Holiday is coming…Holiday is coming…Yes, we all love our holidays. But wait a second: Are you an entrepreneur or an employee? Yes you should be excited about it but depending on the kind of business you are engaged in, it may be very hectic and busy. And it is also a period to rake in the cash!

However, this may be impossible because if you shabbily prepare for the festive season, it will affect your cash flow. Jumia Travel recognizes this and that’s why we are rolling out tips on how to prep your business for the holidays. So, whether you are in the hotel, retail or eCommerce business, you should vigorously plan for the winding down of the year.


Create your holiday offers

It is not wrong to say that Nigerians are likely to spend more during the festive period. Tap into this by offering reasonable discounts, vouchers and the best price. You can also offer customers promotion like buy 3 get 1 free. You shouldn’t wait till December before kicking off your holiday offers. Jumia Travel has fantastic travel packages for the holidays. You should also send these offers via your newsletter to your customers.

Take advantage of last year’s data

Data is important for any business. It shows you if your business is growing or shrinking. It is this same data (campaign, sales, website traffic, channels, and competitors) that will reveal the things you did excellently well or you did poorly. Your business should make deductions from this data and make necessary adjustments. You should also consider the impact of the trending recession.

Decorate

Make your employees feel the festive season by creating a different atmosphere both offline and online. Your office and website should be decorated to reflect the season. This can also help!


Disclose your holiday hours

Customers may not inform you when they want to make purchases. If he is one of your loyal customers, he will be utterly disappointed if you are not open for business. Hence, you should send emails to your clients informing them of days you will be closed for business. This information should also be on your website.

Decide which marketing channel you want to use

The channel to reach your customers is essential. Some organizations may prefer to do both online and offline marketing while others strictly focus on online marketing. Your budget is key to determining which one to use.

Make your employees ‘happy’

The biggest motivation for employees is for them to be paid as at when due for the job done. They will be willing to give their best and work extra hours. So, employee motivation is key.

Cyberattack is prevalent now because many of our activities have moved online. For example, last week, there was a major cyber attack on Twitter, Netflix, Amazon and others. These companies were attacked despite their impregnable security. However, within a couple of hours, they were back online.

Although Nigerian companies are upping their game in terms of internet security. There is so much to be done. This is why it’s important to train the employees of online companies to prevent cyber-attacks. This will help them fathom the dos and don’ts of working online. Jumia Travel shares some ways to train your employees to stop cyber attacks. Interestingly, you don’t need to break the bank to embark on this training.

Create a user policy

Employees should not have free access to do whatever they like on the internet. You should have a policy that features the website employees are allowed to visit, the wireless network to use and other relevant information. This will prevent your workers from being complacent when working online especially when downloading contents online.

Strong Password

Weak password is one of the easiest ways to make your network susceptible to attacks. At the same time, using the same passwords for all your accounts is very risky. Your IT department should brief your workers from time to time about the dangers of using weak passwords.


Encourage them to report problems

Network threats are first noticed by your employees before the IT department do. So, ensure that you encourage your employees to report any unusual they notice online. It will ensure that any itch doesn’t go viral which may damage your business.

Use proper device management

Financially grounded companies don’t joke with device management. Today, computers are connected that employees can easily share data within seconds. In addition to this, you can remotely wipe your system in case it goes missing in order to protect your sensitive data. However, if you are a small business, you can train your employees to properly manage your device.

The disc jockey playing your favourite songs, guys and ladies sweating it out on the dance floor, and there are enough booze and drinks to go round. These are the things that happen in different homes in Lagos especially during weekends. This implies that we all love a good party. But, things could go awry if you invite the wrong people to the party. Even your scary, muscular, and burly looking bouncers will not save the day. They are just party spoilers. To help you prevent any troubles during your house party, we share 6 types of people you should NEVER invite to your house party.

The Music dictator

The music dictators are the ones that will never allow the disc jockey to do his job. They keep pestering the DJ annoyingly requesting him to change the song especially if they do not like it. If everyone doesn’t like the song the DJ is playing, it is a recipe for chaos. This is why it is important for you to get a reputable DJ who knows the right song to play at the right time.

The person who cannot handle Alcohol

The sight of free alcohol or booze makes them lose their sense of control or discipline. They gulp and gulp until they are utterly drunk. Since alcohol is now controlling them, they fight everyone, throw and say irrational things. Jumia Travel advice you should evict such people before their erratic and alcoholic influenced actions get worse. Better still, don’t invite them to your party.

The girlfriend poacher

They spend their time at the party hitting on different girls even if they came with their woman. They don’t care whose ox is gored by their action. If you dull yourself, they will disappear with your girlfriend! They are natural players and their charms can get them any woman. Strike them out of the list of invitees.


The Strangers

The strangers are the friend of your friend. You have never met them before but they have the privilege of knowing your friends. These happen at all parties. What you should do is to tell your friends to let you know if they are coming with friends. If they don’t, you should not grant them access to your party.

The person who doesn’t know when to leave

The party ends at 10pm but you still find them till 12am. They want to spend the night in your home which you are uncomfortable with. Everyone should know when to leave a party even if you are living remotely.

The Drug addicts

The easiest drug to get into a party is Indian hemp. They are addicted to this weed. In addition, they are the ones that miss these drugs in drinks. You should not invite them.

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Thanks to former President Olusegun Obasanjo who contributed significantly to the deregulation of the telecommunications industry. Since, then there has been an influx of service providers like MTN, Airtel, Glo and more recently Etisalat. They have eased the way we communicate. But at the same time, they can be very frustrating. So, if you use any of these service providers any one of these listed things compiled by Jumia Travel must have happened to you. Enjoy!

The number you are dialing is…

You have dialed a number several times but what you hear is the number you have dialed is not available. Please try again later. Meanwhile, there is absolutely nothing wrong with the number you calling. The only explanation for this is that the network is bad. But nothing is done. This same thing will happen you making emergency calls.


