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Treasury Bills In Nigeria - Investment (1635) - Nairaland

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Re: Treasury Bills In Nigeria by Diyke4rich: 9:57am On Oct 30, 2020
Thank you

NL1960:


I will advise that you do not immediately relocate back in full yet. You can come in, spend some months and use that period to move around and do research. During this period, you can use it to network with your friends espercially those in business and see the various challenges and how they have conquered such challenges.
Re: Treasury Bills In Nigeria by Diyke4rich: 10:00am On Oct 30, 2020
I will not discourage you but have it at the back of your mind abroad is like gamble few are lucky, while majority struggle to survive couple with pressure back home.


RayRay06677:
the experts will advise but meanwhile what's your advise for people dying to go outside the country like you did. for me, its not worth the uncertainty

5 Likes

Re: Treasury Bills In Nigeria by emmanuelewumi(m): 10:05am On Oct 30, 2020
XiaoLi:
Not sure China will fall for that, The China that i know is much more smarter than that.




Smarter abi ruthless
Re: Treasury Bills In Nigeria by RayRay06677(m): 11:08am On Oct 30, 2020
Diyke4rich:
I will not discourage you but have it at the back of your mind abroad is like gamble few are lucky, while majority struggle to survive couple with pressure back home.



thanks my brother, this advise has replayed over time but those that have not reached Cotonou before keep saying otherwise. nowhere is green, you make it green and that can be anywhere including your village especially via online. the farther from home the riskier

1 Like

Re: Treasury Bills In Nigeria by Nobody: 12:31pm On Oct 30, 2020
RayRay06677:
the experts will advise but meanwhile what's your advise for people dying to go outside the country like you did. for me, its not worth the uncertainty
A hungry man with no job and no hope in Nigeria will thank God for the lowest paying job he will find in a decent developed country provided he’s there legally (even people wey no get paper are still living better lives than the hopeless and hungry unemployed people in Naija).

What doesn’t make sense is to leave a decent well paying job/business and middle class lifestyle in Naija to go and start afresh abroad. It works for some but many regret the decision.

Also, age and marital status play a huge role in these decisions. A single young man can rough it out for a few years before finding his feet. Family man will have a nagging wife and crying hungry children to feed, clothe and house and cannot afford to put his family through the suffer wey fit happen.

11 Likes

Re: Treasury Bills In Nigeria by NL1960: 12:47pm On Oct 30, 2020
Lazyyouth4u:

A hungry man with no job and no hope in Nigeria will thank God for the lowest paying job he will find in a decent developed country provided he’s there legally (even people wey no get paper are still living better lives than the hopeless and hungry unemployed people in Naija).

What doesn’t make sense is to leave a decent well paying job/business and middle class lifestyle in Naija to go and start afresh abroad. It works for some but many regret the decision.

Also, age and marital status play a huge role in these decisions. A single young man can rough it out for a few years before finding his feet. Family man will have a nagging wife and crying hungry children to feed, clothe and house and cannot afford to put his family through the suffer wey fit happen.

Gbam. Well said.
Re: Treasury Bills In Nigeria by XiaoLi: 1:17pm On Oct 30, 2020
Yes for their national interest.
emmanuelewumi:





Smarter abi ruthless
Re: Treasury Bills In Nigeria by Nobody: 1:42pm On Oct 30, 2020
Lazyyouth4u:

A hungry man with no job and no hope in Nigeria will thank God for the lowest paying job he will find in a decent developed country provided he’s there legally (even people wey no get paper are still living better lives than the hopeless and hungry unemployed people in Naija).

What doesn’t make sense is to leave a decent well paying job/business and middle class lifestyle in Naija to go and start afresh abroad. It works for some but many regret the decision.

Also, age and marital status play a huge role in these decisions. A single young man can rough it out for a few years before finding his feet. Family man will have a nagging wife and crying hungry children to feed, clothe and house and cannot afford to put his family through the suffer wey fit happen.

Hahaha, see sense.

Why you come dey behave like craze man before grin

1 Like

Re: Treasury Bills In Nigeria by jedisco(m): 2:16pm On Oct 30, 2020
TransAtlanticEx:
No!they can but their prime is gone.
You know multiple knacking plus women start to depreciate at 25 and start losing lustre at that age(stretch marks,body fat,etc start coming at 25) no matter how well taken care off she might be,except for a lucky few or arewa girls.
But these our carbohydrate gobbling gluttons start to literally rot at 25,so why marry an already depreciating liability?
So take their prime as compensation for their rot phase you'd have to endure for probably the rest of your life undecided
I know you won't know this cos arewa girls(especially fulani) even get more beautiful with age.
I would love to marry from arewa someday,if I'd ever get married.(those fair ones o!)

