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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by semmyk(m): 5:02pm On May 21, 2023 |
For a moment, I thought your concern is a clash: your PGCE presentation and an interview (possibly for a job) falling on the same day. Seems not. amanze54:There's no need for adjustment(s). Simply be yourself. Speak slowly, calmly and intelligently. This from part 2, of this thread, might be worthwhile Estroller: utepu: DoxxAnon: |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by semmyk(m): 3:28pm On May 21, 2023 |
Seemly, this part 3 started on a 'noisy' note. Nonetheless, we shall continue to read passively and make inputs when need be. To all the emphatic empathy, emotive, gaslighting, subtle and covert bullying etc, at times, actually most times, otitọ koro, truth is bitter. Candidness is practically lost in this days of rights, entitled entitlement, feelings. Especially, at a age where, merely saying I feel offended by what you say or look, is accepted as me being in the wrong in the office or school! Be it as it may, in all your postings, be outcome/solution oriented, with empathy and forthrightness! 10 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by semmyk(m): 3:24pm On May 21, 2023 |
Travel / Re: Living In The UK: Property,Mortgage And Related by semmyk(m): 10:06pm On May 18, 2023 |
misterkelly:Kindly check Placeholder 3 on first page. semmyk: |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by semmyk(m): 10:02pm On May 18, 2023 |
deept: justwise:It's all politics. But, hey, who doesn't want to remain in power. No 10 is a sweet tener! Thanks Deept for sharing. It's good to know some of this 'testing the waters' articles HO 'sneaks' out there. One challenge though with the post on coursementor, is that it appears to be like those desperate 9ja blog! #sensational One will note the 'emphasis' on Tier 4 and Tier 2!! in the 'article' The reality is that the conditions of Tier 2 ain't same as Skilled Worker, nor those of Tier 4 the same as Student visa. For noting, YouKay Gov does not list student visa as one of the restricted visa type for switching to Skilled Worker. https://www.gov.uk/skilled-worker-visa/switch-to-this-visa 1 Like
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Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by semmyk(m): 10:49pm On May 17, 2023 |
Jlaw1:B4 ur ink kaput, the UK Skilled Worker Visa / ... / Qualified Teacher Route thread might benefit from your writeup ✍️ - https://www.nairaland.com/6748312/uk-skilled-worker-visa-health#105727486 [Beware] you might get many inbox 📥 request though! 2 Likes |
Travel / Re: Living In The UK: Property,Mortgage And Related by semmyk(m): 10:38pm On May 17, 2023 |
Rapitex:We're not in a position to blindly 'recommend'. You may nonetheless check the mortgage broker list ( ) placeholder 5 on page 1, updated today) semmyk: 1 Like |
Travel / Re: GENERAL Irish (student)visa & Work Permit-New THREAD*** by semmyk(m): 9:04am On May 16, 2023 |
Coupled with that is their intrusive poking into finance, and even your employment status. Not that we can blame them completely knowing the depth of deceit/fraud in most applications. They should just simplify their process/requirement like the YouKay. Nonetheless, Ireland post study ILEP program for outstrips the YouKay PSW Zejunjo: |
Travel / Re: Living In The UK: Property,Mortgage And Related by semmyk(m): 2:49pm On May 14, 2023 |
Your credit record is 'technically' a proxy of your 'ability to pay'. A sort of forward appraisal and guesstimating your ability to pay 'debts'. Can less than 1yr get a mortgage, yes you can. - very low LTV - 5yrs Skilled Worker visa - fulltime job (in reputable coy) Would it be a walk in the park. Nope. Most require a residency of at least 2yrs! Do your research and research again. Be resolute, doggedly so and keep working at it. elengine:Below and others from the thread might assist. Possibly. Solumtoya: 1 Like |
Travel / Re: Living In The UK: Property,Mortgage And Related by semmyk(m): 1:50pm On May 14, 2023 |