Unsolicited text messages and calls

Despite the efforts of the Nigerian Communication Commission (NCC) to end this torment of receiving unsolicited text messages and calls, it is yet to pay off. Nigerians receive loads of unwanted calls and text messages. Imagine you are expecting an alert. You eventually receive a text message. You excitedly checked your phone and it is your service provider’s text message. The anger…

Your account balance is low….

Most times when you are almost out of credit, that voice will tell you your account balance is low, please recharge. In other cases and perhaps due to network failure, you may have enough credit on your phone but you still receive that message.

Underhand charges

Some service providers can charge indiscriminately. You didn’t subscribe to a particular message, they deduct the money from your account. You didn’t renew your data subscription, they will automatically renew it for you. You call them, they will apologise but will not stop removing your money.

Calling customer service for hours

Twitter has largely eased the burden of reaching the customer service of any service provider. However, for persons who doesn’t have access to the internet, they have to call customer service. It can take time before the computer picks your call. God help you if after calling, and they eventually pick but the call drops. Sorry, you have to try again.


Buying SIM for 10,000

MTN and Vmobile (airtel), there is God oooh! Before SIM cards became free, older Nigerians bought SIM cards for as much as 10,000, 20,000 and even 40,000. Then, you were a god if you own a phone.


You must use more than one service provider

Since there are now double SIM phones, many Nigerians now use more than one service provider. If one disappoint, they switch to the other. This is just to cushion the effect of network failure. Both SIMs cannot be down at the same time.

Stylish, sophisticated and classy. These are the flowery adjectives used to describe iPhone 7 which was launched recently. You cannot miss the hype and publicity especially if you always online and a tech geek. Figures show that in the first 17 days when the phone was released, it accounted for 43% of all phone sales in Q3. Interesting. We don’t have the statistics for Nigeria yet. But what Jumia travel know is that there are some funny reasons why Nigerians will not buy iPhone 7 or iPhone plus. Here are some of the reasons.


I can buy a plot of land with the money

In places like Abeokuta, Sango Otta, Badore and other outskirts of Lagos, you can still buy a plot of land for almost 500,000. Besides, you can use the money to renew your rent for a year. Meanwhile, iPhone cost nearly N420,000. So, which will you prefer? The ball is in your court! The situation is not helped by the fact that there is dollar scarcity in the country.


Android phones are aplenty in the market

Android to a very large extent can now strongly compete with iPhone. However, let’s give it to Apple, there are some essential features that make iPhone unique. This said, there are other very good alternatives that are affordable like Samsung, HTC, Infinix, and Tecno amongst others.

I will wait for the London use

In Nigeria, if you cannot afford to buy brand new gadget or device, you can go for the London use aka fairly use. But as at now, there may be no London use iPhone in the market. So, some Nigerians prefer to wait for the iPhone 7 London use to show off.


Buhari’s EFCC is waiting for you

The new regime in Nigeria is hell bent on fighting corruption. So, EFCC is on the prowl to investigate anyone whom they suspect of sourcing their wealth from corruption. So, in this recession, how did you afford to buy an iPhone 7? You will explain to EFCC. A quick example, if you are in China, you dare not buy the iPhone if you don’t want to lose your job.


Sorry Apple, Nigeria is in recession

Sorry Apple Nigeria is in recession. Notwithstanding, Nigerians will still buy the iPhone 7 and iPhone 7 plus.

The internet is like your spinal cord. Without your spinal cord, you can barely move. It is the same thing with the internet. Nearly everything is done online in this 21st century. Hence, in order to improve and boost your internet experience, you should adopt these various ways shared by Jumia Travel. This will prevent any kind of frustration and anxiety as well as make your job faster. Enjoy your internet experience!

Softblock social media

Certain organizations block social media while others do not. Nevertheless, if you work with a company that allows employees access to social media, you can softblock especially if you dislike what your friends are posting or tweeting. In other words, you can unfollow a friend on Facebook or mute a friend on twitter. The only thing you achieve here is that they will still remain your friends but you wouldn’t see their activities on your feed.

Delete old email accounts

Most of us have more than one email accounts. If you didn’t activate the automatic forward option, you have to check all your emails. Better still, if a particular mail is inactive, you should simply delete it.


Use private browsing

If you don’t want anyone to track your online activities, you should always use private browsing. Browsers like Chrome, Opera Mini, Microsoft Edge, and Mozilla all have the private browsing option.

Move internet routers away from electronics

Wi-Fi routers are vulnerable to various interference, especially from electronics. So, if you use electronics like television, speakers, DVD players, Bluetooth, and phones, you should move them away from your router for optimal performance of your router.

Lock your computer screen

Activating your ‘lock your computer screen’ option will prevent your friends or colleagues from snooping at your screen when you are away. It will also keep children from tampering with your laptop. Most laptops can automatically lock their screen but if this doesn’t happen, you can activate it yourself.

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Badagry is on the outskirts of Lagos. Precisely, it is located between the cosmopolitan city of Lagos and Nigeria’s border with the Republic of Benin. This location has perhaps made it a bit difficult for tourists and Lagosians to check out this tourist’s haven. In addition, Badagry is not situated in Lagos’s choice areas like Victoria Island, Lekki, Ikeja, and Ikoyi.

Notwithstanding where you reside in Lagos, Badagry is a delightful and wonderful place to visit. We roll out some reasons that will no doubt spur you to pack your luggage and travel to Badagry. Don’t forget to book your hotel on Jumia Travel!


Relics of Slave Trade awaits you

Slavery is a phase in Nigeria’s and Africa’s history we all want to forget. However, this history cannot just be wished away. It happened. And it is important to preserve this heritage. It is, therefore, important to note that Badagry’s history is incomplete without giving a mention to slavery. You will find relics of slavery like chains, locks, and shackles as well as see the different slave routes (point of no return) and slave ports. In addition to this, you will learn so much at the Badagry slave museum, the slave families, like Mobee Royal Family, and the Vlekete Slave Market. You will be overwhelmed!

