SirBen90:


The "12 months" moratorium on your offer letter means that you have exactly one year before you start repaying the loan. The one year starts counting from the day you received the funds into your bank account.

Have you received the details of the nirsal account you would repay the loan into? Has Nirsal given you any update regarding the disbursed funds?

Asking for a friend.

No, I have not been sent d details

I wish those waiting for disbursement and approvals good luck , good morning fam

I am so sad right now. The other man I applied on his behalf - a pastor has been scammed of his money. He got the approval on 23rd like most and accepted the offer same day, 280k. Last night we were discussing and he mentioned to us (couple of his friends) that he received a call at noon from his "fcmb account officer" telling him his account needs to be updated. Long story short, the scammer asked him to call back a code sent to his phone, and he did.
He had last week filled and submitted an "women enpowement" form. I think that's were the scam came from.

I advised him first thing this morning he should reach his bank so they could block the account or do something helpful to him. But alas, NIRSAL credited his account at just past 11 pm last night, and this morning by 6am his account was wiped clean.

Anyone who has experience on this should please advise on how to handle such.

essay007:
I am so sad right now. The other man I applied on his behalf - a pastor has been scammed of his money. He got the approval on 23rd like most and accepted the offer same day, 280k. Last night we were discussing and he mentioned to us (couple of his friends) that he received a call at noon from his "fcmb account officer" telling him his account needs to be updated. Long story short, the scammer asked him to call back a code sent to his phone, and he did.
He had last week filled and submitted an "women enpowement" form. I think that's were the scam came from.

I advised him first thing this morning he should reach his bank so they could block the account or do something helpful to him. But alas, NIRSAL credited his account at just past 11 pm last night, and this morning by 6am his account was wiped clean.

Anyone who has experience on this should please advise on how to handle such.

So sad,
I have always tell pple to ba acquitance with information, how will someone call from your bank and ask you to send one code and you will do it, if this happens to a pastor what will happen to the followers? Things are not done that way.
When you seek for information you will get the right knowledge in might take time because fake information have full everywhere now but nevertheless you will still get the best.
I am sure this victim might have hear about this style of fraud before but believing it can happen to her now she life.

I think we should unanimously invite our brother Ewizard to teach us more on how to discern a genuine website info.
Yesterday morning somebody sent me one of the fake link I told him categorically that it's fake and if he submit his info they can use it against her later

essay007:
I am so sad right now. The other man I applied on his behalf - a pastor has been scammed of his money. He got the approval on 23rd like most and accepted the offer same day, 280k. Last night we were discussing and he mentioned to us (couple of his friends) that he received a call at noon from his "fcmb account officer" telling him his account needs to be updated. Long story short, the scammer asked him to call back a code sent to his phone, and he did.
He had last week filled and submitted an "women enpowement" form. I think that's were the scam came from.

I advised him first thing this morning he should reach his bank so they could block the account or do something helpful to him. But alas, NIRSAL credited his account at just past 11 pm last night, and this morning by 6am his account was wiped clean.

Anyone who has experience on this should please advise on how to handle such.

The person should go to and lodge complain with her bank can also send a mail to the bank corporate headquarter and copy CBN may be it can be trace

So bad. But this scam isn't new and there are various 2arnings out there against replying to such calls or messages.

So bad he will have to pay for the loan he never used.

Getting back the money or the fraudster will be quite hard becausr it will involve police and getting court order
Banks cant help without seeing court order to freeze the fraudater's recipient acct.

essay007:
I am so sad right now. The other man I applied on his behalf - a pastor has been scammed of his money. He got the approval on 23rd like most and accepted the offer same day, 280k. Last night we were discussing and he mentioned to us (couple of his friends) that he received a call at noon from his "fcmb account officer" telling him his account needs to be updated. Long story short, the scammer asked him to call back a code sent to his phone, and he did.
He had last week filled and submitted an "women enpowement" form. I think that's were the scam came from.

I advised him first thing this morning he should reach his bank so they could block the account or do something helpful to him. But alas, NIRSAL credited his account at just past 11 pm last night, and this morning by 6am his account was wiped clean.

Anyone who has experience on this should please advise on how to handle such.

Kabiyesi12:


The person should go to and lodge complain with her bank can also send a mail to the bank corporate headquarter and copy CBN may be it can be trace

Court order will be needed for any action to be taken on the said acct.

peeps4u:


Court order will be needed for any action to be taken on the said acct.

