NL1960:


The testing i did was done from Investment One website and not from the link on your profile. When iam ready to open it, i will probably go through the link on your profile. You have done enough hard work here on this product to get your reward for it. I want to remain as anonymous as possible on any faceless forum. That is why i normally do not like going through links on profiles but prefer to go through the website.

NL1960:


The testing i did was done from Investment One website and not from the link on your profile. When iam ready to open it, i will probably go through the link on your profile. You have done enough hard work here on this product to get your reward for it. I want to remain as anonymous as possible on any faceless forum. That is why i normally do not like going through links on profiles but prefer to go through the website.

Donbrig:
University degree in Nigeria is highly exaggerated. Most Nigerians doing very well in businesses never went to university. I've personally never seen the four walls of a university classroom in my life, but virtually none of my friends who went to the university is doing better than me today. We should foucus more on vocational institutions, we need more training centres for our local technicians, plumbers, auto-mechanics, welders, fashion designers, carpenters, etc.

It is really heart-wrenching to know that some states in Nigeria today have more than 8 (ill-equipped) universities and don't have any vocational institutions for the youths. Education and Health centres should never be built by govt or individuals for profits, because these are core institutions that have more to do with humanity rather than profits.

The Igbos are one of the most successful tribes in Africa today due to their ability to learn a hand-work or trade, regardless of their background. University education shouldn't really be for everybody, I am not saying it is bad to get a university degree, but you can still excel in life without one.

Pee2Jay9:
Dear @justwise, kindly end this thread or rename it, and please start one which will be strictly on investment avenues available in Nigeria. Thanks

Donbrig:
University degree in Nigeria is highly exaggerated. Most Nigerians doing very well in businesses never went to university. I've personally never seen the four walls of a university classroom in my life, but virtually none of my friends who went to the university is doing better than me today. We should foucus more on vocational institutions, we need more training centres for our local technicians, plumbers, auto-mechanics, welders, fashion designers, carpenters, etc.

It is really heart-wrenching to know that some states in Nigeria today have more than 8 (ill-equipped) universities and don't have any vocational institutions for the youths. Education and Health centres should never be built by govt or individuals for profits, because these are core institutions that have more to do with humanity rather than profits.

The Igbos are one of the most successful tribes in Africa today due to their ability to learn a hand-work or trade, regardless of their background. University education shouldn't really be for everybody, I am not saying it is bad to get a university degree, but you can still excel in life without one.

ojesymsym:
Today is 10th, any update. I can find any info on it on the DMO website.

aliadi2:
Hello gurus and everyone, i am new on this thread and i have started reading from half of the thread so that i can be more informed on investing. Please i am planning to invest 500k in the coming month on fixed deposit account but someone suggested that i invest it on t-bill because the percentage is more higher, i plan on adding the saving that i can gather every 6month to reinvest it on the fixed deposit so that the profit can increase. Please my plan is to use this money to fund my education abroad after i finish my university education in the next 4 years. I would like to know if fixed deposit account is better or t-bill and can it also help me achieve my goal of studying abroad. Looking forward to your advice thanks and all the best.

mnwankwo:

Yes, University education is not for everybody but education in Nigeria is just a reflection of the entire Nation. You do not expect our Universities to be different from other facets of Nigerian life. Corruption is a religion here in Nigeria and even if you establish vocational Institutions, the same cancer of corruption will kill them. You should not forget that technical schools and vocational education were already in existence far back but corruption and lack of foresight killed them off.

In the 70s , Nigerian Universities were as good as any good University in the UK , US, or Europe. At that time, professors from University of London, Imperial College, MIT, etc come to Nsukka (UNN) or Ibadan (UI) to evaluate undergraduate/ post-graduate thesis and Nigerian professors from UNN and UI also travel to these American and European world class Universities as external examiners. It is not that there was no corruption in Nigeria in the 70s. However in the 80s and beyond, corruption became systemic and got institutionalized. It destroyed public schools at al levels including University education.

Corruption is responsible for the decay in our Universities; from faculty/staff recruitment, poor infrastructure to obsolete curriculum. The model you are suggesting is in place in Germany and Scandinavian countries but may not work here in Nigeria due to corruption. Universities should be a place where young minds are nurtured in the skills of critical thinking and creative reason. Buying and selling may make one rich but without innovation the country will remain poor. Sustainable progress is inextricably linked to the creative and innovative ability of a Nation. Countries like Germany and Japan with little or no natural resources may fall into recession but will always manufacture themselves out of any recession because of the creative and innovative ability of their citizens.

