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Nairaland Forum / Nairaland / General / Politics / Senate Considers Bill To Blacklist Loan Defaulters (8108 Views)
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Senate Considers Bill To Blacklist Loan Defaulters by MYZOLE: 7:35am On Dec 09, 2020 |
https://www.google.com/amp/s/punchng.com/senate-considers-bill-to-blacklist-loan-defaulters/%3famp=1 4 Likes
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Re: Senate Considers Bill To Blacklist Loan Defaulters by Nobody: 7:48am On Dec 09, 2020 |
Good bill... we need to step up the mortgage system in Nigeria, so people can free up some monies to investing in businesses for employment, right now we save so much bulk for bills. Sanction that useless FCMB bank that charges 10% on a 6months loan with structured interest paybacks monthly thereby rendering the loan useless for the purpose intended, as if the business purpose must yield profit/interest every month, instead of full payment in the 6months period. Eg - if my business yields in a 3months period and I have a loan of 10m, I have to set aside 6m from same loan just so I dont default during the 3 month wait period, thereby dealing with just 4m, which is pointless. Meanwhile you are charged 10% bank interest on the initial 10m out of which 6m was useless.. 14 Likes 3 Shares |
Re: Senate Considers Bill To Blacklist Loan Defaulters by visijo(m): 7:50am On Dec 09, 2020 |
Guys serious issue...
*I am a 35 year old handsome, hardworking,
GOD fearing young man, a businessman, and
looking for a cute hairy, beautiful, well
structured and young black goat to buy for
Christmas* 21 Likes |
Re: Senate Considers Bill To Blacklist Loan Defaulters by slawormiir: 7:51am On Dec 09, 2020 |
Damnnn niggarrrr Isoright.. Wahalar for people way dey collect loans |
Re: Senate Considers Bill To Blacklist Loan Defaulters by Nobody: 7:51am On Dec 09, 2020 |
This Senate is too brain dead. 4 Likes |
Re: Senate Considers Bill To Blacklist Loan Defaulters by yinchar(m): 7:51am On Dec 09, 2020 |
Wait....are they NOT blacklisted before? Which kind of Country is this for good sake!!! In other climes, if you default on a simple clothing store account, you will be blacklisted and have a bad credit. 2 Likes 1 Share |
Re: Senate Considers Bill To Blacklist Loan Defaulters by Nobody: 7:52am On Dec 09, 2020 |
Most times it is important to understand the story behind the figures. Even as a bank's debtor, some banks still pass overstated charges into your account. Secondly, what will happen to the third party that makes the bad loans crystallize? For example, the FG and some big private companies are worst culprits. A customer approaches a bank for loan to fund a government's contract which the bank confirms, then the government refuses to pay contractor and the banks continue to mount interest and harass the borrower. 18 Likes |
Re: Senate Considers Bill To Blacklist Loan Defaulters by Muhylonaire007: 7:53am On Dec 09, 2020 |
Ok |
Re: Senate Considers Bill To Blacklist Loan Defaulters by daddy001: 7:53am On Dec 09, 2020 |
slawormiir:Good 1 Like |
Re: Senate Considers Bill To Blacklist Loan Defaulters by elrufiason: 7:53am On Dec 09, 2020 |
YoonSung69: Them forget say nigeria as a country na d biggest loan defaulter 1 Like |
Re: Senate Considers Bill To Blacklist Loan Defaulters by abbaapple: 7:53am On Dec 09, 2020 |
I don’t think this bunch of thieves will support this bill, all of our politicians are Debtors, politicians and Bankers are 5&6. 4 Likes 1 Share
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Re: Senate Considers Bill To Blacklist Loan Defaulters by Mbcus68: 7:53am On Dec 09, 2020 |
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Re: Senate Considers Bill To Blacklist Loan Defaulters by Cutiekatty: 7:53am On Dec 09, 2020 |
visijo:guy u nor well at all [color=#006600][/color] 1 Like |
Re: Senate Considers Bill To Blacklist Loan Defaulters by YoonSung69: 7:54am On Dec 09, 2020 |
elrufiason:I wonder bro |
Re: Senate Considers Bill To Blacklist Loan Defaulters by cunley(m): 7:54am On Dec 09, 2020 |
Xcredit should not be listed among oooo Suicide go plenty if Xcredit get this power 2 Likes |
Re: Senate Considers Bill To Blacklist Loan Defaulters by Nobody: 7:54am On Dec 09, 2020 |
alright we have heard |
Re: Senate Considers Bill To Blacklist Loan Defaulters by Amoto05(m): 7:55am On Dec 09, 2020 |
k |
Re: Senate Considers Bill To Blacklist Loan Defaulters by akinmusi(m): 7:58am On Dec 09, 2020 |
It's long overdue. Even those handling legal retainership and debt recovery have always found a way to defraud their unsuspecting client by conniving with loan defaulters, in the name of settling outside of court and collecting commission from both parties. Meanwhile with just 3k, I will design a premium 3D logo and hyper-realistic designs for your brands.
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Re: Senate Considers Bill To Blacklist Loan Defaulters by 27Pushing30: 7:59am On Dec 09, 2020 |
yinchar: not really blacklisted per se But Banks run a credit check and anyone with non-performing loans in the bank or other banks (even NFI's) are NOT allowed to access loans. Also the recent CBN GSI directive allows banks recover their funds directly from the defaulters account funded in other banks So this news makes no sense at all.. unless they feel the CBN GSI directive has no legal backing or something sha 4 Likes |
Re: Senate Considers Bill To Blacklist Loan Defaulters by bamasite2: 8:02am On Dec 09, 2020 |
They are guilty as well |
Re: Senate Considers Bill To Blacklist Loan Defaulters by Oshokalo: 8:02am On Dec 09, 2020 |
abbaapple:na billboard u carry put for house |
Re: Senate Considers Bill To Blacklist Loan Defaulters by JADEK01(m): 8:02am On Dec 09, 2020 |
They should work on digit they gave to us 25 to 26 and some private sector like micro finance charge 35% Government should reduced d % to atleast 15% or 10 % per annual Then business need huge amount to be using for long periods of year I mean long time loan 10 to 20 years Unlike this 1 years with killer % If anything happens to system like strike,protest...etc And bank loan must be paid Already on the debt roll |
Re: Senate Considers Bill To Blacklist Loan Defaulters by Ikillbrokehoes(m): 8:13am On Dec 09, 2020 |
Good |
Re: Senate Considers Bill To Blacklist Loan Defaulters by sonnie10: 8:19am On Dec 09, 2020 |
I was trying to explain this to someone here a few days ago 1 Like |
Re: Senate Considers Bill To Blacklist Loan Defaulters by Kobicove(m): 8:40am On Dec 09, 2020 |
Such a law is needed in Nigeria because there are people who make it a habit to willfully default on loans |
Re: Senate Considers Bill To Blacklist Loan Defaulters by fastlane84: 8:50am On Dec 09, 2020 |
visijo:am speechless 1 Like |
Re: Senate Considers Bill To Blacklist Loan Defaulters by Hamnas(m): 9:46am On Dec 09, 2020 |
visijo:Damm nigarr theirs one in the neighbourhood 1 Like |
Re: Senate Considers Bill To Blacklist Loan Defaulters by nurain150(m): 1:11pm On Dec 09, 2020 |
Nigeria no be defaulter |
Re: Senate Considers Bill To Blacklist Loan Defaulters by Oketwin(m): 1:56pm On Dec 09, 2020 |
visijo:u don crack joke for ur mind now, |
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