My brother, any move will be too late as the fruadstar would have taken neccesary step by cashing out the money.
May God just help us, in November 2020 there was a link going viral to sign up for Covid 19 stimulus package of 20000 each to some certain number of people. I asked myself is it federal government that will say they want to give 20000 to 3000 people? The info is not logical and not reliable, they even promised to start paying buy 1st week in December, those form are used to gather info to use it against people later, as anyone receive the 20k till today but peoples informations are store up somewhere for latter use. If you think you don't have anything in your account today, they will monitor you till you have money in your account.
There was a link to check Npower Batch C status of eligibility when you fill in your details the site will ask to send a link to some number of WhatsApp group, look at that. Did Federal government has us to send to WhatsApp group before we can qualify for the loan?
The issue I have with people is that they will fail to learn from other peoples story and they will not share it with people around them before going ahead.
My wife might have given out her information on several occasions but she will share it with me first and I will tell her the link is either fake or real.

Any credit alert today?

Akoba adaba, olorun maje ka ri o!....that thief won't spend that money in peace, misfortune awaits him/her!!

What nonsense!! Loan for that matter

essay007:
I am so sad right now. The other man I applied on his behalf - a pastor has been scammed of his money. He got the approval on 23rd like most and accepted the offer same day, 280k. Last night we were discussing and he mentioned to us (couple of his friends) that he received a call at noon from his "fcmb account officer" telling him his account needs to be updated. Long story short, the scammer asked him to call back a code sent to his phone, and he did.
He had last week filled and submitted an "women enpowement" form. I think that's were the scam came from.

I advised him first thing this morning he should reach his bank so they could block the account or do something helpful to him. But alas, NIRSAL credited his account at just past 11 pm last night, and this morning by 6am his account was wiped clean.

Anyone who has experience on this should please advise on how to handle such.

So sorry about this, but this particular information has been shared on Whatsapp platforms that if anyone call you and ask you to resend a code, that we should not respond, that it is scammers" work. So I wonder why he still fell for such.

I pray the person that scammed him will meet his Waterloo soon.

Any disbursement today, this thing come tire me oooo

grrr:
Any disbursement today, this thing come tire me oooo

when did you accept the offer?

grrr:
Any disbursement today, this thing come tire me oooo

Yes, my young bro was credited today.
Approved for 200k Dec 24 but #187, 600 was credited.

Who knows reason for this high deduction becos according to the signed agreement their processing fee is 4% but this deduction is far above 4%.

Will also like to know why they are deducting so much like that imagine my wife was approve 250k, 235k was giving to her, probably they've remove their interest upfront

ADEBAZ95:


Yes, my young bro was credited today.
Approved for 200k Dec 24 but #187, 600 was credited.

Who knows reason for this high deduction becos according to the signed agreement their processing fee is 4% but this deduction is far above 4%.

100trillion:
when did you accept the offer?

Since November 27

grrr:

Since November 27

nawao...hope the problem ain't from the account you provided?

Nmfb cc ain't answering their calls.....lazy staffs

ADEBAZ95:


Yes, my young bro was credited today.
Approved for 200k Dec 24 but #187, 600 was credited.

Who knows reason for this high deduction becos according to the signed agreement their processing fee is 4% but this deduction is far above 4%.

I think it's disbursing bank Nirsal that is charging some percentage

ADEBAZ95:


Yes, my young bro was credited today.
Approved for 200k Dec 24 but #187, 600 was credited.

Who knows reason for this high deduction becos according to the signed agreement their processing fee is 4% but this deduction is far above 4%.

Congrats to him.
The amount charged is from NIRSAL for their "services"

100trillion:
nawao...hope the problem ain't from the account you provided?

My journey,

November 27th I got approval message and accepted the offer for 500k.
I supplied UBA details

Waited
Waited
And
Waited

I decided on the 22nd of December after waiting to check if there was limit on my account and truly there was.

I visited NIRSL office in Ibadan to make enquiries to see if I could change the account but I was told they cant pay into any other account apart from UBA so I will just have to upgrade.

23rd december I rushed to UBA and did the upgrade successfully.

24th I rushed to their office again (NIRSL) to inform them an upgrade had been made, the guy said make I no worry that they will continue to try pushing.

24th evening, UBA placed restriction on my account because of the upgrade till 28th December.

30th Nirsal created an account for me and sent me account number.

Waited
Waited
And waited
Checked the app daily .

