Hmmmmm......

If you can pay back in time, then download this app on play store: https://play.google.com/store/apps/details?id=com.wIOUMONEY_6184476

OgaCEO:
Please I am a young graduate looking for the best and easiest way to get a business loan of up to one million naira (1,000,000).

I don't have any collateral but I have my certificates to present if need be. I need concrete advice please cos poverty eradication is my core mission.

Important advice only please and scammers stay off this thread cos you will be wasting your time for I ain't got no dime to give you.

Private discussion is welcomed. Kindly reach me @ hdeeofficial@gmail.com. Thanks.

Download this app on play store: https://play.google.com/store/apps/details?id=com.wIOUMONEY_6184476

#IStandWithIGoDye

Francis Agoda, going by the stage name "I Go Dye", has openly criticized the former vice President, Atiku Abubakar, following his official return to the Peoples Democratic Party, PDP.

I Go Dye said Atiku should quit ”using sentimental empathy on the youths to express his political ambition,” rather he advocated for a process that will afford the youth the opportunity of a youthful leadership in the 2019 election.

On his Instagram page @igodye_ he wrote:

"Don’t use sentimental empathy on the youths to express your political ambitions. Sir, you are one of those that have immensely benefited from Nigeria since your birth in 1946.


"Having worked for 20 years with the Nigeria Customs where you retired at the age of 43 in 1989 as Deputy Director, your bucket list sure looks good because you were obviously employed at youth 23.


"In 1999 you became governor of Adamawa and ultimately the Vice President, all of these you achieved at 53. What did you do during your time in that exalted position? When will the youths like in your time get a chance? am motivated to speak, based on your statement: A party that does not take the youths into account is a dying party. The future belong to the young. Please which of the future?


"Remarkably, between 1999 and 2007 that you were the Vice president of Nigeria, it is recorded that tertiary institutions witnessed several strikes that wasted seventeen months ,three weeks and three days.Within this period, what did you do?


"If social support were given to youths then, their children will be between 18 and 20 years during the 2019 elections, obviously they would have willingly voted for you or anyone that you endorse in 2019. This is the essence of making sacrifices for the future generation.


"You cannot be credited to have been a philanthropic to the youths. The recent revocation of the NPA contract with Intel,your company,is the major issue.


"As a company either, the people in the region you operated cannot accredit Intel to have provided credible support for the youths or built skills acquisition centers to curb unproductivity as part of it’s cooperate social responsibility , which has resulted to many youths embarking on the sub- sahara deserts route treking to Europe,which has claimed many lives.


"Your excellency,sir Atiku Abubakar, please don’t use sentimental empathy on the youths to express your political ambitions, because by 2019 the youths are preparing to substantiate the real economical, political and progressive change.

Read full letter here: https://www.uyoreporters.com/2017/12/2019-read-i-go-dye-open-letter-to-atiku-abubakar.html

Whois:
No bank in the whole of Aninri local government of enugu state

Noted!

pword:
no bank in onicha LGA Ebonyi state.

Noted!

ddestiny20:
12500 fit rent shop I need loan of #500,000

You can check here: http://www.ioumoney.info

konshency:
why not post the site to apply?

You can check here: http://www.ioumoney.info

Check here: http://www.ioumoney.info if you need a loan to start your business

Jackossky:
lagos state;
The whole of badagry west, no single bank.it comprises of more than 20 villages
Ajara 14

Thanks

StrafordSTONES:
how do u intend to help ?

Working on a solution

undisputed12:
Owan east L.g.a,
Edo state.
There's a bank there but d atm is not working

Noted!

vpaymoney:
Lagos
Alimosho
Egan Igando

Thanks

BrotherBlood1:
I am interested. Please send me the link via psam66838atgmaildotcom

Check your mail

If ATM is very far from you, please indicate your location.

Thanks

ULSHERLAN:
There is no bank in Okobo LGA, Akwa Ibom state

Noted!

For all the Ghanaians who are in need of a reliable online loan lenders could check the below list, please read their reviews before you apply.

1. Ghana Home Loans - Start your online mortgage application here. Before you complete the application form, make sure you refer to the requirements for your type of mortgage. Supply your personal and other details to enable us quickly process your request and give you prompt feedback.

