osazsky:
U want to leave town where u work and made 1m and go and buy a land in your village.pls are u planning on retiring at 25 and relocating to the village all becuz u want villagers to be calling u landlord.who did this to us? It will never be well with that person.oga if u want to be successful in life leave ur parents home dont listen to cowards that will advise u to remain in ur parents house.the fact is that until u leave ur comfort zone you will always remain poor...your own even good.i have seen a 32 years old man still leaving with his parents them tie ur hand..imagine 32 minus 70 years how many years come remain for the guy tifiakwa God forbid

This one strong gan�

oluwapoju:
Op you need to take it slowly... I'm 24 with over 300ETH in my wallet I still dey share room with my siblings.

...
Stop lying.

1 million at 25? I don't even have 10k in my account. God WHEN!
Anyone who wish to help a brother like me should please send anything to
0125712368
Union bank.
God bless you and increase your income.

Sirfemisky:
...
Stop lying.

Wetin I wan gain

Zzor:
Thanks,have a good night rest

So thanks is all he gets


After all his asslicking....



Chai...simps have suffered

dan4oster120:
that what makes me unique has a guy being the most funniest,,please teach me how can I Dm her or if you know how I can get through to her,please let me know

Click on her profile and then DM

Good luck

For me I will suggest you, start a good business with the money atleast provision store or Something, by this time next year u go done blow. Don't waste the money on land , wey be say one person from nowhere go just come dey claim say the land na him own after u done pay for the land finish o.

Poloyanabo2:

Bro how do these simps survive?, I'm thinking seriously.

As in eeh...they don't just get it...


They ain't getting any pity pusssy...

I must confess you're the best..i appreciate you

eni4real:

Click on her profile and then DM

Good luck

Prechgold1180:
1m is just like 100,k

Small money

That "small money" to you is someone else's ' big investment capital'. Thing is, the volume of money one has isn't that important, it is how one invests it to ensure continued multiplication effects that really matters.

[quote author=CuteVally post=93038076]Good evening Nairalanders.

Please i need an advice on the next step i should take in life. I am a guy, 25 years of age and still living with my parents, though i am not jobless but recently my bank account just hit one million and 200 thousand naira.

Well young man I tell you what, and please don't take it as an offence calling you young man, two questions. Can you still afford to stay at home with pop and mom for another two years. Are you comfortable doing everything a young man does without pop and mom using an x-ray to screen all you do? If you answered yes to those questions then stay home
The reason is after two years you become uncomfortable with that arrangements you can sell that landed property and move out. Mind you every landed property in the right location is an investment I bet you you will make over 100% ROI.
And you can keep the landed property and build on it in future. Look you can still make another 1M in two years time but that land is not going to be 1M in 2 years time.

No be lie

Zzor:
pack out and start facing your life like a man should,make use of the money wisely ,remember to spend on your fiancee too and don't be a stingy boyfriend lol. God bless you with more money,be a good boy and don't follow all this yeye Nairaland redpillers

This gurl self.... "Spend on your fiancee" Just negodu advice

OP talking about me currently, mine 1.8 mill living with parents although independent, still planning my next move @24

oluwapoju:
Op you need to take it slowly... I'm 24 with over 300ETH in my wallet I still dey share room with my siblings.

lies everywhere

Prechgold1180:
1m is just like 100,k

Small money

as in I tell u

Odion2016:
Benefit boy

which one be benefit boy. He say am not jobless. Meaning he get job. Abi guy no be waiting you talk. >: >: >:

BigJoe19:
If we check now you be sub 2k for me

walahi you no lie, only mumu go say I million na small money, I have gathered over 3m before, but the last time I won just 51k during corona time/you go think say na 5m I won, desperate time and desperate measures work together, na broke level go make you see even 1k as millions, provided I am living in my own house, infact if every nairaland is paid 1m in this forum, nairaland will crash the next day,even my grandma will join the site

Odion2016:
Benefit boy

You're stupid

Acidosis:
Go and invest your money in a low or medium risk investment like mutual funds or agrictech/crowdunding. In Agrictech, 1.2m can become 1.8m in a year.

