokey:


Sure
Oga Ahib said sth about setting up cement warehouse n him oga wan put head too... thats reality.

Mine would venture into what he hears or think you are doing, if you like add ponzi
He is ever ready to do mmm & wazobia combine together with a huge sum for that matter... just to ensure you dont earn up to or even get close to his worth let alone overtaking...lol

Humans eh!

u made my day i have been laughing

Sunday66:


Please can you put me through, I have been struggling to access the loan.
NB: I am qualified

If you are qualified, did GTB put the amount you are qualified for in your Mobile App or Internet Banking?.

NL1960:


I doubt the banks consider only inflows to arrive at what is due to you as loan. At a point in time, i had N1.5m showing as amount i can take as loan. I used to leave a large sum in my salary current account. Then i started moving out the money a day or two once the salary enters to accounts in two different banks. I then noticed that the N1.5m dropped to about 600k. Then i started moving some part of the left over in the salary account to my kids accounts. I noticed that the amount further dropped to below 100k. Meanwhile, the salary has not changed and it is still being paid to the same account. I also observed this same trend with another staff in another bank.

This shows that the banks do not use only inflows. The banks cannot be that foolish to use only inflows that do not stay in the account for more than a day. You think say banks no get sense?.

Those days, when banks were using only balances at the end of the month to compute savings interest, some 'smart' guys will go and borrow money and overload the account at month end to earn high interest amount. Then interest on savings was as high as 15%. On the second day of the new month, the person goes to withdraw the amount deposited and interest. He returns the borrowed amount to his friends and go and flex with the interest. This is no longer possible because interest is now computed on daily balance.

As i said earlier, a lot of parameters go into computation of the loan amount due to a person.

Bro, did you take the loan? How many people will take such loan when it is apparent they don't need it?

I have 10 mil in my account for a very long time now u as bank decide to offer me 4 mil as loan because of my balance, why should I take it and be paying interest when I can use my idle money?

If that is how they go about it they wont get enough people to go with it.

Concerning default, most salary accounts have a consistent payment period every month, mine does. So how can I default when salary goes through the bank first? Risk to them could be seize in salary and that is where they should do their homework.

Anyway, all this based on my rational thinking and I am probably wrong.

Sunday66:


Please can you put me through, I have been struggling to access the loan.
NB: I am qualified

With GTB mobile app it's a straight forward process. The maximum amount you're qualified for is automatically generated(which you can edit) and you adjust the tenure of the loan using the slider, input your four digit pin code. Shikenan......