Badagry is a virgin

Yes, Badagry is a virgin! Unlike other cities and towns in Lagos that have been encroached and taken over by humans, Badagry is yet to be polluted especially, its coastlines and peninsulas remain natural, untouched and untapped! So, it is a wonderful place to have a good time and you are assured of the air you breathe.

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It is a city of many firsts!

Badagry has the enviable record of having many firsts compared to any other city in Nigeria. You will find the first primary school, the first story building in Nigeria, and the first pair of Sato drum. This should pump up your wanderlust adrenalin!

The biggest border town in Nigeria

The border between Nigeria and Benin Republic is just 10 minutes’ drive from Badagry. So do you want to see the biggest border town in Nigeria? Pack your bags and leave for Badagry now!


Relax and indulge

There are hotels and relaxation spots in Badagry. One of such popular hubs for relaxation is Whispering Palms. There are also beautiful beaches where you can have picnics. In addition, you will return with a truckload of coconuts if you want. Coconut is as available as the air you breathe in!

Since the internet trend started in the 1990s, many governments and business activities, and state secrets have moved from offline to online. But with hackers on the prowl wanting to steal and expose sensitive information, cyber security is ever more important.

In Nigerian companies, cyber security is arguably not a top priority due to the economic recession. Even before the recession, cyber security was barely a priority.

However, when we look at what is happening around the world, cyber breach is on the rise. This breach has led to shocking revelations and release of trade secrets that are not meant for the public. In line with this, Jumia Travel gathers 5 reasons Nigerian businesses should take cyber security serious.

Enable more trusted transactions online

Online transactions are widely used today because many businesses have moved online. If a customer patronizes your business and loses his money, it is really bad for the reputation and growth of your business. These customers will not recommend you to friends. Hence, with cyber security, your website should be hack proof 24 hours.

It prevents information espionage

There have been widespread reports of China allegedly attacking US companies to steal trade information. These trade secrets can be used to improve China’s businesses. No business in Nigeria will like this. You will guard your trade secrets jealously to have the competitive edge. But if you disregard cyber security, sooner rather than later, your trade secrets will be everywhere.

Makes your business less vulnerable

Hackers can wreck any business if you are targeted. They can take your website offline for hours and if your cyber security is weak, you will lose money as well as customers. So, with cyber security, your business will be less vulnerable. This is even worse if you are a small business.

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It can cost your business

The cost of ignoring cyber security can be very devastating and can cripple any business. If you are a financially oriented business, you should never joke with cyber security because you can lose money in a single swoop!

Cyber criminals are always at work

Findings show that 3.5 new threats happen every second according to Trend Micro. You can only stop them by having an impenetrable cyber security. This is not negotiable if you are an online business!

A trip to Olumo rock in Abeokuta, Ogun state may probably be bland and uninteresting if you are unable to capture the exciting moments. In fact, one of the biggest incentives for traveling is the opportunity to make memories so that you can relive moments.

When memories fade, you cannot recover them. It is gone forever! Therefore, it is very important to record every moment. So, how do you capture these memories? Jumia travel shares some ideas.

Blogs & Vlogs

If you are digitally savvy, you can write blogs or shoot videos about your travel. WordPress and YouTube have made it very easy to write and produce your travel memories. This will no doubt help you relive these experiences in the future.

Write Journals

Some travelers like to stay off the internet when they travel. For those of you in this category, you can keep a journal and pen the significant things that happen during your trip. Ensure that you update your journal daily. If you want, you can use your phone to take notes.

Postcards

Postcards were widely used in the past but due to the internet, it has sharply declined. So, you can buy postcards, write memories you want and send it to your home. This will enable your families and friends to share your experience!

Buy a quality camera

You don’t have to be professional photographers before you can take pictures. While you can leave the sophisticated cameras for the professionals, your phone is a capable replacement. Phone manufacturers have largely improved their cameras that you can take quality pictures with them.

Travel with friends

Travelling solo is good but if you really want to enjoy and properly capture your travels, you should travel with your friends. With them, you can reminisce and relive your travel, especially during conversations.

Debit cards have made it very easy to pay for any transactions whether online or offline. This is because the number of Nigerians carrying cash around has significantly dropped due to the cashless policy. Besides it is even risky to move huge cash around. This said the problem is that you shouldn’t always use your credit card to buy just anything. Jumia Travel gathers the essential things you should purchase with your debit card. This will help you avoid underhand charges and other fees.

Online Purchases

Although you have the option to pay on delivery especially in a Nigeria where the online payment system is yet to be perfected. Despite this, some online platforms have fortified websites on which you can simply pay with your debit card. You can your card for transactions involving large amounts.

Flights

Most flights today are usually booked online. After booking, you can pay immediately with your card rather than queue for hours to pay with cash.

Purchase made over the phone

If you make any purchase over the phone and want it delivered immediately, you can pay with your debit card. However, before you pay, you should do some background check. You can ask for the website and check out the reviews. If you are satisfied you can pay.



Hotel Rooms

The internet has made it very relaxed to book and pay for hotels. On Jumia Travel, you can book and make payments online. It is safe and secured.

Pay for event tickets

There are so many events that happen around Lagos especially on weekends. Clubs, bars, and hotels are always hosting events. As a response to these partying tendencies of Lagosians and to relieve them of buying tickets at the venue, you can pay for your tickets on online ticketing platforms.

There is nothing free even in the city of Freetown in Sierra Leone. It is even worse when you are in Lagos where commuters are hustling and scampering for their survival. The survival of the fittest. Hence, it is extremely difficult to get anything free besides religious flyers. When you also consider the economic recession, you will shelve the idea of getting anything free.

So, it may be near impossible for anyone to navigate Lagos for free. Despite this, there are other ways you can travel without breaking the bank. Jumia Travel shares some tricks to help you achieve this. Thank us later.