At 25, you need to stay liquid, so avoid land or fixed assets, especially if you have to invest your life savings. You can't easily convert your land to cash so it's going to be a f00lish move to put your life savings on land. A time will come when you'll need that money and you won't see a buyer. Some buyers will come and offer half the cost of the land. Sometimes, you won't see a buyer even if you advertise for 5 years.

Agrictech is your best bet at 25. Your cash shouldnt be far from you. Cash is King!

As per packing out of your father's house, it's one of the mistakes many poor and average people make. Any small thing, I wan pack out, I wan pack out. You won't hear this nonsense from rich kids.

I also approve of this message
Buying illiquid assets with most of your networth is nothing short of economic foolishness
Now I know why many Nigerians are always in financial quagmire

GreenKalada:


You people on this forum talk like slowpokes!! How smart are you? Who buys a fixed asset with his life savings?? Didn't u read properly what he wrote

The comment surprises me

If you are buying illiquid asset with say 25% of networth
It makes more sense

But 100%

Where is the sense in that ?

What kind of job do you do?
I want to know so that I can advice you better

Petyprincess:

Please better look elsewhere, most Nigerian guys that their tiny prick can't stay one place will nw be virgin
Virgin men are scarce,most men we have are watery semen with sagging balls.
May God bless all virgin men in Nigeria!

You must really be going thru a lot. Its not easy to develop the kind of experience you have acquired by sampling so many men. Wishing you many more suck-sexfool years in your chosen career

Buy a land,it never depreciates.
Since you have a steady source of income,rent a low budget house with just a bed in it, monthly u get few furniture n fittings.. and try to increase your savings.

Well-done dear.

If legit and income keep flowing , you can move out and start your life but if otherwise, keep your head in your Papa house and make more . Mind you, crime doesn't pay ooo. shout-out to all legit huzzlers...

Prechgold1180:
1m is just like 100,k

Small money

convert 1m to dollar

and do the maths

buhari and APC NA BASTARDS

Mypeople2:
My guy let me give a piece of advice from heart and experience. Buy a land with that money and use the rest to start building your house little by little .Don't listen to those that say , "pack out of your fathers house and be a man".Please stay in your father's house so that you can build your own quickly .If you move out and rent an apartment, by the time you close your eyes and open it,one year must have passed..you will start talking about house rent again .Another thing is ,when you start living alone, you won't be able to save money like before ....so think wisely

This is advice fromm he'll.
Op don't start using your shiikini money to start building house o.
You're still young, you need to be liquid.

hush15:


I will give you a very good advise, at 25 with a million naira and still under your parents! As long as all is cool with your parents, look for a financial institution like kakawa discount house, arm or even investment one owned by gtb and purchase treasury bills and let it roll over till you 30 and ready for live outside your parents comfort.

If that's too cumbersome or not an option, just fix it in a bank and roll over every 3months till you truly ready to settle down and know what you want. At all at all, na im bad pass. Don't stagnate that money.

By then not only will your money have grown substantially, you will also be wise and mature to make the right choices. Then when you alone, you will be safe and will not just watch your money fade away.

Do you know the current rate of treasury bills?

ayesco202:
If I were you I'd buy etherum with that money and leave it for about 6-7 years..

Hope you know it’s the demand and supply of a fiat currency versus. Crypto currency that determines the Cypto currency rate ( erethreum or bitcoin is anyone )

In order words if you used 1.2 million naira to buy bitcoin or erethreum today and the price falls like by 5 percent or so you will less than 1.2 m you initially invested

Like that over time it may fluctuate of which if you leave it over time you may find it’s worth nothing or preferbly it’s worth 100 times more

No one really can tell or knows

The people cashing out on bitcoin now was the people who bought and never sold when 1 bitcoin was less than 1,000 dollars or so

You should do neither!

N1 mil, no bi moni, that is like $2,300.00.

If you must do either, I will advise you buy the land as an investment....moving out, when there is no need to, is an unnecessary expenses.

Finally, double hustle.

osazsky:
Everybody shouting invest invest...what if the investment fails..I have made wrong investments before and I dont want u to learn from experience it's not a good thing.continue the work u did that gave u 1m..move out..furnish ur house and face ur life..at this pace..at 28 you should be married.pls ignore adults who still leave with their parents giving u wrong advise.hope this help.u will thank me later gdnight

What investment made you lose money?