macho44:
Dear Nairalanders,
Please I Need Y'all Advice.
I'm in debt, and these loan sharks are hot on my heels.
I

��Lcredit - ₦133k [96 days overdue]
�� OKASH - ₦56k [54 days overdue]
�� SOKOLOAN - ₦18K [since January 2019] ��
��Easy credit - ₦19k [34 days overdue]
�� Link credit - ₦39k [56 days overdue]
�� Angeloan - ₦46k [62 days overdue]
�� Next credit - ₦34k [59 days overdue]
�� Fast cash - ₦56k [79 days overdue]
�� Kash Kash - 33k [76 days overdue]
�� Fairmoney - ₦244k - [127 days overdue]
�� Quick check - ₦22k [93 days overdue]
�� Aje loan - ₦67k [79 days overdue]
�� Cash lion - ₦38k [109 days overdue]
�� Cash Sea - ₦36k [78 days overdue]
�� Aim loan - ₦32k [92 days overdue]
�� money - ₦46k [66 days overdue]
�� I money - ₦67k [88 days overdue]
�� Mint loan - ₦24k [110 days overdue]
�� X credit - ₦22k - [69 days overdue]
�� X cross cash - ₦56k [91 days overdue]
�� Newcredit - ₦33k [71 days overdue]
�� Naira hub - ₦42k [67 days overdue]
�� Ucredit ₦67k [101 days overdue]

Believe me, I am a chronic debtor pro max ��
I am on the run with company's money and wanted by the EFCC for fraud. All the defamation, threats and blackmail doesn't move a stubborn ram � like me.

Thanks to God I subdued all of them, except Lcredit that doesn't want to give up, they even call at midnight ��
Don't panic, just read their message and hit the block button.... Case closed.

We moooove ������

You really get mind, and they didn't message your contacts?

OfficialDJ:
1890?or what year exactly

Good morning boss, I messaged you before you went offline.

Welcome

guobe:
Thanks flahuq,have you gotten the alert now

Follow abeg follow bless me na

guobe:
I will be dropping two odds daily from tomorrow for 10 consecutive days.I think I can get the 2 odds consecutively for the 10 days.its a personal challenge,please play with spare cash,don't go and overbomb so that you will not be bombed.credit uyimarshal@yahoo.com

I will follow up on this

guobe:
This nairaland people do restrict me from posting games most of the times,but the draws I posted today were not bad either.

The code was still wrong, i tried to open it but the code was wrong.

All the same congratulations

guobe:
I was in the Bet shop today after work and the cashier challenged me to give him two odds,I went through the system and brought out two odds,I told the cashier to play it 100k for me that I will pay the nest day as I am credit worthy even offered a cheque,to cut the story short,I eventually played the 2 odds at 50000 naira.please don't try this at home,it's not worth the stress,the code is b918rppzaswswr-2060717.credit uyimarshal@yahoo.com

You could have dropped this on time for some of us that keeps following you to play the Game.

Abeg follow drop small something for me abeg

Devil1Messenger:
Op please hide my ID
I'm indebted to loan apps and here is the breakdown
Easimoni-52k
Kaskkash-39k
Easycredit-20k
Gocash-20k
Ncash-3k
Xcredit-4k
Branch-2k
Quickcheck-12k
Fairmoney-40k
Eajor-80k
Access bank -140k
Another source -200k
I'm totally confused that I contemplated commiting suicide all through last nite.
All d money was used to gamble on virtual bet9ja. I don't know how to pay as some of the online loan will start getting late From 2morow Friday. I earn 90k every month, I don't smoke, drink, or womanize, my life is in total mess. My problem is virtual gambling and have been wanting to stop it but its not working, i cried all my life since last nite till dawn. How should I manage this situation?

How are you coping bro, have any of them called ur contacts?

ceematics:

You need more apps abi that one do you ?