I find certain views shared here on the opposite sex distasteful.
It's worth knowing that we all share a common genetic pool and a Nigerian male cannot be inherently superior than his female counterpart and vice versa.

Also talking about behavioural issues. The average 20-30 year old Nigerian dude is not better behaved than his female counterpart. Just that our culture downolays some issues when it's related to a particular sex.

That said, it's one of the things that come with having little among lots of poor people in a poor country. Many people will bend over just to access basic means of survival most of which would be worth little or nothing if things were in place.

Finally, I have never understood how some dudes come to see sex as an achievement or something they can spend hours bragging about. Aside the thrill, I see it more as a tick box event.

16 Likes

Re: Treasury Bills In Nigeria by TransAtlanticEx(m): 2:58pm On Oct 30, 2020
jedisco:


I find certain views shared here on the opposite sex distasteful.
It's worth knowing that we all share a common genetic pool and a Nigerian male cannot be inherently superior than his female counterpart and vice versa.

Also talking about behavioural issues. The average 20-30 year old Nigerian dude is not better behaved than his female counterpart. Just that our culture downolays some issues when it's related to a particular sex.

That said, it's one of the things that come with having little among lots of poor people in a poor country. Many people will bend over just to access basic means of survival most of which would be worth little or nothing if things were in place.

Finally, I have never understood how some dudes come to see sex as an achievement or something they can spend hours bragging about. Aside the thrill, I see it more as a tick box event.
I am talking about lustre,you talking about genes or strength? undecided
Bring 2 people,make and female,both comfortable and both of the same age and tell me who looks older smiley
Re: Treasury Bills In Nigeria by ultron12345: 4:07pm On Oct 30, 2020
Biko, I was recently thinking about international school business. From the little research I've done, 80% of Nigerian state capitals (apart from Lagos and Abuja) have enough wealthy people to sustain at least, 2 schools, each with 1000-1500 students charging 2.5 to 4 million per annum per student.

Can anyone else confirm this? What do you think? In your opinion, how true is it?
Re: Treasury Bills In Nigeria by TransAtlanticEx(m): 4:11pm On Oct 30, 2020
ultron12345:
Biko, I was recently thinking about international school business. From the little research I've done, 80% of Nigerian state capitals (apart from Lagos and Abuja) have enough wealthy people to sustain a school of 1000-1500 students charging 2.5 to 4 million per annum per student.

Can anyone else confirm this? What do you think?
grin
Asides Lagos and Abuja to some extent Kano and PH,forget.
Nobody go pay you that fees.
Re: Treasury Bills In Nigeria by ultron12345: 4:18pm On Oct 30, 2020
TransAtlanticEx:
grin
Asides Lagos and Abuja to some extent Kano and PH,forget.
Nobody go pay you that fees.

Abeokuta, Ibadan, Uyo, Delta, Anambra, Enugu, Kaduna, Ilorin, Minna nko?
I know one school charging about 1.5M in adamawa state and it's full to the brim. There's another more expensive one in Jos. Isn't Atiku's expensive american university of Nigeria in adamawa also getting heavy patronage? Don't many outside Lagos and Abuja still afford to send their children to UK and US universities

I think there are wealthy people who can afford such in most states capitals. Even many of those who attend such schools in Lagos and Abuja come in from neighbouring states.

The reason I'm thinking outside Lagos, Abuja and PH, is that I believe the market there is already or almost saturated. In fact, most of my successful businesses today have been built based on avoiding the over-saturated and over-competitive Lagos market and focusing on other states that are usually overlooked but still have a lot to offer. I rather be the biggest seller of a product in Edo than being just another small seller in Lagos.

Plus, costs outside Lagos and Abuja are less. The money one will use to build a world class school to completion in places like Ibadan or Minna or Illorin will not even be enough to purchase half of the needed land in places like Lagos (Victoria Island, Ikoyi, Lekki) and Abuja (Asokoro, Maitama)

6 Likes

Re: Treasury Bills In Nigeria by TransAtlanticEx(m): 4:20pm On Oct 30, 2020
ultron12345:


Abeokuta, Ibadan, Uyo, Delta, Anambra, Enugu, Kaduna nko?
I know one school charging about 1.5M in adamawa state and it's full to the brim. There's another more expensive one in Jos. Isn't Atiku's expensive american university of Nigeria in adamawa also getting heavy patronage?