Please Note! Instructions on how to use the form. To complete this form you may need soft copies of the following items:
1. Passport photo of applicant(s)
2. Photo Identification
a. Passport
b. Drivers License and a second ID
3. Proof of address
4. Latest bank statement (3 months)
5. Credit report(where available)
6. Vendor’s offer letter or sale and purchase agreement.
Self employed applicants should also include the following:
7. Personal/ business bank statements for 3 years.
8. Financial statements for last 3 years, certificate of incorporation and certificate to commence businessThe confidentiality of your information is important to us and we recognise that you do business with us based on your belief that we will keep your information confidential.
Kindly read our privacy policy regarding your information shared with us.


2. Fido Credit - Fido Credit is a financial institution based in Accra, Ghana and licensed by Bank of Ghana. FIDO provides fast and easy short-term loans, called FIDO Loans. Our customers can apply for a FIDO Loan directly from their own mobile device or in FIDO’s branch and receive a credit decision within minutes.

The loan is available to salaried, contracted and self-employed professionals. No collateral or guarantors are required – just a one-time verification of ID and bank account is necessary before disbursement. Our customers can receive their cash within 1 business day.

FIDO CREDIT BENEFITS

> Fast
> Easy
> Secure
> Anytime, anywhere
> No application fees
> No collateral
> No guarantors
> No wahala!


3. Blue Horizon Money Lending Vision - People have dreams and are sometimes overwhelmed with their dreams. They dream of acquiring assets but the fact is that they cannot see their dreams becoming a reality. This is where we come in to bridge the gap between you and your dream. Just dream it and we will transform your dream into reality.


4. Orbit Money Lending - Orbit money lending is offering the below financial services to all Ghana citizens.

Personal Loans

Quick individual loans for school fees, rent payment, funeral and medical expenses. Collateral security is required.
Medium, small and micro business finance

A loan for business purposes to meet working capital deficiencies, startup capital, clearing of goods and other business related projects.Collateral security is required.

Receivable Discounting

A loan against the discounted value of the invoiced amount of account receivables. Collateral security is required.

Vehicle Financing

This product allows our clients to buy a new or used car by paying only a small down payment and the rest in monthly installments over a period of up to 2years. Collateral security is required.

Fixed Investment

Borrowing from the public and high net worth individuals for attractive interest returns.

Local Purchase Order Finance

Providing funds to fulfill local purchase orders. Funds from the issuer of the purchase order will be tied to Orbit Money Lending. Collateral security is required.

Trade Finance

Financing of commerce activities based on a proven market availability. Collateral security is required.


5. Advans Ghana - is a financial institution which offers Ghanaian SME’s, micro entrepreneurs and individuals the opportunity to grow their businesses.

Advans Ghana School Development Loan

Advans Ghana School Development Loan is targeted at privately owned registered pre-school, primary, JHS and vocational schools, to aid in the overall development of future school projects. These include expansion projects as well as purchase of other assets

More…

Flexible Repayment
Competitive interest rates
Flexible collateral policy

Advans Ghana SME Loan

These are loans designed to support SME businesses. We offer both working capital loans and investment loans. The working capital loan is tailor made for businesses to purchase stocks and to clear goods. The investment loan is designed to support Medium and Large businesses to purchase fixed assets, for building, refurbishment, business rent, etc.

https://ioumoney.com.ng/

Why all these fights?

Nawaooh for Nigerians ooooh!!!

If you need a loan without collateral, check it here: https://ioumoney.com.ng/

And those who are in need of a loan from reliable lenders can still make use of the link above.

Cheers!

ogo4god:
Hello,My name is Sunday Ayinla, I'm leaving at ibadan, pls I need loan for my business, my problem is that I don't have colleterrall, but anybody who want to loan me the money can come to my house at Moniya Ibadan,we are dealing with film and marketing but, what we are doing is road show, so we will use the money for 1year, and we will paid 10% of the money all over, pls if you can loan us, pls let me know, thanks and GOD bless you, Amen,

Check here: https://ioumoney.com.ng/

And those who are in need of a loan from reliable lenders can still make use of the link above.

Cheers!

LeonOgu:
The opportunity is here for you to maximize at Collateral Limited. Get any amount of loan facility you desire today with a valid asset for collateral.

Note: there's 10% monthly interest charge

Don't let that need bug you, get a loan!

Call us now on; 07067789147 or 08090578287

If your service is real, you can list it here: https://ioumoney.com.ng/

And those who are in need of a loan from reliable lenders can still make use of the link above.

Cheers!

olufemijason:
Interested

Accept the email invite!


Thanks

dankol:
todak2000@gmail.com

Please check your inbox. Thanks

Opulencia:
Do you need quick financial assistance or are you in financial trouble and there is no one to help you? Your troubls are over with us in less than 48 hours. Just contact me on 08145213919 or email us at opulenciahomes978@gmail.com. We are located in Abuja for now. Thank you.
Tell a friend to tell a friend!!!