RE: FTB: So in the YouKay, who's a FTB: On the first post, apparently FTB condition spans across the UK. So, I'll be editing semmyk: Pointers on who is or who isn't FTB: Well, interesting ethics, moral, etiquette, 'wise', sharpguy times ahead. Keep calm and invest! Home Owners Alliance (HOA) is emphatic, not mincing words ... Who counts as a first-time buyer? Link: ... To qualify as a first-time buyer in the taxman’s eyes you must never have owned, or had an interest in, a residential property in the UK or overseas. This includes both freehold and leasehold property First Time Buyer Help goes the taxman approach in their FTB definition Link: ... criteria to claim First Time Buyer status for Stamp Duty Land Tax relief ... “In order to count as a first time buyer, a purchaser must not, either alone or with others, have previously acquired a major interest in a dwelling or an equivalent interest in land situated anywhere in the world.”. See HMRC one page doc. HM 'money helper' puts it is simple term i.t.o. mortgage ... "A person is generally classified as a first-time-buyer if they’re buying their only or main residence, and have never owned a freehold or have a leasehold interest in a residential property in the UK or abroad." Just before going to 'ask' HM taxman, you might just get a bald response like this 😷 - https://community.hmrc.gov.uk/customerforums/ifp/a71c1ef7-efec-ec11-b5cf-00155d9c6b71
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Travel / Re: Living In The UK: Property,Mortgage And Related by semmyk(m): 12:36pm On May 14, 2023 |
Interesting time ahead. - Land owned on paper (with risk of ọmọ onilẹ). - Land owned registered in State's deed office - CoA, CofO - Land under development (fenced, or foundation, blocks raising, sil level, lintel level, roofing ...) - Land with completed house rented out (through acquittance, agent, complex mgt, bnb, luxury accommodation...) ... ... ProfJYK: |
Travel / Re: Living In The UK: Property,Mortgage And Related by semmyk(m): 12:16pm On May 14, 2023 |
in the YouKay, who's a FTB 1 Like |
Travel / Re: Living In The UK: Property,Mortgage And Related by semmyk(m): 12:13pm On May 14, 2023 |
Travel / Re: Living In The UK: Property,Mortgage And Related by semmyk(m): 12:13pm On May 14, 2023 |
Travel / Re: Living In The UK: Property,Mortgage And Related by semmyk(m): 12:12pm On May 14, 2023 |
Travel / Re: Living In The UK: Property,Mortgage And Related by semmyk(m): 12:12pm On May 14, 2023 |
Travel / Re: Living In The UK: Property,Mortgage And Related by semmyk(m): 12:10pm On May 14, 2023 |
On FTB, it'll be interesting knowing how much interface and how deep the interface between HRMC/Deed office and 9ja deeds offices in 9ja states, as well as with deeds offices worldwide: just as Home Office has with many others worldwide (on refused visas!) 1 Like |
Travel / Re: Living In The UK: Property,Mortgage And Related by semmyk(m): 12:10pm On May 14, 2023 |
koonbey:https://www.theguardian.com/money/2018/dec/17/do-i-count-as-a-first-time-buyer-if-i-inherit-a-share-of-a-home-abroad |
Travel / Re: Living In The UK: Property,Mortgage And Related by semmyk(m): 12:09pm On May 14, 2023 |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by semmyk(m): 8:56pm On May 12, 2023 |
Adeoluwadrumz: mizGene:Essentially, your Skilled Worker visa is tied to a CoS issued by/for an employer+and not another. You can do 'extra' with another employee within the same 'sector' for up to 20hr additional semmyk:Below from the Skilled Worker thread provide useful link dee1504: 1 Like |
Travel / Re: Living In The UK: Property,Mortgage And Related by semmyk(m): 8:29pm On May 12, 2023 |
Healhtyliving:L&C as in London & Country (listed on page 1)? If so, I might consider notching up their 'vouch level' semmyk: 3 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by semmyk(m): 8:22pm On May 12, 2023 |
999 ain't determinant. Some threads runs into #1092, some into #6979. JustSayingNio Keep calm, enjoy the wind, enjoy Living in the YouKay thread | keep spinning it like a 🧵 DoDirtsLikeWorm: AgentXxx: |
Travel / Re: GENERAL Irish (student)visa & Work Permit-New THREAD*** by semmyk(m): 8:15pm On May 11, 2023 |
FrostyButter:Edubond is not compulsory. It assist a long way though. semmyk: |
Travel / Re: Living In The UK: Property,Mortgage And Related by semmyk(m): 1:19pm On May 11, 2023 |
foxybingo:You can start off with post of 24 and 25 April on page 5. Fell free to make follow-up posts. Happiness09:Page 1 (post Numero uno) Buy2Let: Propert(ies) bought by a landlord with the primary aim of renting out. Caveat emptor Beware of tax and regulations. NB: Rent-a-room has its own rules. |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by semmyk(m): 1:13pm On May 11, 2023 |
Flesh and blood has not revealed these to y'all Jlaw1: CowbellY:May we all walk circumspectly, in wisdom and grace. #IreeO |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by semmyk(m): 1:06pm On May 11, 2023 |
You may read more on brokers and options on the mortgage thread. labiola: profemebee:@all: For Skipton and related, head over to the mortgage thread for insight. Ticha: 1 Like |
