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Nairaland Forum / Nairaland / General / Business / Be Careful When Making A Transaction At A POS Terminal (Here Is Why) (82649 Views)
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Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Psoul(m): 9:44am On Nov 18, 2020 |
The Most shocking case was recently when tons of Axis Bank accounts were compromised and that too because of the data taken out of the debit card users at Atms. Most of the users who used the Debit card in the ATM, complained this issue. If you will ask a banker or any tech guy who deals in payments will always advise you to keep the card data safe. Not to hand over card to anyone just like that. Even though your card has a 2FA activated, the card money could be taken out. How? Your card has 16 digit number. Your card has expiry month/year. Your card has Security code on back side. If someone has got these three information, they can use these details on International Websites, where actually the RBI rules doesn't work out. There they may/or not ask for the OTP verification. And at such International websites your card could be used to take out the money. How a Card works on most of international websites? There you will have to provide card number. Expiry & Security and you can pay. There is even no need to write the correct name which is on card. And once these data is submitted and clicked on Checkout, the money is authorised & charged instantly. They wont ask for the OTP/2Fa details. Although there will be IP footprint etc, but that is mostly of no use. Usually in dark web all these kind of things are used. How to Protect your card then? Its quite simple, which most people dont do. De-Activate[/b]the card for [b]international usages. Its quite simple. Many of the banks has their mobile app, where you can activate/de-activate the card for international usages. If you dont have a Mobile App or your bank has not yet provided this facility on mobile app, you still can do this by calling the customer care of the bank. Ask them to de-activate the card for international usages. Simple! A 2–3 min of call will save you from lot of hassle. Just to note: Now a days, many countries outside India too are working on enabling 2FA on cards. And very soon on most of the payment gateways internationally the 2FA requirement will come up. But its still an open end, which can anytime loot away your money. PS: Never give the card to anyone in restaurant just like that or at any store location. Go to the EDC machine yourself or ask them to bring one to you, if they have the mobile EDC. Try to hide the back side of the card for sure. Or the best is Scracth of the Security from your card back side. Keep it in your mind. And it will save you lots of hassle in times when you actually will have to give the card to someone. 3 Likes |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Elsueno: 9:45am On Nov 18, 2020 |
Donjazzy12: Says who, oga send me the pictures of ur ATM if I don't empty ur account in 1 hour, I will refund u double what's in their
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Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Mistykeen: 9:45am On Nov 18, 2020 |
fergusen:Cool buh you got to understand your ecommerce website is mostly built differently if it's 2d payment gateway you cool with all that buh if na 3d payment gateway make e b Yankee card sef e go ask OTP 1 Like |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by noble71(m): 9:46am On Nov 18, 2020 |
Donjazzy12:You are new to hacking with your card front and back details your account will be cleared in minutes. |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by emeejinsm: 9:46am On Nov 18, 2020 |
IMAMofWAR: ![]() IMAMofWAR: |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by lekki1444: 9:46am On Nov 18, 2020 |
Aug28th:well you know many bank staffs are underpaid and many are scammers so they know the accounts of people who have lots of money but not activated online. so they can create accounts and transfer all your money and mute the alert. when you go into the bank they will tell you your account is empty. thats the disadvantage of an account not online that you can monitor every second of the day. 1 Like 1 Share |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by faste: 9:46am On Nov 18, 2020 |
annayawchee:some banks adopt mastercard or verify by visa |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by lekki1444: 9:47am On Nov 18, 2020 |
Uzomacharles: ![]() |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by 080bjaked(m): 9:48am On Nov 18, 2020 |
Risentouch: Lock ATM or lock the bank account? Maybe you can provide more clarity on this please. Cos from what I'm sure off, once your ATM is blocked, most banks will ask that you get a new one. CBN policy doesn't allow banks to unblock ATMs at will. Just as there's a policy that mandates swallowed cards in other bank's ATMs to be destroyed (but we know they don't always follow this ![]() 1 Like |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by jidxin(m): 9:48am On Nov 18, 2020 |
Tiwaz2: but my bank always send otp or ask for my PIN for online transactions |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by guru90: 9:48am On Nov 18, 2020 |