Abeg gimme app ooh.. That one didn't give me

Good day house. Is this registration still going on?

ensamy:

Simple, go to thier website or through UCAS , create account and then scroll to Application, from there follow the instructions , check the course you are interested on and apply. Then upload the requested documents.
Note: The advantage of doing this application yourself is that the area that involves 'statement of purpose' is better done by yourself because you are the one that understands why you want to study abroad, chose the school, the course and what you want to do back at your home country ( not necessarily you come back).
In the other hand if you use an agent, the course they will chose for you is usually the ones they can write the statement of purpose which is crucial in the admission process.
If your application is good they may issue you a conditional offer and if you meet all the required documents and conditions afterwards then follows the unconditional offer. I am referring to Masters degree admissions. I stand to be corrected if I missed something in my explanation.

Pls can i message you on WhatsApp, need you to guide through the application process..

Started it and stopped on the way, saw result as

D
M
P
D** and don't know which to go for

ensamy:

I got an offer for September 2022 at Ulster, how is the school .

Please how did you do it? And can you put me through

EBUNME:
Pls I need help on how to get cheaper accommodation. Am going to Sheffield Hallam University in December. School accommodation seems to be more expensive and you are not allowed to pay rent monthly. I will appreciate any help.

Thanks.

Good morning boss.


Please how much deposit did you pay before getting the CAS, and please can you guide me through the application process

Steven2954:


Sheffield Hallam university
I’m in the same situation

Good morning bro

Please did you apply, and what's the deposit that one is to pay?

Mannymanny:


Sheffield Hallam Uni
Deposit is £1k
Sent u PM

Thanks. Already replied you

Hello, everyone, pls I need names of schools in uk that has low tuition deposit of at least 2000 pounds precisely September intake. I want to apply with my HND result CGPA 2.97

em7even:
Visa Alert!!!

Applied for Admission (with depression) - 24th November after Middlesex denied me CAS. That's a story for another day.

Admission granted - 30th November.

Applied for CAS - 11th December.

CAS issued - 16th December.

Applied for Visa - 17th December.

Biometrics - 17th December, Abuja TLS (Walk-in).

Paid Mail - 1st January... replied the next day, no decision made.

Paid Mail - 5th January... replied the next day, no decision made.

Paid Mail - 10th January... replied the next day, decision has been made. I became more nervous. Hehehe.

Collection Mail - 12th January... shipped with DHL that same. DHL literally crawled to Asaba from Abuja.

DHL Delivery - 14th January, 11:30 GMT+1. Visa granted.

Documents submitted - Transcript, Degree Certificate, POF, TB Test Certificate, NECO, CAS, Work Reference, HSE Certificates, Passport.

No NSF Mail.

Two refusals declared - Canada visit and Poland study.

Here is what I'd tell you all. If you don't have time to read every page on this thread, then this process isn't important to you. I don't want to hear your reason, if it is important, you'd make time for it. I came here when it was 508 pages and I read every of the pages (made screenshots) to the current page. I got everything I needed from here. People now pay me to even fill their visa applications and do admission processes for them because I seem like an expert. Just by reading thoroughly. Read o! Read! Stop looking for who'd spoon-feed you. Read! Search for schools, send them emails, call them to make enquiries, they're always happy to help from my experience.

I applied to 19 schools. 17 gave me admission, 2 are yet to make a decision (good luck to them), some conditional (IELTs), others unconditional. I left others and chose Middlesex before they tried to kill me by denying me CAS after 2 interviews - failed the 1st, passed the 2nd but they said my 2nd responses conflicted with the 1st. This happened on the 24th of November, same day I applied to Manchester Met - 5 days to Manchester Met's closing date for admission.

Your Personal Statement has to be very convincing. That was my selling point, I think! My inbox is filled with emails from different schools because I like to get the information directly from them.