If its real, list your ad here for free: https://ioumoney.com.ng

The complete web design tutorial video is still available.....

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Win a million with only N10,000 or two million with N50,000. Hurry!

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Deposit and save 10,000 for 30 days to qualify for the zonal draws and win any of the following:

- LED TV X160
- GENERATOR X160
- SMART PHONE X640
- TABLET X320
- DECODER X800


Source: https://ioumoney.com.ng/win-big-become-millionaire-fcmb-millionaire-promo-back%e2%80%8e/

Today am going to share with you guys the best small business online loan lenders in Nigeria. Below are the top 10 business loans for startup founders, small business owners, and entrepreneurs seeking for collateral, non collateral, cheap and low interest rate business loan to empower their businesses.

1. OneFi Business Loans

OneFi Loans mission is to provide short-term and affordable consumer credit to individuals who have limited access to finance.

Customer service

The customer is our top priority, and we are committed to providing exemplary service at all times.

Innovation

This means listening to the customer and giving her what she wants – at a point and time of her choosing. Innovation really is that simple.

Technology

We leverage technology to make it easy for you to access our products irrespective of distance and time of day.


2. Aella Credit

Aella Credit is a Personal Loan lender that underwrites loans with a proprietary algorithm. Our pilot launched with a focus on the Nigerian market and integrated with local credit bureaus. Our team has over 30 years of combined experience with a core focus on technology, finance, risk management and analytics, we give affordable Personal Loans and strive to ensure an excellent customer experience.

Aella Credit offers loans with the opportunity for declining interest rates based on our in house repayment reward system while offering financial literacy training, and the opportunity to build credit within the consumer finance space.


3. KiaKia Business Loans

KiaKia is a direct money lender. We provide quick loans to credible borrowers within 1 hour of completing our entirely online loan application*. We are Nigeria’s first online money lender. No physical meetings, No paper application filings. Everything happens online and in real-time, 24/7.

Financial credits don’t give as much value to borrowers as making such available exactly when they need the credits. This is where our name KiaKia loan derives its inspiration. We want to deliver responsible lending services to credible Nigerians in real time. We are Nigeria’s premier online money lender.

BEFORE YOU APPLY

1. Be aware and advised that we take the credibility of our site users very seriously, hence we use industry’s most advanced data integrity authentication validation systems.

Users of this site must ensure that personal data are authentic and genuine to prevent avoidable blacklisting, denial of service and possible criminal prosecution where necessary.

2. Be advised that our primary means of identification for all our website users (borrowers and attesters) is the BVN (Bank Verification Number).

3. We use your social media as a source of data for risk assessment. Therefore, it is very important that personal information such as names on social media accounts MUST not be aliases or monikers.

4. Loans are not designed for business purposes and for long term use. Our loans are designed to provide financial credits for urgent and unexpected consumer needs before your next employment or business income.

Our loan rates could be as high as 240% APR (Annual Percentage Rate).

5. KiaKia is neither a deposit money bank, finance house, micro-finance bank nor fund manager. We are a licensed direct money lender. KiaKia nor any of our affiliate services will never solicit nor ask you for fund deposits with us.

Please kindly contact us to report if anyone contacts you soliciting for funds.

6. We will never ask you to share your debit card details either via email, SMS or phone call.


4. ZEDVANCE LIMITED

We are committed to providing consumer credits to our target market in the most efficient and convenient manner while ensuring best practice. We provide payday loans, Cash Loans to individual, groups and offer Point of Sale finance for consumer goods and appliances in partnership with retailers across Lagos.

INTEGRITY

We always keep our word.

We place our integrity high above other things, that’s why our company policies are geared towards fair business guidelines and frown upon exploitation of our customers. That’s one more reason why you can trust us.

COMMITMENT

We put our customers first.

We are commited towards giving you the best financial service that’s why we all work together as a team and devote the best of our ability to providing the best and most customer friendly loan services.

PROMPTNESS

We deliver on time.

We understand the urgency of your needs and the difference prompt service delivery can make. That is why we work fervently to deliver our services to you in record time without compromising on quality.


5. Rosabon Business Loans

Now more than ever, many people have resorted to taking out loans as they come in handy for situations that savings alone cannot handle.

With our loan facilities there are so many possibilities! Whether it is planning your wedding, paying the children’s school fees or remodeling your kitchen, Rosabon is here for you!

Our loans come with affordable interest rates and a flexible repayment schedule which is conveniently spread over a period of 6-8 months.