Never miss your neighbour's car in the morning

This is perhaps the easiest way to move around the centre of excellence for free. If your neighbour, friend or colleague at work leave home at 5am, you should be at his house waiting at that time. While some friends will call you when leaving others will not. Don’t miss the ride especially if you route is the same. You can also do the same when you are returning from wherever you went to.

Take BRT buses

BRT buses are nearly in all nooks and crannies of Lagos. They are relatively cheap and affordable. Unlike the yellow menace called danfos that increases fares indiscriminately, the BRT buses always maintain their fares because it is run by the government. Interestingly, during the festive period, you can board BRT for free.

Find accommodation close to your workplace

Try as much as possible to stay close to your workplace. This is because if you are able to cut or reduce transport cost, you will save a lot of money. So, search for a friend, colleague or family member to stay with.


Travel via train

If the government can develop other means of transport especially train and water, you will almost travel for free. By the way, a train in Lagos is another perfect way to travel for free if you can survive the crowd. Most times, the train is always filled out but if you are boarding the train, you may not pay a dime!

Buy your own car

Buying your own car is the simplest way to travel for free without stress. However, if you can’t afford to buy a car now, you should be willing to spend money on your daily transport to navigate Lagos. It can be via Uber, danfo or taxis.

With 10 years’ experience in Customer Service, Omolara Adagunodo, the Head of Customer Service at Jumia Travel is customer service personified. Her smile and charm are contagious that it could disarm and calm any exasperated customer. In this interview, Adagunodo talks about the challenges of CS in Nigeria and much more.

What would you consider to be the challenges facing CS in Nigeria?

The first challenge facing CS are the customers. Nigerian customers should start demanding service. If the customers demand service then organisations will have to deliver. The simple law of demand and supply applies here, if we learn to demand service at all times, the organisations will learn to supply it. Nigeria has been called a country without a service culture for so long, and the only way to stop this below-par service nature is to actually make sure we request service at all times from all service companies. At the airports, on the buses, and even in the market!

Some people believe that customer service shouldn’t just be a unit or department. Rather it should be a culture, a lifestyle. Do you share this sentiment? If yes, how so?

Certainly! I believe that Customer Service representatives are born before being trained. Truth is, it’s either in you or not. When I’m recruiting I look out for the passion and qualities of a true customer service person rather than the experience. You might have 10 years of customer service experience and still not be a customer service person.

What are the prospects of pitching a career in customer service? Is it just about talking to customers on the phone?

The sky’s the limit in a customer service career. Talking to customers on the phone is merely the beginning. You can go on to get further training and specialise in CX, Customer Service Strategy, Service Delivery Management, and Project Management etc.

No doubt, your company celebrated this year’s CS Week, would you like to talk about some of the highlights?

Absolutely! We took some time out to celebrate our Customers and Customer Service Team with engaging sessions for the whole company. The aim of this event was to make everyone aware that Customer Service is what we all do. We had some role plays, acting out customer experiences and dress up sessions. It indeed was a fun time out

What does excellent Customer Service mean to you?

Excellent Customer Service is attained when we are able to put ourselves in the customer’s shoes and do what is best for them. Either they are aware of it or not.

On a lighter note, have you observed that there are more women in CS than men? Is your line of practice gender bias?

Well, we all know that women are more empathetic than men.

Your activities online can make your smartphone prone to virus. You download free apps, movies, and songs online as well as visit websites which you cannot determine if they are safe or not. But with an antivirus you can shield and protect your phone from any malware or virus.

Fortunately, you can download or purchase any antivirus app of your choice. But do you know which one to download? Jumia Travel rolls out free and brilliant antivirus for your phone. They are also safe.

360 Security

Want real-time protection for your phone? This is the antivirus app to use. The features of the app include scanning files, antitheft feature to help you locate missing phones. You can also use passwords to make your app inaccessible to others by using this app.

Avast

Avast is a popular brand. Over 100 million users have downloaded the antivirus. However, you must have enough space on your phone because the capacity is 2GB. Besides protecting your phone, it assists in data recovery, ad-protection and app locking.

AVG

The Real-time Protection is own by AVG. And of course, AVG is another well-known antivirus. Real-time protection, task killer, remote data wipe, battery monitor, data usage checker, and call blocking are the amazing features of this app.

All-in-one solution

Like the name All-in-one solution, the app protects your phone in all entirety. The app tells users about the threats to their phone as well as alert you about websites designed to steal your information.


Avira Antivirus Security

It performs important functions like malware scan, real-time protection and more. The app also has some features like stage fright advisor, which help in protecting your phone. Anti-theft, anti-privacy and blacklisting features provide further protection.

Quick heal

This is another app that will protect your phone against virus attack. It shields your device from unauthorised users, review apps that may affect your privacy, and data wipe feature.

Entrepreneurs are very busy. They are always on the go and will no doubt welcome and appreciate creative ways to save time. Not to worry, technology is the perfect tool to save time. So, instead of wasting time on a particular task, you can use these timesaving methods with technology shared by Jumia Travel to help you save time.

E-mail/Instant Messaging

Communicating with clients have been made easy as you can use either emails or instant messaging services like WhatsApp or BBM. Use email for formal communication with not very familiar clients while instant messaging can be used for your regular customer or marketing.

Computers

With your hard earned money, you should buy a computer that can run software you will understand especially the ones related to your job. If you buy one that can’t read software it will take time before you can decode it. And in addition to this, you may even need to buy another software or contact their customer care.

Smartphone

Smartphones can do many things for entrepreneurs. It can remind them of their next meetings, help you find client information, track tasks and record other relevant information to run your business daily.


The World Wide Web

Are you searching for any information? You can just Google it! This is why every entrepreneur needs high-speed internet for their phone as well as in their office. Besides Googling, you can save all your data on cloud service rather on your hard drive.

Video conferencing

With video conferencing, you can save time and money on flights, hotel and other travel logistics. Rather than doing this, you can set virtual meetings with your clients.