I think there are wealthy people who can afford such in most states capitals. Even many of those who attend such schools in Lagos and Abuja are from neighbouring states.
Seriously?
Then go for it.

1 Like

Re: Treasury Bills In Nigeria by maishai: 4:59pm On Oct 30, 2020
ultron12345:
Biko, I was recently thinking about international school business. From the little research I've done, 80% of Nigerian state capitals (apart from Lagos and Abuja) have enough wealthy people to sustain at least, 2 schools, each with 1000-1500 students charging 2.5 to 4 million per annum per student.

Can anyone else confirm this? What do you think? In your opinion, how true is it?
hmmm, can you enlighten us on this research............... Even if your research is right, dont you think cultural factors will key in........................ for example paying school fees of #1.5million in Ebonyi or Jigawa state is a hugh no for me going by the backwardness of this states, the location of this school in such states can only attract the wrongest sets of criminals like Kidnappers


There is a big reason Adenuga choose to live on Banana Island, Ikoyi and Lekki are definitely cheaper.....................

1 Like

Re: Treasury Bills In Nigeria by maishai: 5:05pm On Oct 30, 2020
ultron12345:


Abeokuta, Ibadan, Uyo, Delta, Anambra, Enugu, Kaduna, Ilorin, Minna nko?
I know one school charging about 1.5M in adamawa state and it's full to the brim. There's another more expensive one in Jos. Isn't Atiku's expensive american university of Nigeria in adamawa also getting heavy patronage? Don't many outside Lagos and Abuja still afford to send their children to UK and US universities

I think there are wealthy people who can afford such in most states capitals. Even many of those who attend such schools in Lagos and Abuja come in from neighbouring states.

The reason I'm thinking outside Lagos, Abuja and PH, is that I believe the market there is already or almost saturated. In fact, most of my successful businesses today have been built based on avoiding the over-saturated and over-competitive Lagos market and focusing on other states that are usually overlooked but still have a lot to offer. I rather be the biggest seller of a product in Edo than being just another small seller in Lagos.

Plus, costs outside Lagos and Abuja are less. The money one will use to build a world class school to completion in places like Ibadan or Minna or Illorin will not even be enough to purchase half of the needed land in places like Lagos (Victoria Island, Ikoyi, Lekki) and Abuja (Asokoro, Maitama)

Have you considered standards, Once I pay an outrageous amount on education, My dear British Standard better be British Standard and not a yoruba man Phonerising British Accent for me......................... Secondly what institution will you partner with to buy the heart of the peeople, the easiest is the Church,would you be ready to do the bidding of the church........
Re: Treasury Bills In Nigeria by ultron12345: 5:40pm On Oct 30, 2020
maishai:
hmmm, can you enlighten us on this research............... Even if your research is right, dont you think cultural factors will key in........................ for example paying school fees of #1.5million in Ebonyi or Jigawa state is a hugh no for me going by the backwardness of this states, the location of this school in such states can only attract the wrongest sets of criminals like Kidnappers


There is a big reason Adenuga choose to live on Banana Island, Ikoyi and Lekki are definitely cheaper.....................

Yes, I thought of the culture too. I thought that most people ready to pay UK or US tuition for their kids won't mind paying about 2M for the child to school at an American international school in Nigeria and graduate with a US high school diploma, here in Nigeria. Yes schooling in the US, in Nigeria. If people in the state send their kids to study abroad, then they will be fine with premium education in Nigeria.

Lol... One will have to take into consideration the economics of the state. You can charge premium like 3-4M in Kano and Kaduna but in Jigawa and Ebonyi, one might have to reduce fees to 1M.