Rosabon Quick Loan

Attend to financial emergencies with Rosabon Quick Loan – RQL. With Rosabon Quick Loan, you are no longer caught unawares as you can now loan up to N650,000 within 24 Hours to finance urgent needs and emergencies.

No collateral, No Guarantor, Affordable Interest Rates!

To Apply, You Need To:

- Be in a paid employment
- Be between 21 and 58 years
- Have a current account
- Get a pension account or tax ID
- Acquire a valid Proof of Identification


6. UT Personal & Social loans

Our business loans are targeted at providing quick funds to business concerns towards meeting deadlines and attaining profitability and growth.

We pride ourselves on being able to deliver within the shortest possible time within the industry (72 hours) while we strive to even do much better than this.

Our business loan structures are simple; flexible and tailored to meet the needs of the clients with little or no hassles.

The tailored loan types under the business loan category are:

Working Capital Loans (WCL)

Are you out of stocks?, do you want to be more efficient in your business?. Improve your working capital position in a unique way at attractive interest rates.

Stop Gap Loans (SGL)

While waiting for the disbursement of an approved loan or financial package from the conventional banks or other sources of funding; our clients may avail themselves the opportunity to utilize this facility in order not to lose time on their projects.

Special Purpose Loans (SPL)

The SPL product is a quick financial response to LPOs; Pos; Project and contract finances.

We meet your contract deadlines; make your contract originators happy and proud of you at a price of winning more deals

Market Borrowing/Investments

We have a bouquet of investment products geared at encouraging our clients to maximize the returns on their fund while assuring fund safety.


7. Seedvest Business Loans

Our business loans are designed to meet the finance needs of commercial, small and micro enterprises.

Specifically, working capital, purchase order finance and invoice discounting finance needs are addressed by our business loans.

Features

- Loans up to N5million
- Tangible assets required as collateral

Requirements

- Duly completed application form
- Cashflow statements (sales records, bank statements)
- Full collateral coverage
- 3rd party guarantee/guarantor
- Completed KYC documents


8. FCMB Business Loans

SALARY PLUS

Personal loans are based on your monthly salary.

- Features
- Borrow N180,000.00 to N10,000,000.00
- Pay over 12 to 60 months
- Added Insurance for loan customers
- Pricing is based on employer rating

Benefits

- Versatility – Customers can apply for this loan in any branch of FCMB
- Flexibility – Customers can apply for a Top Up 6 months after initial loan disbursement
- Speed – Quick Turn Around Time

Eligibility

- Confirmed employee of FCMB rated companies. (The list of rated companies is available in our branches nationwide)
- Employer must give a commitment to remit his/her monthly salary to FCMB account.
- Minimum net monthly income of N18,000.00
- Employee must receive at least 1 salary payment in FCMB prior to the loan disbursement.

Visit any branch of FCMB for documentation requirement.


9. Stanbic IBTC Bank Business Loans

Our Business Loan provides funds which you can repay over one to five years. You repay the loan in monthly set installments.

Whatever your business plans, our fixed or revolving business loans can help you reach your goals.

What does it offer you:

- Where you use the loan to buy an asset, the asset becomes yours when you make the last payment.
- The repayments are structured to suit your business’ cash flow.
- You’ll get access to affordable insurance for your loan.

What you need to apply:

- The full names and capacities of those who will sign
- CV of each member of the management team.
- The reason why you need the finance.
- Your business’ financial statements, including an income statement, balance sheet and cash flow statements.
- Personal statements of assets and liabilities of all the partners, members or directors.
- A 12 month cash flow forecast.
- The amount of your own contribution and the source of the funds.
- If you do not have a business account with Stanbic IBTC Bank you must provide the business’ bank statements for the past six months.


10. RenMoney Business Loans

RenMoney (formerly RenCredit) started operations in 2012 under a unit Microfinance Banking License in Ikoyi, Lagos. It then upgraded to a state license to operate multiple locations in Lagos State.

This led to the opening of five additional branches – Ikeja, Surulere, Lagos Island, Apapa and Ikota.

RenMoney offers customers unsecured cash loans (i.e. not requiring collateral or guarantors) of up to NGN2.5 million for a tenor that ranges from three (3) to nine (9) months for new customers.

But, a returning customer enjoys a longer tenor of twelve (12) months.


Source: https://ioumoney.com.ng

Check https://ioumoney.com.ng to get loan for your business without collateral.

If your service is real, listing it here: https://ioumoney.com.ng will be a good idea.