Anyone gotten the visa on a virgin passport before here?

Ijeamaka1:
I finally moved to SP with my family from Nigeria getting accommodation in São Paulo as a tourist is hectic ,your cpf is not enough , but with Gods grace I meet someone that was able to vouch for me after several tries secured a two bedroom apartment at itaquera for 1250 Reis including condominium fee but I had to stay in an air b n b for 2 weeks before I got the apartment

Congratulations boss. The 1250reas I guess is monthly rent baa

TechSpot:


From your description, it seems Itaquera is similar to Guarulhos.

I stayed in Guarulhos for a month, though it's safe, quiet, relatively affordable though not as modern or highbrow like places I stayed in Sao Paulo city centre thus I'm looking for a city that's a balance between both Sao Paulo city and Guarulhos.


Since you've stayed in both Guarulhos and Itaquera... What made u decide to settle down in Itaquera?


Stay safe, I wish you and you family all the best of life in Brazil.


*Pardon my many questions

If you looking for a city that balances both Guarulhos and centro maybe you should try itaim bibi or jardin
Visited a friend in itaquera and I liked the area you hardly find blacks there especially Nigerians it’s a white Brazilian dominated area,

slimanyd:


Congratulations boss. The 1250reas I guess is monthly rent baa

Yes monthly that’s just the rent excluding gas,water,light and internet bill

Ijeamaka1:

Yes monthly that’s just the rent excluding gas,water,light and internet bill

Okày. Still okay . Laslas , make all sum up to like 1500. Which is considerably fair.

Ijeamaka1:

If you looking for a city that balances both Guarulhos and centro maybe you should try itaim bibi or jardin
Visited a friend in itaquera and I liked the area you hardly find blacks there especially Nigerians it’s a white Brazilian dominated area,

Ok... Thank you

Congrats. Do you plan on having a baby in Brazil or you came on a work permit visa? I ask because you said you finally moved to Brazil. Yet you also said someone had to vouch for you to be able to get an accommodation.

Ijeamaka1:
I finally moved to SP with my family from Nigeria getting accommodation in São Paulo as a tourist is hectic ,your cpf is not enough , but with Gods grace I meet someone that was able to vouch for me after several tries secured a two bedroom apartment at itaquera for 1250 Reis including condominium fee but I had to stay in an air b n b for 2 weeks before I got the apartment

Maybe you need to try Morumbi. It's a nice place

TechSpot:


From your description, it seems Itaquera is similar to Guarulhos.

I stayed in Guarulhos for a month, though it's safe, quiet, relatively affordable though not as modern or highbrow like places I stayed in Sao Paulo city centre thus I'm looking for a city that's a balance between both Sao Paulo city and Guarulhos.


Since you've stayed in both Guarulhos and Itaquera... What made u decide to settle down in Itaquera?


Stay safe, I wish you and you family all the best of life in Brazil.


*Pardon my many questions

Nwebele:
Congrats. Do you plan on having a baby in Brazil or you came on a work permit visa? I ask because you said you finally moved to Brazil. Yet you also said someone had to vouch for you to be able to get an accommodation.

Came to have a baby

Oh OK. Congrats in advance

Ijeamaka1:

Came to have a baby

Congrats @Ijeamaka1...

Please, how did you go about money exchange issues?

Did you open a dom account with gtbank and save $ in it to spend in Brazil as suggested by someone in this thread? Or...

Did you leave your naira in your naira account and then exchange it once in Brazil?
What is the best thing to do please? @all.

Ijeamaka1:

Yes monthly that’s just the rent excluding gas,water,light and internet bill

centuryman:
Congrats @Ijeamaka1...

Please, how did you go about money exchange issues?

Did you open a dom account with gtbank and save $ in it to spend in Brazil as suggested by someone in this thread? Or...

Did you leave your naira in your naira account and then exchange it once in Brazil?
What is the best thing to do please? @all.