Based on my makeshift findings, Ebonyi was the only south-eastern state that such premium schools won't do too well. I don't have much info on Jigawa so I can't speak on it, but I've recently found out that most of these poor forgotten northern states actually have a lot of wealthy people. I was particularly shocked with that of Yola (seems many of the wealthy in maiduguri (which used to be a city that can compete head-on with Kano) fled to Yola because of the insurgency)

1 Like

Re: Treasury Bills In Nigeria by ojesymsym: 5:40pm On Oct 30, 2020
Except I didn't get his first point, I think he is talking about a business school like the Lagos business school for professionals and not a university or secondary school.
That said, I struggle to see a school like that do well anywhere else than Lagos.
maishai:


Have you considered standards, Once I pay an outrageous amount on education, My dear British Standard better be British Standard and not a yoruba man Phonerising British Accent for me......................... Secondly what institution will you partner with to buy the heart of the peeople, the easiest is the Church,would you be ready to do the bidding of the church........
Re: Treasury Bills In Nigeria by ultron12345: 5:47pm On Oct 30, 2020
maishai:


Have you considered standards, Once I pay an outrageous amount on education, My dear British Standard better be British Standard and not a yoruba man Phonerising British Accent for me......................... Secondly what institution will you partner with to buy the heart of the peeople, the easiest is the Church,would you be ready to do the bidding of the church........

Lol
It will be standard. Fully accredited by the necessary bodies in the country whose curriculum is taught.
Instead of sending your little children to go and be lonely in faraway US, or even Lagos, your child can get his/her US high school diploma right here, at home, in Enugu or Kano. Same with other countries. IB, Swiss, American, British, Canadian. Maybe even Australian, lol. These ones will majorly be for nigerians. Then indian international schools (especially in Ogun) for the Indian community in Nigeria. Maybe even Chinese International Schools complete with CCP propaganda for Chinese kids in Nigeria since they are becoming more plentiful down here. One can even expand to our francophone neighbours with French international schools fully accredited by necessarily authorities in France.

This international school business is a thriving sector in the Middle East and Asia. Look up companies like GEMS education, Nord Anglia, Cognita. Imagine we have a Nigerian multinational education company providing international education across Africa.

Partnering with a religious institutionsl will drive away kids (potential customers) from other religions. It can be secular. Most of such schools in Lagos and Abuja are not church affiliated
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 5:50pm On Oct 30, 2020
ojesymsym:
Except I didn't get his first point, I think he is talking about a business school like the Lagos business school for professionals and not a university or secondary school.
That said, I struggle to see a school like that do well anywhere else than Lagos.


Not a business school, but an international primary and secondary school preferably with boarding facilities
Re: Treasury Bills In Nigeria by ojesymsym: 5:53pm On Oct 30, 2020
Oh okay. Osun, ogun and some south eastern states have many of those kind of schools. They just don't always have big names
emmanuelewumi:



Not a business school, but an international primary and secondary school preferably with boarding facilities

1 Like

Re: Treasury Bills In Nigeria by maishai: 5:53pm On Oct 30, 2020
ultron12345:


Lol
It will be standard. Fully accredited by the necessary bodies in the country whose curriculum is taught.
Instead of sending your little children to go and be lonely in faraway US, or even Lagos, your child can get his/her US high school diploma right here, at home, in Enugu or Kano. Same with other countries.

Partnering with a religious institutionsl will drive away kids from other religions. It can be secular. Most of such schools in Lagos and Abuja are not church affiliated




Well, you must have done your research, Others doing it must have also seen value before venturing into it..............I can only wish you Open Heavens
Re: Treasury Bills In Nigeria by jedisco(m): 7:22pm On Oct 30, 2020
TransAtlanticEx:
I am talking about lustre,you talking about genes or strength? undecided
Bring 2 people,make and female,both comfortable and both of the same age and tell me who looks older smiley

I'm not talking about ageing and even then, there are ladies who look younger than their make counterparts.

Go and look at some of the words or phrases you used to describe ladies and how you bragged about your rendezvous with poor Nigerian students, then look in the mirror and ask yourself what makes you talk about a fellow human being that way.

Lacking self control or sleeping with a thousand ladies is not something to brag about. Sex is cheap.

12 Likes

Re: Treasury Bills In Nigeria by Fyabdul: 8:16pm On Oct 30, 2020
Good evening. Please I need assistance. I transferred from my i- invest since yesterday morning, I have not received the money in my account. I tried calling sterling customer care but never reachable. I sent mail and got reply this morning that they will gat back with me in a short time. Till now nothing has been down.
How can I get my money from them.
Re: Treasury Bills In Nigeria by Fyabdul: 8:21pm On Oct 30, 2020
Fyabdul:
Good evening. Please I need assistance. I transferred from my i- invest since yesterday morning, I have not received the money in my account. I tried calling sterling customer care but never reachable. I sent mail and got reply this morning that they will gat back with me in a short time. Till now nothing has been down.
How can I get my money from them.
Please assist me on what to do. I'm scared. I need that money. My investment with them matured yesterday and I took my money from my wallet into my account. The money I transferred has shown that nothing in my wallet and I supposed to receive it in my account but it is not there till now. None of their customer care I knew pick my calls.
Re: Treasury Bills In Nigeria by Reine22: 8:51pm On Oct 30, 2020
.