If corruption is reduced in Nigeria, Nigerian Universities can be transformed within 5 year to be world beaters. Education is all about skill set that is transferred to the young minds. Unfortunately, due to corruption many Nigerian academics do not have the skill sets themselves, not to talk of transferring them to young ones. In my three decades as an academic in different parts of the world, I must admit that Nigerian students are exceptionally smart. Give them the skill set and the enabling environment and they will fly. Without corruption, Nigeria has the intellectual capacity to compete effectively with the so called first world. Cheers

Donbrig:
EU is doing well in tackling dollar's hegemony in their economy, but watchout for China. China is more frustrated with the dominance of dollar than any country on earth, that is why they are working on their own digital currency and will definitely carry a lot of countries along with them, leaving dollar in a sorry state. One of the reasons Trump is ensuring US companies take over Chinese companies, particularly in high-tech sector.

ahiboilandgas:
For the Nigeria state (may be some readers in govt are here)...the foreign exchange demand of the economy should be look into critically .....un important items must not be funded ....item like hajj operations, tourism travels , unnecessary foreign education in countries as par with Nigeria (sudan ,eypty,togo India etc)...Then local food production should be encourage....unessary food chain like kfc, shoprites ,etc should not be encourage (we can do all that )

Donbrig:
Oga ahiboilandgas, you have made some valid points. Nigeria should work hard to put things in order before it gets too late. This is exactly why it is somehow risky to have portfolios in foreign currencies in Nigeria. FG could default in paying eurobonds and others, but certainly not those with naira investments.

On the other hand, dollar is holding the entire world hostage, not just Nigeria alone, and this had been going on for so long.. China, Russia, EU and other world powers are already making progress to do away with dollar's hegemomy. Virtually every country has a problem with dollar against their local currencies and the rest of the world has had enough.

FG should allow Emefiele sanitize our monetary system, Emefiele and team certainly knows how to protect our economy and naira, but Emefiele don't have words of his own, I used to believe CBN is an independent body of its own, not until this present govt came onboard. Soludo and Sanusi made lots of decisions on their own to protect our monetary policies, but we are yet to see Emefiele make such bold steps without receiving calls from Abuja.

I don't think we should be worried about Chinese loans and other foreign loans at the moment, things are still under control, but we mustn't throw caution in the air... If we had invested all these foreign loans judiciously, building critical infrastures, we ought to have been doing well paying back the loans from profits gained from these infrastructures.

DexterousOne:


Whay the CBN should do is to STOP being the monopoly on foreign currency in Nigeria......

In South Africa
Forex can be gotten from multiple sources

It's in Nigeria I see folks queueing at the central bank to go get forex

This is the genesis of the problem....

Yes indeed
The central bank is a player
They have to keep reserves for stabilisation purposes
But at some point

They have to let off that grip...


The same way NNPC grip on petrol needs to be relaxed


Nigerians know what to do
They just dont want to do it
Cos the current system favours them

mnwankwo:

Yes, University education is not for everybody but education in Nigeria is just a reflection of the entire Nation. You do not expect our Universities to be different from other facets of Nigerian life. Corruption is a religion here in Nigeria and even if you establish vocational Institutions, the same cancer of corruption will kill them. You should not forget that technical schools and vocational education were already in existence far back but corruption and lack of foresight killed them off.

In the 70s , Nigerian Universities were as good as any good University in the UK , US, or Europe. At that time, professors from University of London, Imperial College, MIT, etc come to Nsukka (UNN) or Ibadan (UI) to evaluate undergraduate/ post-graduate thesis and Nigerian professors from UNN and UI also travel to these American and European world class Universities as external examiners. It is not that there was no corruption in Nigeria in the 70s. However in the 80s and beyond, corruption became systemic and got institutionalized. It destroyed public schools at al levels including University education.

Corruption is responsible for the decay in our Universities; from faculty/staff recruitment, poor infrastructure to obsolete curriculum. The model you are suggesting is in place in Germany and Scandinavian countries but may not work here in Nigeria due to corruption. Universities should be a place where young minds are nurtured in the skills of critical thinking and creative reason. Buying and selling may make one rich but without innovation the country will remain poor. Sustainable progress is inextricably linked to the creative and innovative ability of a Nation. Countries like Germany and Japan with little or no natural resources may fall into recession but will always manufacture themselves out of any recession because ojavascript:void(0);f the creative and innovative ability of their citizens.

If corruption is reduced in Nigeria, Nigerian Universities can be transformed within 5 year to be world beaters. Education is all about skill set that is transferred to the young minds. Unfortunately, due to corruption many Nigerian academics do not have the skill sets themselves, not to talk of transferring them to young ones. In my three decades as an academic in different parts of the world, I must admit that Nigerian students are exceptionally smart. Give them the skill set and the enabling environment and they will fly. Without corruption, Nigeria has the intellectual capacity to compete effectively with the so called first world. Cheers

Donbrig:
University degree in Nigeria is highly exaggerated. Most Nigerians doing very well in businesses never went to university. I've personally never seen the four walls of a university classroom in my life , but virtually none of my friends who went to the university is doing better than me today. We should foucus more on vocational institutions, we need more training centres for our local technicians, plumbers, auto-mechanics, welders, fashion designers, carpenters, etc.

It is really heart-wrenching to know that some states in Nigeria today have more than 8 (ill-equipped) universities and don't have any vocational institutions for the youths. Education and Health centres should never be built by govt or individuals for profits, because these are core institutions that have more to do with humanity rather than profits.