Yesterday I visited their branch again.
The guy I spoke with made enquiries about everything I wrote above here. And he mentioned that the truth is that they are trying to reconcile accounts at least for the next 2 weeks so there wont be disbursements during this period. He said I should just hold on for sometime again.

grrr:
Any disbursement today, this thing come tire me oooo

plenty testimonies today from this Facebook group
https://www./566125460753898/

ADEBAZ95:


Yes, my young bro was credited today.
Approved for 200k Dec 24 but #187, 600 was credited.

Who knows reason for this high deduction becos according to the signed agreement their processing fee is 4% but this deduction is far above 4%.

it is supposed to be 4% interest and 1% administration charges

meetgaya:


plenty testimonies today from this Facebook group
https://www./566125460753898/

See testimony ehn.
It is well

comtem2011:
So sorry about this, but this particular information has been shared on Whatsapp platforms that if anyone call you and ask you to resend a code, that we should not respond, that it is scammers" work. So I wonder why he still fell for such.

I pray the person that scammed him will meet his Waterloo soon.

Yeah the man isn't tech savvy at all, doesn't even have smartphone. I helped I'm throughout the process only for him to undo all the hard work by falling victim.
He almost committed suicide today. Sigh!!

essay007:

Yeah the man isn't tech savvy at all, doesn't even have smartphone. I helped I'm throughout the process only for him to undo all the hard work by falling victim.
He almost committed suicide today. Sigh!!

OMG!!! This is so sad!!! Wherever that criminal is you will never know peace!

grrr:


My journey,

November 27th I got approval message and accepted the offer for 500k.
I supplied UBA details

Waited
Waited
And
Waited


I decided on the 22nd of December after waiting to check if there was limit on my account and truly there was.

I visited NIRSL office in Ibadan to make enquiries to see if I could change the account but I was told they cant pay into any other account apart from UBA so I will just have to upgrade.

23rd december I rushed to UBA and did the upgrade successfully.

24th I rushed to their office again (NIRSL) to inform them an upgrade had been made, the guy said make I no worry that they will continue to try pushing.

24th evening, UBA placed restriction on my account because of the upgrade till 28th December.

30th Nirsal created an account for me and sent me account number.

Waited
Waited
And waited
Checked the app daily .

Yesterday I visited their branch again.
The guy I spoke with made enquiries about everything I wrote above here. And he mentioned that the truth is that they are trying to reconcile accounts at least for the next 2 weeks so there wont be disbursements during this period. He said I should just hold on for sometime again.

Kindly go to Twitter and tweet ur issues to nirsal micro finance bank and your problem wil b solved in 48hrs...,,Ibadan nirsal bank is feeding u with wrong information.

Ezemarcel:
Kindly go to Twitter and tweet ur issues to nirsal micro finance bank and your problem wil b solved in 48hrs...,,Ibadan nirsal bank is feeding u with wrong information.

Nirsal Twitter acct is the worst corporate social handle. I can easily place a bet on Arsenal winning this season champions league than nirsal Twitter acct replying him.

peeps4u:


Nirsal Twitter acct is the worst corporate social handle. I can easily place a bet on Arsenal winning this season champions league than nirsal Twitter acct replying him.

they are replying lately

essay007:

Yeah the man isn't tech savvy at all, doesn't even have smartphone. I helped I'm throughout the process only for him to undo all the hard work by falling victim.
He almost committed suicide today. Sigh!!

It is well, that criminal will know no rest till he too will be expose and prosecuted

essay007:

Yeah the man isn't tech savvy at all, doesn't even have smartphone. I helped I'm throughout the process only for him to undo all the hard work by falling victim.
He almost committed suicide today. Sigh!!

Oh Lord!!! I don't know what to say!!!!

SirBen90:


The "12 months" moratorium on your offer letter means that you have exactly one year before you start repaying the loan. The one year starts counting from the day you received the funds into your bank account.

Have you received the details of the nirsal account you would repay the loan into? Has Nirsal given you any update regarding the disbursed funds?

Asking for a friend.

@sirBen90, I have 3 month moratorium, does it mean u have to start paying by three month? is there anyway it can be changed to 12 months?, pls help

Please, who have Nmfb Imo State customer care's number?

hisable2:


@sirBen90, I have 3 month moratorium, does it mean u have to start paying by three month? is there anyway it can be changed to 12 months?, pls help

Disregard any mssg/person informing you to pay in 3 months time, it's 12 month moratorium for everybody and it starts counting from the day your bank acct gets credited!