Since the telecommunication sector was deregulated in 2000 and so far, it has had a ripple effect in almost every facet of our lives and other sectors. Today, 8 out of 10 Nigerians own phones and not just any phone but smartphones with the internet. Hence, there is no argument that mobile phones have contributed so much to the development of Nigeria. Jumia Travel, shares 5 ways mobile phones have changed Nigeria.

Mobile Banking

You don’t need to visit the bank anymore to send money. Just fiddling with a few buttons on your phone, you can transfer money to your friends, family and loved ones within seconds. But if you don’t like the extra charges involved, you should just go the traditional way by going to the bank!

Health

With the war against counterfeit drugs intensifying in Nigeria, you can now send text messages on your phone to confirm if your drug is fake or not. So, you don’t need to worry anymore about the drugs you purchase. Despite this, don’t throw caution to the wind.

Entertainment

Although mobile phones have made it easier for users to access movies and movies without paying, it has simplified the distribution of songs and movies. You can upload your songs and videos on YouTube and interested Nigerians can listen and download. Also, there are music and video streaming sites where users can buy your content.

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Employment

This is one of the most obvious impact mobile phones is having in Nigeria. There are prepaid card sellers all over the place and many Nigerians have been employed by mobile telecommunication companies.

Education

Not everyone owns personal computers but with their mobile phones they can access download online textbooks, and access e-libraries as well as have access to research materials. Hence, you don’t necessarily need to have PC to educate yourself and embark on research.

Shopping in Lagos is an exciting time to experience the sights and sounds of the cosmopolitan city. Jumia Travel is not talking about visiting malls or chain stores but markets. There are so many markets in Lagos one of which is the popular Yaba market. Yaba market is located on the mainland and it is a market where you can purchase anything and everything. Interestingly, the market is always flooded with shoppers and there are some real things that happen to these shoppers that are worth mentioning. We share some of these things that happen.

You will be ambushed by sellers

Fine boy, you want shirt? I go give quality shirt! Baby…I get some correct women wear. I go give you correct price. He quipped! You can’t escape this if you find yourself at Yaba market even if you are not a shopper. You will be ambushed and flanked by these very aggressive sellers who attempt to form familiarity! If you are not buying anything, simply keep a straight face and ignore them.

You can’t miss haggling

The knack for some sellers especially of Igbo extraction to give shocking prices on their wares make it compulsory for you to haggle. You must do this if you don’t want to buy your groceries that ridiculous cost. So, don’t hesitate to haggle!

The Bureau de Change in Senegal attire

In flowing Senegal robes, they approach you asking if you want to change naira to dollar and other hard currencies. This business is dominated by Hausas. They are a bit more civil than the sellers but they will always walk up to you to ask if you want dollars.

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You have to deal with the crowd

Yaba market is a true reflection of the Lagos hustle. The market is always crowded that you need to be extremely patient to find your way. Importantly, you should be very conscious about your properties like your wallet and phone. If you are careless with them it will grow wings.

Buy cheap goods

Nigerians love cheap goods. And you can buy cheap and affordable products at Yaba market. However, if you are not careful, you will be taking counterfeit products away from that market because there are lots of them at Yaba market.

Danfos are the pariah Volkswagen commercial buses painted yellow, the official colours of Lagos State. They are always on the road for nearly 24 hours every day. For Lagosians who are yet to own cars, the danfo is an effective way to move around the ever busy and bustling state. Besides, if you are always on Lagos roads, you would have noticed the shenanigans of these drivers which can be very frustrating and annoying. Thus, their hatred for them. Jumia Travel shares some of the reasons why Lagosians hate danfos.

Danfo drivers are very reckless

Danfos are self-acclaimed kings of Lagos roads. They are uncontrollably reckless when driving. They will never listen to the caution of anyone except that of LASTMA. If the Lastma officials are not on the highway, it’s a free-for-all. They will even tell you to take over the steering if you attempt to caution them.

They don’t respect anyone

The Danfo drivers and conductors don’t respect anyone not even the elderly. They address you with so much disrespect that you wish you will never board one again. It is even worse if you don’t have change. To avoid trouble, you should always have your correct change.

The Danfos are always dirty

There is no argument about this-danfos are always dirty. Only a handful of them clean their buses.


Indiscriminate fares

Whether there is a fuel hike or not, the fares of the danfos are always fluctuating. When they observe quite a number of people at the bus stop, they immediately hike transport fares. With a horrified façade, they either wave the danfos away or board it.

They can delay…

If you are in a hurry, you should completely avoid danfos because there is a very high possibility that you will miss that appointment. They will always stop to buy fuel, pick up passengers as well as stop passengers to alight.

They are the major cause of traffic

Although everyone is culpable when it comes to Lagos traffic, the danfo drivers take a large percentage of the blame. They stop in the middle of the road indiscriminately without minding other road users. In fact, danfo drivers only think about themselves and how to make quick money. That’s all. So, you have to be extremely patient!

Customers are the core to any business. There is no way your entrepreneurial business can survive if you don’t keep or maintain a steady stream of customers. However, attracting new customers is important and may be more complex for small businesses. In recognition of this, Jumia Travel shares 5 tips on how to attract new customers to your small business.

Provide excellent service

Quality and sterling service is the only way to ensure that customers always return. You should always have at the back of your mind that poor services will never help you grow your business. So, regularly engage customers and build trust.

Focus on specific customers

Who are your customers? Are your services for men or women? Understanding and defining your customers will ensure that you don’t target the wrong persons. Also, remember that not everyone can use your product or service.
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Decide your marketing approach

If you define your customer niche, you should decide or determine the right marketing approach you want to use to reach your customers. Although capital may be limited, you should consider affordable methods. You can develop a website, use email marketing and also content marketing.
[img]http://www.sage.com/na/~/media/site/sagena/responsive/images/smallbiz/start_small.jpg[/img]

Referral programme

You can use your customers to gain more customers through referral programmes. This may work effectively for startups. You can also give incentives or pay a customer a discount for referring another customer. This is why you shouldn’t downplay quality services.