I left my naira in my Nigerian account and change it here whenever I need reas there are guys here in sp that do exchange for people but their rate is high,since am left with little or no choice I have to patronize them

Ijeamaka1:

I left my naira in my Nigerian account and change it here whenever I need reas there are guys here in sp that do exchange for people but their rate is high,since am left with little or no choice I have to patronize them

Is these rate equivalent with what U're giving bro or higher

Thank you.

So each time you exchanged naira for reas, was there a 10% deduction for the government as said by someone in this thread?

Regards.

Ijeamaka1:

I left my naira in my Nigerian account and change it here whenever I need reas there are guys here in sp that do exchange for people but their rate is high,since am left with little or no choice I have to patronize them

slimanyd:


Is these rate equivalent with what U're giving bro or higher

lol way more higher as high as 98,0000 naira for 1000reas

centuryman:
Thank you.

So each time you exchanged naira for reas, was there a 10% deduction for the government as said by someone in this thread?

Regards.

Yes if you are using a registered exchanger like travelex and that’s for dollar, euro or pounds to reas not naira they don’t accept naira

Ijeamaka1:

Yes if you are using a registered exchanger like travelex and that’s for dollar, euro or pounds to reas not naira they don’t accept naira

Thank you very much.

A quick one please. If I'm going with my wife and a 4yr old kid, how many Visa application forms will I fill and submit?

Obrigado.

Nwebele:
Maybe you need to try Morumbi. It's a nice place

Thanks for the recommendation

centuryman:


Thank you very much.

A quick one please. If I'm going with my wife and a 4yr old kid, how many Visa application forms will I fill and submit?

Obrigado.

You will fill separate application form for each person. That makes it 3 applications.

TechSpot:


You will fill separate application form for each person. That makes it 3 applications.

Thanks very much.

Ijeamaka1:
lol way more higher as high as 98,0000 naira for 1000reas

Why not try out the BDC aspect maybe you would see a better deal ?
Hmmmn. Let me to do the calc well. to see if it's okay to just buy $ here in Nigeria to one's Dom Account from aboki or use this ur own method.

Hi, please did you buy health insurance? And how much is the balance in your bank account at the time you submitted your application.

Ijeamaka1:

Yes if you are using a registered exchanger like travelex and that’s for dollar, euro or pounds to reas not naira they don’t accept naira

slimanyd:



Why not try out the BDC aspect maybe you would see a better deal ?
Hmmmn. Let me to do the calc well. to see if it's okay to just buy $ here in Nigeria to one's Dom Account from aboki or use this ur own method.

I'm interested in your findings, please.

centuryman:


I'm interested in your findings, please.

I realised the rate to a dollar over there is around 530/$ from his calculations. I think the best thing to save enough money is simply to get the dollar rate from aboki here and deposit it into your GTB $ dom Account , Thereby, you relieve your self from the extraneous exchange rate to a large extent. In Nigeria, We can still get it through aboki at 460/$ highest, whereas, Using the Brazilian BDC to get same amount will be roughly at 530/$ .

slimanyd:


I realised the rate to a dollar over there is around 530/$ from his calculations. I think the best thing to save enough money is simply to get the dollar rate from aboki here and deposit it into your GTB $ dom Account , Thereby, you relieve your self from the extraneous exchange rate to a large extent. In Nigeria, We can still get it through aboki at 460/$ highest, whereas, Using the Brazilian BDC to get same amount will be roughly at 530/$ .

Well I guess you still have to change the dollars to reais and the 10% govt. tax will apply. So aside the high rate from the Brazilian BDC, you'd still pay 10% tax.

One needs to look for the best solution. Perhaps others who have gone through this particular process could weigh in with practical solution(s). It will be much appreciated.

Obrigado.

chytai:
Hi, please did you buy health insurance? And how much is the balance in your bank account at the time you submitted your application.

Yes I bought health insurance and my bank balance when I applied with my family was over 10million naira

centuryman:


Well I guess you still have to change the dollars to reais and the 10% govt. tax will apply. So aside the high rate from the Brazilian BDC, you'd still pay 10% tax.