For those that are yet to apply, include your work reference(s) and a detailed CV to your application. A CV cannot stand in for work reference(s). It is not mandatory but it will save you a lot of stress and/or time. Appointment letter is not really needed in my opinion. A letter of introduction from your employer covers that. If you need a format of such letter, just send me a message. You don't lose anything by including those in your application. However, you have everything to gain.

I don't believe in any god so for me, this is about doing the right thing, and not by praying to anyone.
Thank you to everyone that has shared his/her experience(s) here! They're invaluable!

Manchester, incominggggggg!

Good evening boss.


Please can I get samples of the introduction letter?

IgiveLadiesBj:

Depends on the agent calling you. Mine is that I left WhatsApp so they don't chat me at the go cos those people can chat eeh...
Different people can chat you up in a day with threats that might leave you having a bad day and not focusing.

So they only call. They can call twice in a day. I beg them to give me more time referencing my record of timely repayment but they don't have it. Sha don't be snubbing their calls.
Omo If you have a reputation to protect, find way pay them.


How much you dey owe sef?

They have called like twice already, and I tried to explain and they aren't buying you.

One told me he will send msgs to my contacts today. I dey owe them 34k

IgiveLadiesBj:

Lool, Boss.

Desperation no good.

Was desperate then soteey I sell my laptop. I owed them for 8days after due date...
They only called my guarantor. If they messaged my contacts I don't know cos I didn't get call from any of my contacts apart from my guarantor...

Omo I'm free from them now

Mine is just a day overdue, and I don't know how serious they are with the threats. But like this na till next week money go enter my hand

IgiveLadiesBj:
I'm dead


KashKash please don't do it....

Today is my dueDate....

I had to sell my laptop but buyer will pay next week.

My reputation is at stake.... Who send me okkk

Good morning, please did kashkash message your contacts?

Mcxtraglitz:
I want to tell you that all hope is not lost...
I believe there's a reason for everything that happens to anyone. I'm owing palmcredit just 35k that I've not been able to pay for a while now, but I'm still hopeful that I won't stay at this rock bottom situation for too long. From one broken person to another, I'm telling you to fight a little longer my friend...
I know it's not easy to find someone to talk to about these issues these days but still tell someone, even if the person is a stranger, the burden you will will lessen I tell you.

Good evening, please did palm credit send msgs to your contact?

STENON:
Strathclyde Uni

Thanks so much

Hello, everyone, pls I need names of schools in uk that has low tuition deposit of at least 2000 pounds precisely September intake

Richdee1:


There are school in UK that accept lower credit

Check out the UK study visa thread
Lemme see if I can compile and get list of schools in the UK with price

Please can you help me with the list of schools and price?

Nozino:
I finally got my WES evaluation today.

HND- 2.98

WES US evaluated GPA- 3.34/4.0

US Equivalent: Bachelor’s Degree.

Good day boss, please how were you able to do this? Can you guide me?

Daviduch19:
So i applied to another University with my HND and they Specifically requested for Transcript evaluation by either WES or FCSA. I intentionally informed them that i do not have the Funds and time to do WES evaluation which they accepted and recommended i do FCSA. FCSA is little bit cheaper and the transcript i have was used to do the Evaluation. The report cam out yesterday and WHoooooop My GPA of about 3.02 became 3.36. Am hoping every other thing go well as i hope to be admitted.

Guys Be intentional

Good day boss, please can you guide me on how you did this?

Daviduch19:
So guys, I have something to show you concerning HND and BSc in the US.

I will share a mail i got from one of the schools am applying to.

Note: I didn't do WES evaluation, Because they didnt ask for it.

The message is, Be intentional

Good day boss, please can you share the mail with me?

Thanks

IntrovertGuy:


Well, let me give you some hope.

My ND CGPA was 2.92 and my HND CGPA was 3.07.

My WES evaluation came out to be 3.26 / 4.0 US BSc equivalent.

I believe you can get 3.0/4.0 once your WES is done. Which school by the way?

ND Abia state Poly.
HND Federal Poly Nekede..

Please how do i start thr WES evaluation?