Keep your faithful customers

It is easier and way cheaper to keep faithful customers than going after new ones. Hence, always keep in touch with them. You can maintain these customers by calling them within 7 days of patronizing you to ask about the service, conducting online surveys and encouraging them to review your service. This will keep them coming back!

There is no argument that Africans and Nigerians are culturally sensitive. Despite the fact that there is a sharp decline in values, we have not completely forgotten our traditional route. Hence, anyone who attempts to treat it with contempt or disdain will considerably have themselves to blame. For regular travelers, if you are visiting a culturally sensitive country like Nigeria, you have to be conscious of your activities. This is even more essential in a country like Nigeria with our hundreds of ethnic groups and languages. Although there are slight differences in beliefs, there are significant similarities at the same time.

For regular travelers visiting a culturally sensitive country like Nigeria, you have to be conscious of your activities. Jumia Travel shares various ways you can be culturally sensitive when you travel around Nigeria. The veracity of this is that these tips will keep you safe. Thus, whether you are traveling to Kano in Northern Nigeria, Idoma in Kogi or Ogboni in Port Harcourt, you will definitely be safe.

African-American-couple-traveling-shutterstock_110762480-660x400.jpg

Do your homework

There is no gainsaying that research is an important part of travel. How will you find your way around? Do you know the local culture and taboos? Do you know their dress culture? Do your homework to avoid troubled waters. Even if you are traveling with a local, it does not make any difference if your research is untidy and not rigorous.

Dress carefully

Dress culture varies in different parts of the country. In Lagos, people will only frown at your dress sense if it is utterly and extremely irresponsible and indecent. However, if you dress that same way in Kaduna, you will definitely have yourself to blame. When you observe the way people dress over there, you will abandon all indecent attires if you want to live and travel peacefully to avoid any harassments. You can even show solidarity by embracing their dress culture.

Keep your wits to yourself

Your wits and banter can easily get you into trouble. For example, if you are among the Igbos of Eastern Nigeria, you do not say something that’s obviously negative even though you are joking. And don’t abuse the traditional rites involved in any cultural festival no matter how odious it may be. Simply keep your wits and banter to yourself.


Follow the rules

You should always have at the back of your mind that you are a traveler. You are in unfamiliar terrain and you have to follow their rules and regulations whether you like it or not. So, if there are rules in respect of night curfews and drinking/eating during Ramadan, you should simply follow the rules. For example, during the Eyo festival in Lagos, you are expected to walk around barefooted. if you can follow this rule, it is advisable you stay at home.

Ask Questions

If you cannot get a local to take you around, you should always ask questions. Like they say ignorance of the law excuses not. This will prevent you from getting lost or strolling into places of worship or shrine.

The production of the Samsung Galaxy Note 7 has been halted due to reported cases of the smartphone catching fire or exploding. This may be because of some manufacturing defect and at the same time, it may be due to some of the things we do. This is because there are so many components in a phone that makes it very sensitive to explosion. Since Note 7 are exploding, we dim it fit to share 5 ways to stop your smartphone from exploding or catching fire.

Using your smartphone while charging

We are all guilty of this. We fiddle with our phone while charging it because we cannot do without it. However, manufacturers have clearly advised it is not a good practice to use a phone while it’s charging. This is because it can produce too much heat.

Not using original charger

Phones have their specific charger. You should always use that. But, you cannot avoid the fact that you may forget your charge or misplace it leading you to borrow a charger. If you are borrowing one, use an original one.

Overcharging

According to findings, if your battery is at 80%, you should stop charging it. However, many of us don’t stop charging until it is 100%. Worse still, when it's 100%, we continue charging. Jumia Travel adds that there is nothing wrong if you allow the battery to completely exhaust power. This will help make your battery last and prevent it from catching fire.


Using non-original batteries

You should always replace batteries with original ones. However, with so many counterfeits in the market, you should look out for certain feature to identify the original. Better still, just buy it at an authorized dealer even though it may be expensive.

Reduce exposure to sunlight

You charging your phone and at the same time it is directly exposed to the sun, this is not good for your phone. It is double jeopardy as your phone may catch fire because of the effect of electricity and sun heat.

Nearly everyone is complaining about how their income and finances are being affected by the economic recession. Food stuff and household items have tripled in price blamed on the fluctuating dollar. Therefore, it is ever more important for Nigerians to manage their finances. It is just a question of finding the best tools to help you plan your finances. In line with this, Jumia Travel has selected awesome websites that can help with financial planning. If you want to be financial discipline, you should check out any of these websites.

You Need a Budget (YNAB)

If you are serious about paying off your debt and saving money, then You Need a Budget is the tool for you. It is very easy to use as you can create a monthly budget within a few minutes. Also, this app will ensure that you don’t rely on future incomes which may not be guaranteed.

DailyWorth

To enjoy DailyWorth, you have to subscribe their emails where you will be sent the best financial advice as well as articles. It also offers ideas especially for women on how to create budgets, earn money, save and invest smartly.


Quicken

This is a multipurpose financial website that helps in budgeting, investments, bill payments and reporting. You can even link it to your bank account from which you can download your transactions, and access your account.

Guide Financial

This is a website that provides relevant information on the particular things you are spending your money on as well as teach you how to create a pragmatic and workable budget. It also helps you search for the best savings account.

With so much energy, the drummer (s) dexterously and skillfully beat the talking drum which was tightly locked in his underarm. He expertly squeezes the cords to produce different tones.

As the drummer (s) dropped the sonorous tunes, men and women in resplendent attires dance in excitement as they splash the cash on the drummer(s). The cash is not only to appreciate the drummer’s drumming skills but also to thank them for using the talking drum to sing their praises.