1 Like

Re: Treasury Bills In Nigeria by Ibrahim505(m): 9:11pm On Oct 30, 2020
Fyabdul:
Good evening. Please I need assistance. I transferred from my i- invest since yesterday morning, I have not received the money in my account. I tried calling sterling customer care but never reachable. I sent mail and got reply this morning that they will gat back with me in a short time. Till now nothing has been down.
How can I get my money from them.
I dumped banks to be doing my tbills with i-invest thanks to their integrity and excellent services. The payment is automated, meet their twitter handle and send them private message. The transaction might either bounced back or still hanging but the system is credible.
It may still take you up to Monday to have your case resolved_weekends trap.
Re: Treasury Bills In Nigeria by Fyabdul: 9:27pm On Oct 30, 2020
Ibrahim505:
I dumped banks to be doing my tbills with i-invest thanks to their integrity and excellent services. The payment is automated, meet their twitter handle and send them private message. The transaction might either bounced back or still hanging but the system is credible.
It may still take you up to Monday to have your case resolved_weekends trap.
Please, can you give me their twitter handle and private number to message them
Re: Treasury Bills In Nigeria by Fyabdul: 9:28pm On Oct 30, 2020
Ibrahim505:
I dumped banks to be doing my tbills with i-invest thanks to their integrity and excellent services. The payment is automated, meet their twitter handle and send them private message. The transaction might either bounced back or still hanging but the system is credible.
It may still take you up to Monday to have your case resolved_weekends trap.
Thank you for your response
Re: Treasury Bills In Nigeria by Nobody: 9:57pm On Oct 30, 2020
ultron12345:
Biko, I was recently thinking about international school business. From the little research I've done, 80% of Nigerian state capitals (apart from Lagos and Abuja) have enough wealthy people to sustain at least, 2 schools, each with 1000-1500 students charging 2.5 to 4 million per annum per student.

Can anyone else confirm this? What do you think? In your opinion, how true is it?
High quality education business is not one for the faint hearted o. You are going to need deep pockets. Very deep pockets. Not just to set up the school but enough cash to sustain the business while student population ramps up. And this will take at least two to three years.

Anyone that can afford to pay such fees is looking for quality and that is why you see rich people sending their wards across the country to established schools with solid track record. No be to enter one hour plane go? You will need time to establish that track record but your high quality staff and teachers must be paid, generators or your power plant must be running, you must be making payments to banks if you take out a loan, security must be paid for, management fees to your operating partners/affiliates must be paid, etc during the initial years when student population is low. It is this huge cash requirements that make it mainly suitable for churches and moneybags with lots of cash to burn in the initial years.

To divert business from those big man schools, you will need a high quality school affiliated with a strong educational brand with quality labs, sports complex with correct football pitch, basketball court and swimming pool, well trained and highly experienced teachers (very important), Internet, music rooms, cafeteria, boarding houses, top security, school busses, staff residences, library, etc. These are not cheap. And I’m positive you will need well over a billion Naira.

No doubt there is a market but there is strong competition from money bags that have built reputable schools (and are still building) all over the country. It is the huge cash requirement that makes it a tough market to get into for regular folks.

Wishing you all the best!

9 Likes

Re: Treasury Bills In Nigeria by Ibrahim505(m): 10:15pm On Oct 30, 2020
Fyabdul:

Please, can you give me their twitter handle and private number to message them


https://twitter.com/iinvestng?s=09
Re: Treasury Bills In Nigeria by Desanta(m): 10:36pm On Oct 30, 2020
Fyabdul:
Good evening. Please I need assistance. I transferred from my i- invest since yesterday morning, I have not received the money in my account. I tried calling sterling customer care but never reachable. I sent mail and got reply this morning that they will gat back with me in a short time. Till now nothing has been down.
How can I get my money from them.

I had similar issue with them but they just credited my account this evening after sending email to all the email address I could find on the app.

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