The Igbos are one of the most successful tribes in Africa today due to their ability to learn a hand-work or trade, regardless of their background. University education shouldn't really be for everybody, I am not saying it is bad to get a university degree, but you can still excel in life without one.

ositadima1:


You are lying bro, which sss3 student writes like this. Any way sha, maybe na because I go kpako secondary school. In my class back then if u dey write like this na most to enter uni, and them few.

ositadima1:


You are lying bro, which sss3 student writes like this. Any way sha, maybe na because I go kpako secondary school. In my class back then if u dey write like this na most to enter uni, and them few.

maishai:
What people tag as corruption is what I refer to as MISPLACED VALUE JUDGEMENT............ Right now everybody worships money, Look well today:
Nobody wants to be a teacher, everybody wants to own the school
Nobody wants to be a Nurse or Doctor, We all want to own the hospital
Nobody wants to be the Farmer, but we all want to own the farm
Nobody wants to be a Mechanic or welder, We all want to own the Workshop..................................................... etc

This are trades and profession that The average Nigerian knows that If He ventures into it whole heartedly "HE WILL NEVER MAKE IT" in the eyes of society.................. So why waste Time when " I can make it by owning the entity"........

There is nothing wrong with the Nigerian Education System...... What is wrong is the People and the Notions running them, The bulk of the Knowledge and Equipments in them are even Under utilized to now talk of the latest cutting edge Equipments.......

Our leaders know this, that is why THEY RUSH TO COUNTRIES WHERE THEIR PEOPLE UPHOLD GOOD VALUES on matters of self importance......... An average Nigerian Politician prefers to rush to Germany for malaria Treatment because He trust the German Doctor to abide by the Hippocratic Oath of life first before any other thing Than His Nigerian Counterpart..............All in all Medcine remains Medcine

emmanuelewumi:
Commercial papers at 7% for 270 days

DexterousOne:


You care to explain the bolded


I mean
Give me your perspective on it

Cos I definitely have mine
Would like to hear yours

ositadima1:


You are lying bro, which sss3 student writes like this. Any way sha, maybe na because I go kpako secondary school. In my class back then if u dey write like this na most to enter uni, and them few.

Donbrig:
@Ositadima, I will take that as a compliment. I never attended a university, after my secondary school in Benin City, I had the opportunity to travel to Germany at a very young age, where I did my industrial training with Jungheinrich as a logistician for two years, and later went to Perugia Italy where I also did one year training with Concetti group. Afterwards, I also had other industrial trainings in the US where I gained more experiences in industrial logistics and production. I am grateful to God I never wasted four years or more for a university degree that is often overhyped.

Donbrig:
Apart from Americans having the best and most sophisticated military in the world, the second most effective weapon they have against the rest of the world is having about 70% of dollars in circulation across the globe and foreign countries holding a huge percentage of dollars in their national reserves, their third weapon is ensuring that international oil and gold trade are priced in dollars, "America First".

After the second world war, Americans felt the world owe them a lot and they have every right to dictate world affairs with impunity, they orchestrated and changed international monetary policies to their own advantage and things never remained the same till date. Though they played a critical role in ending the second world war, but they have had enough good time as a payback. Ohhh, sorry I don't want to take us on history lessons.

The US have always used the dollar hegemony to take on nations that does not agree with their political views and foreign policies, they have toppled world leaders and even embarked on (economical) wars for same reasons. I just think it is time to find an alternative currency for dollar, where every country would have a fair playing ground and countries like Nigeria, Turkey or Syria or Iran won't be having economical haemorrhage because they don't have enough dollars in their national reserves.

qmd24:


How can you value what you don't have or haven't experienced. You probably did not learn about the Bell's curve and outliers. No insult intended, but don't come here and discourage the young ones from going on to higher institutions. Education is lifelong though and formal education is just the beginning.....

Donbrig:
Apart from Americans having the best and most sophisticated military in the world, the second most effective weapon they have against the rest of the world is having about 70% of dollars in circulation across the globe and foreign countries holding a huge percentage of dollars in their national reserves, their third weapon is ensuring that international oil and gold trade are priced in dollars, "America First".

After the second world war, Americans felt the world owe them a lot and they have every right to dictate world affairs with impunity, they orchestrated and changed international monetary policies to their own advantage and things never remained the same till date. Though they played a critical role in ending the second world war, but they have had enough good time as a payback. Ohhh, sorry I don't want to take us on history lessons.

The US have always used the dollar hegemony to take on nations that does not agree with their political views and foreign policies, they have toppled world leaders and even embarked on (economical) wars for same reasons. I just think it is time to find an alternative currency for dollar, where every country would have a fair playing ground and countries like Nigeria, Turkey or Syria or Iran won't be having economical haemorrhage because they don't have enough dollars in their national reserves.

freeman67:

Permit me to answer this your question with other questions sir.

Please what is the vision, mission and objectives of wrestling, boxing, football, horse racing, car racing, basketball...etc to the viewers and spectators?

How does it affect their lives especially if they are not club owners, members, shareholders or own businesses that it's earning is directly linked to those club and entertainment outlets?

Finally how does it affect people not interested if they skip the channel and change to other areas of interest or refuse to activate the channel entirely. what if they watch and refuse to participate in Big Brother voting?