kismo: My brother, Pensions Alliance Limited (PAL Pensions) has outstanding service delivery and competitive returns RSA. They will alart you as soon as your employer remits your retirement savings contribution to them and even when they didn't, you will know because they will notify you. They will tell you the vital documents you must not misplace and how to safeguide them so that you wouldn't have problem in accessing your savings after retirement. They have acquired two other PFA and UBA is their custodian. If you are in Lagos, they have their head office at Marina (UBA Building). You can visit www.palpensions.com for further information. Goodluck.

You just de-rep this PFA by telling us they have UBA as their custodian.

mrkels:
THese pension people are thieves in my own opinion, I just opened one with rustfund now and with the negative reviews I see here , I doubt if I ll submit it to my employer

You dont need to exercise any fear. i use Trustfund and their services is good. i get alert on remittances and my money is really growing. a friend of mine retired recently, he uses trustfund too, he got his benefit without any stress. you dont have to be misguided by false words people spread on this thread. find the truth yourself.

What about AIICO Pension, owned by AIICO Insurance?Are they still in the pension business?

I will suggest AIICO they have a policy that pays salary for life.

I would recommend AIICO Pension Managers Limited. LEADWAY PENSURE and STANBIC IBTC are other good PFA's.

How about NLPC PFA?

please what can we say about premium pension

omidan21:
Hello House,Crusader Sterling Pensions just called me to come for an aptitude test on monday.ios dis firm also one of the best as regards pensions and who knows what to expect in the aptitude test,anyone in d house that has passed thru dis stage

hey bro ,saw ur post about crusader sterling 3years ago any luck with them??

I just stumble on this post now and i feel that it will be necessary to enlighten the people here.
Knowing the best PFA is not just in name, so don't be too carry away with names and never be too carry away with the year of existence.
The truth is that, all PFA are doing the same type of business with strict regulation. Pension business seems to be the most highly regulated business in Nigeria today much more than even banking or capital market. You can get a copy of Pension act and also check Pencom website for more on this. That is, in terms of security and all the rest about your money.

Therefore from my own point of view, the best pension manager(PFA) will be the one that invest your fund the best way. That is, those one that can give you the best return(interest) on your money. And the irony of Nigeria case is that most of the big PFA are not even on top of the chart. The small ones are the one topping the chart in terms of profit on investment. In fact, some very small PFA has been leading that chart for the past 3years now. The unfortunate issue here is that the transfer window has not been open, even I would have moved to one of those who can give me more return on my fund. This is Just the case with Gtb, Zenith comparing with First bank and Union bank. The gtb and zenith are more younger and smaller(less than 40yrs), but they are given better return to investors more than First and Union bank(over 100yrs).

You can also do your independent research on it. The regulatory body has made it compulsory for all the PFA to always post their rate of return on their website. Also, if you check pencom website you can get the list of all the PFA in Nigeria. Then you can do your own independent analysis with the figures(May be one day, you might even become an investment analyst).

Structured settlement annuity companies most times refers to the authorized structured settlement brokers and also settlement planners of a financial firms employed to easy annuity payment. On a lighter note, the concept of annuity reflects the payment of a fixed amount of money over a long period of time as stipulated on the credit agreement, for some companies, this represents its structured settlement annuity interest rates that is paid on a principal amount. For instance, the cash flow of an asset is expected business or transaction is estimated to be $1000 (a thousand dollars) year for a ten years period and the required return on the rate for a structured annuity settlement on the investment is ten percent.

We can help you with annuity packages

07067025384

valdubem:
I advise you open with IBTC Pension. I use them and so far, am okay with their services.

How can I open one

obicentlis:
Sigma or Ibtc is okay but Ibtc has so many customers and it worries them.

How does sigma work

joeybankz:
Structured settlement annuity companies most times refers to the authorized structured settlement brokers and also settlement planners of a financial firms employed to easy annuity payment. On a lighter note, the concept of annuity reflects the payment of a fixed amount of money over a long period of time as stipulated on the credit agreement, for some companies, this represents its structured settlement annuity interest rates that is paid on a principal amount. For instance, the cash flow of an asset is expected business or transaction is estimated to be $1000 (a thousand dollars) year for a ten years period and the required return on the rate for a structured annuity settlement on the investment is ten percent.
https://www.nigeriabusinessplan.com.ng/structured-settlement-annuity-interest-rates-companies/

Long period of time = Life time, when it has to do with Annuity in Nigeria.

kismo:

You can only open another RSA with another PFA when you must have closed the former one. What the Pension Fund Act 2004 says is that you can move from one PFA to another if you are not satisfied with any of the PFAs service, BUT you must not operate two RSAs. If you do you will have problem accessing your retirement benefit.

Can you have 1 for business and one for personal