One needs to look for the best solution. Perhaps others who have gone through this particular process could weigh in with practical solution(s). It will be much appreciated.

Obrigado.

Nope. I think10% only applies in a situation when u accept to change it to reas at travelex but you can easily use ur gtb dollar card to make Withdrawals without any charges through the atm. Let's await some more information as regards the best way to manuevre the scenario sha from the profs in brazil.
And moreover , Can't one send the fund to a family in naija and the person use western union to send such amount to brazil while the receiver gets same amount of money in cash without issues of exchange rate cheating.

slimanyd:


Nope. I think10% only applies in a situation when u accept to change it to reas at travelex but you can easily use ur gtb dollar card to make Withdrawals without any charges through the atm. Let's await some more information as regards the best way to manuevre the scenario sha from the profs in brazil.
And moreover , Can't one send the fund to a family in naija and the person use western union to send such amount to brazil while the receiver gets same amount of money in cash without issues of exchange rate cheating.

You are right, 10% does not apply to withdrawals made at the ATM, GTB however charges for all withdrawal transactions made. I know for naira card, they charge N1,200 for every withdrawal transaction, no charges for POS usage. I’m not sure how much they charge on dollar card.

What I used to do is withdraw the amount I want to use at once to avoid multiple charges. I also use POS a lot, even street vendors have POS (not all). GTB naira to reas rate is usually low, very close to the official rate.

The BDC rate is also not fixed, it differs depending on who you are buying from and also depending on official rate at the time.

slimanyd:


Nope. I think10% only applies in a situation when u accept to change it to reas at travelex but you can easily use ur gtb dollar card to make Withdrawals without any charges through the atm. Let's await some more information as regards the best way to manuevre the scenario sha from the profs in brazil.

As for western union you can't send money from Nigeria.
Again, let's wait for those who have navigated this to kindly guide us.

And moreover , Can't one send the fund to a family in naija and the person use western union to send such amount to brazil while the receiver gets same amount of money in cash without issues of exchange rate cheating.

Ajokeomo:


You are right, 10% does not apply to withdrawals made at the ATM, GTB however charges for all withdrawal transactions made. I know for naira card, they charge N1,200 for every withdrawal transaction, no charges for POS usage. I’m not sure how much they charge on dollar card.

What I used to do is withdraw the amount I want to use at once to avoid multiple charges. I also use POS a lot, even street vendors have POS (not all). GTB naira to reas rate is usually low, very close to the official rate.

The BDC rate is also not fixed, it differs depending on who you are buying from and also depending on official rate at the time.

Oh, thank you. I didn't see this before I posted my last post. This is very helpful.

Ajokeomo:


You are right, 10% does not apply to withdrawals made at the ATM, GTB however charges for all withdrawal transactions made. I know for naira card, they charge N1,200 for every withdrawal transaction, no charges for POS usage. I’m not sure how much they charge on dollar card.

What I used to do is withdraw the amount I want to use at once to avoid multiple charges. I also use POS a lot, even street vendors have POS (not all). GTB naira to reas rate is usually low, very close to the official rate.

The BDC rate is also not fixed, it differs depending on who you are buying from and also depending on official rate at the time.

Are you saying you withdraw reais or even dollars from Brazilian ATMs with a Naira denominated ATM? Is this what you mean?

centuryman:


Are you saying you withdraw reais or even dollars from Brazilian ATMs with a Naira denominated ATM? Is this what you mean?

Yes, I withdraw reas with GTB naira mastercard. Other Nigerian denominated mastercards might work too. The issue with naira mastercards now is the limit. As at 2019 and early 2020, the limit was higher so I could withdraw as much reas as I needed.

With the spending limit, you can limit your naira mastercard to minor POS purchases only while you use your dollar card for major withdrawals.

Also, when you want to use POS and they ask “Debito ou Credito”. You need to respond “Credito” even though our cards have “Debit” written on them.