LikeAking: biggest sense in what u said!!! |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by lytech1(m): 9:49am On Nov 18, 2020 |
chaloner: Continue deceiving your self If only I can see you to place a bet on this. I will give u every details you need about the card. Won't give u my pin,my phone number and also won't give u access to my phone. If u don't perform ur wonders... You are a looser 2 Likes |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by blackgold90(m): 9:49am On Nov 18, 2020 |
Tiwaz2: Your name and pin is very vital they can succeed without them. This is fake information. 1 Like |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by lekki1444: 9:49am On Nov 18, 2020 |
Risentouch:how do you deactivate it ? |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Emeka71(m): 9:50am On Nov 18, 2020 |
Donjazzy12:Some fraudsters have a way of getting the PIN. |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Emiron(m): 9:51am On Nov 18, 2020 |
supportnija: TOOLS DEY PLENTY IF U KNOW U KNOW 1 Like |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by blackgold90(m): 9:51am On Nov 18, 2020 |
helinues: Except you foolishly input your pin in their on very eyes |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Nobody: 9:53am On Nov 18, 2020 |
Donjazzy12:Some e-commerce sites do not request for pin. So they can transact on such sites with ur card details. |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by blackgold90(m): 9:53am On Nov 18, 2020 |
Elsueno: You are lieing |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Jodera: 9:53am On Nov 18, 2020 |
Esanboy111:the email and debit would just be that so so amount was debited and so so outlet. No information or phone number about the person, no name about the person. How will you trace such person? 1 Like |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Missionaire: 9:54am On Nov 18, 2020 |
gentlesinna: Leave them let them be arguing na. My card details without my knowledge was used on PayArena and 17k was wiped without my knowledge or OTP. When I contacted GTB, I was told that it is very possible and that it cannot be traced as it was used on a third party site blah blah. I am still on it though. That was Oct 13 last month. Let them upload their number on their cards without even the 3 digit code on the back of the card sef because i didn't have one and have never used the card for online transactions before. Let them upload it and see American wonders. Many people have also faced similiar issues. 1 Like |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Miyachi: 9:54am On Nov 18, 2020 |
fergusen: Yes, but that can be mitigated if you enable VBV for Visa and Mastercard SecureCode for MasterCard. This stops all unauthorized use of your card. 1 Like |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Scope26(m): 9:55am On Nov 18, 2020 |
poiZon:Just do yourself a favour by verify if the information here is true. How? -Visit twitter -Create a post with your full card details excluding pin -Add trending hashtags Come back here and share your testimoney. It will shock you ![]() poiZon:Just do yourself a favour by verifying if the information here is true. How? -Visit twitter -Create a post with your full card details excluding pin -Add trending hashtags Come back here and share your testimoney. It will shock you 1 Like |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by sylve11: 9:55am On Nov 18, 2020 |
gentlesinna: Fear don dey catch me o... ![]() ![]() |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by fergusen: 9:56am On Nov 18, 2020 |
lytech1:Lol. If you constantly make purchases online from foreign sites like GoDaddy, namecheap, etc you won't be talking like this. You don't need OTP or ATM PIN on some of these merchant sites. Cheers ![]() 1 Like |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Emiron(m): 9:56am On Nov 18, 2020 |
blackgold90: I SWEAR U ARE IN DEEP SHIT IF U SEND FRONT AND BACK NO DOUBT AM NA TRUE NO B LIE IF U KNOW U KNOW NA TOOLS DEM DEY CALL AM |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Nobody: 9:57am On Nov 18, 2020 |
supportnija:Can you snap both sides of your ATM card and quote me with it? Please ensure there is money in the account |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by invectives(m): 9:58am On Nov 18, 2020 |
Raymond989:I have been a victim.. hear word....its enough for the wise!!! |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Nobody: 9:58am On Nov 18, 2020 |
ebenezer202l:Snap both sides of your card and quote me with it, make sure you have good money in it. Shey you have coconut head 3 Likes 1 Share |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by RealZizou(m): 9:59am On Nov 18, 2020 |
No vex bro.... Which store do you buy online from and didn't ask of your pin or OTP? |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by blackgold90(m): 9:59am On Nov 18, 2020 |
Raymond989: I have one foreign card back and front numbers can we try ?leave number |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Onepeople: 9:59am On Nov 18, 2020 |
supportnija:why are you making this shallow argument? Fraudsters have been defrauding people through this means, only ur atm details is more than enough, I have gone to bank to make this argument they only advise me to keep my card save. |
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