Travel / Re: UK Skilled Worker Visa / Health And Care Worker Visa / Qualified Teacher Route by semmyk(m): 9:44am On May 06, 2023 |
PS: DoDirtsLikeWorm is not far off. The caseworker will consider a number of things, part of which are: - has the children spend the required period: in the scenario given, yes - Is the one parent eligible: in this instance, yes - Does this one parent has full custody: in this instance, not so - Is the other parent a dependant and applying for ILR along with the children: if so, process application - Is the other parent a dependant and in the UK: if yes, ILR application can be considered for the children NB: the ILR uses the wordings parents, one parent and both parents to differentiate or place emphasis DoDirtsLikeWorm:PS: in the ordinary sense, citizenship require (existing) ILR. Invariably, ILR comes first, after which, citizenship can be applied for when conditions are met. So, yes ILR-2-CITIZENSHIP: ILR towards citizenship. Many apply as such. Why do double process when 2-in-1 is available! For noting: extract from caseworker guidance (Registering children as British citizens) per Immigration Act 1981 (as amended) Parent applying for citizenship If a parent is applying for citizenship, and has included a child’s application with their application, the child may be entitled to registration under one of the previous entitlement provisions, even if the parent’s application is refused. Parent applying for indefinite leave to remain or confirmation of permanent residence It is possible that a parent may apply for indefinite leave to remain (ILR) either at the same time as applying for the registration of a child or before an application has been decided. In these circumstances, the parent’s application for ILR must be determined first as the outcome could affect the child’s registration application. 1 Like 1 Share |
Travel / Re: GENERAL Irish (student)visa & Work Permit-New THREAD*** by semmyk(m): 7:40am On May 05, 2023 |
TUD required a minimum of O4 or H7 in Maths and OR or H7 in four other subjects including English/Irish Pls take note of the new scoring system that started in 2017 - https://www.irishtimes.com/news/education/leaving-cert-2017-how-the-new-grading-system-works-1.3187662 See the images for points allocation based on marks. However, these marks (and allocated points) are not applicable to WAEC/WASSCE. A WAEC O/L still require additional study. A completed first year would suffice or going for a one year foundation in Ireland (or UK) For TUD, the WAEC requirement is at this link. PS: some of those school agents in Nigeria has insight of "the system" or which school are open to WAEC! Just ensure you deal with authentic agents and not these mushroom/quack/fake agents. yr2020: 1 Like
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Travel / Re: Living In The UK: Property,Mortgage And Related by semmyk(m): 8:08am On May 01, 2023 |
Eniola1010 is right. The longer one waits (to save up the deposit), the higher the house prices goes (well, ought to). Just like that Fela song about saving for the fan. Ultimately, it's about putting a foot at the (property) ladder/door @Deept, your point is valid. It's crucial for people to understand the higher the deposit, the less the total amount repaid (and possibility of negotiating lower mortgage rate). To reduce total amount repaid over the period, one can make a conscious effort to pay in 'extra' £ to the mortgage (of course, watching out for early settlement penalty, some refer to early repayment charge or early redemption charge especially if one is on fixed mortgage). eniola1010:[Edit] I see @Ticha just explain early repayment. A good take that links it to 'surplus'. Thanks ma. 2 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by semmyk(m): 7:40am On May 01, 2023 |
Newbie123:We attempt collating this on page 966. [PS: I've slightly updated this morning] semmyk:driving test success' theory 4 in 1, "DVSA official test kit", Yellow Theory Test Pro 7 Likes 4 Shares |
Education / Re: Thread For PHD Students by semmyk(m): 1:49pm On Apr 30, 2023 |
In that instance, your coursemate will have to put in word during the department/faculty grad committee session. Obviously, your application must be water tight as it should be. You may also want to have formal email correspondences between you and your coursemate about potential interest in a research field/subfield. Pls, keep it professional (as you would any other prospective Prof). You may have your other informal exchanges. Inayachem: 1 Like |
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