There is no denying that Nigerians love being praised, which is equal to their knack for titles, especially if you are a VIP.

In Lagos, event centres especially the ones organized by Yorubas, the drummers strategically position themselves at the entrance and immediately they cite a VIP, they start their praise singing. The drummers don’t even need to sing sometimes because the talking drum does everything. And if the VIP is magnanimous enough, he would show off his dancing skills and dole out money.


What is a talking drum?

The talking drum is largely popular among the Yorubas of South West Nigeria. It can imitate spoken words and language. This is why it is called the talking drum.

Although it is popular for its praise singing virtues, it can also be used to curse, make announcements and warn people of dangers. All these functions may not exist in cities but in the hinterland, the talking drum thrives.



Why is the talking drum still popular?

Granted that modern musical instruments are well known and used today, it hasn’t significantly affected the talking drum. At parties, they are always on ground. The popularity of the drum is hinged on the fact that it can talk unlike other musical instruments which can’t.

However, Jumia Travel must add that the future of the talking drum is bleak because very few young Nigerians are interested in it. The elders who have the knowledge are already advanced in age. If they pass away, they will be taking an integral feature of the Yoruba tradition.

Even though some artists like Ara has embraced the talking drum in their music, there is still so much to be done to ensure that the talking drum doesn’t go extinct.

Is the talking drum truly the original praise singer?

The mystery of the talking drum can only be fathomed by persons familiar with the drum’s spoken words. The drum is arguably the only one that can talk when compared to other musical instruments. So, there is no doubt that it is the original praise singer but more needs to be done to preserve it.


[img]https://northoflagos.files./2010/11/img_4826.jpg?w=300&h=225[/img]

http://tourific.com.ng/2016/10/07/talking-drum-the-original-praise-singer/

Chargers are very important to any device. Your device is useless without their particular chargers. Simply put, you cannot use your device without your charger. This is even more essential if you are using an original charger.

But if it gets damaged because you didn’t take good care of it, you will either keep borrowing chargers or spend your hard earned money purchasing chargers because there are so many counterfeit ones out there. We share 5 tips for taking care of the charger of any device.

Always unplug by the head

Perhaps you are feeling lazy that you find it difficult to stand, you just grab the charger by the cord to try to unplug it. When next you want to use, it may work but if this is done repeatedly the force can cause internal damage. So, don’t be surprised if your charger stops working.

Keep it cool

Extreme temperatures are not good for your battery. The temperature should be balanced. That is not too hot or not too cold.

Keep it tucked away

After using the charger, don’t just leave lying around the place. Pick it up and keep it in a safe place. If this not done, you can unintentionally damage the charger and it can even hurt you.


Keep it dry

You should always keep your charger away from water. You may be fond of charging your phone in the bathroom or kitchen so that you can be close to it. Water can spill on both your charger and your phone.

Use a surge protector

In Nigeria where power is yet to be stable, a power surge can happen anytime. If the surge happens often, it can damage not only your charger but also your device-laptop and phone. To be on a safe side, Jumia Travel advises that you should always use a surge protector.



http://tourific.com.ng/2016/10/07/5-simple-hacks-to-take-care-of-your-device-charger/

Technology has made its entry into the classroom. Many schools are now taking advantage of the many benefits technology in the classroom has to offer. It has significantly improved students’ engagements, collaboration as well as making learning more fun. In addition, tech-savvy teachers are happy to welcome technology because it is helping them to ease the mode of impacting knowledge. We share 5 creative ways to use technology in the classroom.

Create a class website
A class web page could be a simple website where you post latest information, assignments, and other material students can download. For example, if a class or exam is postponed, the information can simply be posted on the website. Students can easily access this information wherever they are. Such platforms include Blackboard.


Use an online grading system
Technology has largely changed the way students are graded. You can now use online grade books to score your students rather than doing it manually. This will save time and both teachers and students can track their grades. There will be no need to physically take a report card home to your parents.


Give multimedia presentations
The traditional way of lecturing which involves chalk/blackboard or marker/white board is now outdated. The practice today is using power point. The powerpoint presentation features diagrams, images, videos and audio clips. These presentations can even be sent to the students.

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Email exchange
There are schools that have digitised. So, students have access to their own Personal Computer (PC) with internet access. They can do research and emails can be exchanged among students. Jumia Travel adds that, if students don’t have a PC, they can use their mobile phones. Many students especially in secondary school, now own smartphones. These smartphones can be used for this purpose.


Create a Podcast
There are countless numbers of podcasts for different courses. Teachers can aggregate these podcasts and share with students. Or better still, you can create weekly podcasts of lessons and other classroom activities.



http://tourific.com.ng/2016/10/06/5-creative-ways-use-technology-classroom/

Northern Nigeria has had to grapple with some appalling news report over the years. The region is not aided by the Boko haram insurgency. Consequently, many Nigerians especially in the South, have demonized the region that anyone who wants to travel there will be discouraged.

Although some of these widespread reports are blatant ‘lies’, we at Jumia Travel recognize the beauty, hospitality, and congeniality of Northerners. Thus, we identify some of these lies or perceptions so as to dispel them. Perhaps, this will reassure or embolden visitors to explore places like Sokoto, Kano, Kaduna and other Northern cities.

They are religious fanatics

Islam is the dominant religion in the North. Hence, their values and beliefs are greatly influenced by the religion. There are many dos and don'ts that are normally overlooked in the south. Some Nigerians see this as fanaticism which is not the case. But, if you can adhere to and respect these cultural and religious beliefs, you will live peacefully among them.

They are deprived

The influx of underprivileged Northerners into Lagos, the heartbeat of Nigeria have resulted in the generalization that any individual who hails from the region is deprived. No. There are many of them who are very comfortable and wealthy and have never been to Lagos or Abuja. In fact, the richest man in Nigeria and Africa, Aliko Dangote is from the region!

They hate education

Boko Haram means western education or non-Islamic education is a sin. This is what Boko Haram is propagating. However, beyond Boko Haram, Northerners are now embracing education. Not only the education of the male child but also the female child. Even though there should be more enlightenment, parents are sending their wards to school.


They are impeding Nigeria’s development

A number of political commentators have suggested that the north is preventing Nigeria from reaching its potentials. This is actually wrong. In almost every Nigerian region, there are challenges. The government is doing its best to tackle some of these difficulties. It is very unfair to isolate a region and say it is impeding Nigeria’s development.

They are hostile

Northerners are arguably the most hospitable in Nigeria. They will offer you shelter and food as well as treat you like one of their own. But what they only want from you is not to desecrate their religion and culture.




http://tourific.com.ng/2016/10/06/5-lies-everyone-tells-you-about-northern-nigeria/

Celebrities are always in the eyes of the storm! The things they do are not hidden especially in today’s social media world. Immediately something happens to them, they are trending on twitter and before the flip of a finger, the story has gone viral. Recently, Kim Kardashian West was robbed in her home in Paris by five men and they made away with valuables.

Although we sympathize with her, we know Kim’s ‘social media extravagance’ where shares picture of her million dollar jewelry. From reports, the robbers may have gotten information from her different social media accounts. Back home in Nigeria, celebrities are gradually going the same way as they do some things that will bring unnecessary attention.

Unknown to them, the social media space is unregulated. Different people with ulterior motives are on social media. Hence, you should be careful what you share on social media to avoid being a Kim Kardashian. Jumia Travel gathers 5 things you need to stop doing on social media as a celebrity.

Be careful with sharing your location

This is called geotagging. That is sharing where you are on social media. Most times, when you share a post on social media, you will be requested to add your current location. Better still, you can remove location information from photos.

Keep valuables off social media

This is the norm among celebrities. They share and show off valuables like bags, shoes, and piles of money as well as a fleet of cars. This also includes expensive jewelry. It is advisable to keep these valuables off social media.


Don’t advertise you are leaving town

If you want to know if your favourite celebrities are in the country or not, you should check their social media accounts. Hence, sharing your travel plans on social media can leave your home unprotected. To stay safe, stop sharing your itinerant on social media whether within Lagos or any other parts of the world.

private things should be private

As a celebrity, it is difficult to keep your personal life private. Despite this, you should be prudent with the things you share. Private pictures, your relationships, and personal life should be off social media. People will be interested but it will bring unwanted spotlight.

Nollywood is the sobriquet for Nigeria’s film industry and it is unarguably the biggest in Africa. The industry has grown in leaps and bounds that it is recognized all over the world. In fact, the quality of Nigerian movies has improved that it now feature Hollywood actors. Although Nollywood is yet to reach the zenith, it has made significant and appreciable progress.

According to Africarenewal online, the Nigerian film industry produces about 50 movies per week, second only to Bollywood. In terms of revenue, Nollywood still generates an impressive $590 million annually. In addition, the entire industry according to data released in 2014 showed that Nollywood is a mouthwatering $3 billion industry.

At Jumia Travel, we believe that Nollywood is a thriving gold mine and if massively exploited, it can help promote and grow Nigeria’s hospitality industry. From our food and dress culture to hotels and tourism destinations, they are all needed to produce a movie. While some producers are already doing, others are not. Hence, we share some ideas on how Nollywood can promote the Hospitality industry.

Shoot movies at these destinations

Nigerians movies are watched all over the all over the world. It has prompted pay TV owners to dedicate channels to showing only Nigerian movies. So, if movies are shot at this destinations regularly, it will doubt showcase the beauty of Nigeria. For example, shooting a movie at the Kajuru Castle, or a scene at Badagry in Lagos, it will no doubt advertise these sites and encourage visitors to check out these sites.

Write scripts that portray our friendliness

In different parts of Africa, Nigerian movies are popular for highlighting witchcraft. Although producers have improved scripting, there is still a long way to go because these witchcraft movies have damaged our image. Producers should abdicate the witchcraft scripts for the ones that promote culture, unity, and diversity of Nigerians.

Become tourism ambassadors

Tourism is a money-spinner that government is grappling to recognize. Since Nollywood is already achieving its potentials, it is only fair for it to rub-off on the hospitality and tourism industry. Nollywood actors and actresses can become ambassadors for hotels, and these tourist destinations. This is something the Nigerian Tourism Development Board can explore. Imagine, a tour to Obudu Cattle Ranch is in the offing and you have an actress like Genevieve Nnaji on board as a tourism ambassador, so many Nigerians will be interested.


Highlight major landmarks

Even if producers don’t shoot movies at tourist’s destinations, they can highlight major tourists landmarks featured in it. For example, I watched a movie where a train was railing past a major landmark in Italy. There was an announcement where passengers were told everything they needed to know about that site. We cannot the same thing in Nigerian movies. You show Zuma Rock in Abuja in a movie, you can brief give tell them about Zuma rock.

Showcase Nigeria’s food and dress culture

If you watch Indian movies, they try as much as possible to sell their way of life. From culture to food, dress, and even religion. It is a well-rounded movie indoctrination. Nigerian producers can also do this.



http://tourific.com.ng/2016/10/05/nollywood-can-promote-nigerias-hospitality-industry/

The Charter for African Cultural Renaissance 2006 regard culture as the set of distinctive linguistic, spiritual, material, intellectual and encompasses, in addition to art and literature, lifestyles, ways of living together, value systems, cultural beliefs, and traditions. In summary, culture is the way of life of the people!

Nigeria as a nation with over 750 ethnic groups is a very cultural, religious and conservative country. However, for decades and since the grand embrace of civilization, there has been a sharp decline in our cultural values. That many Nigerians are concerned about our cultural heritage. The reasons for this are not far-fetched.

At Jumia Travel, we share these sentiments. In line with this, we identify some pertinent signs that Nigeria needs a cultural renaissance, rebirth, or reawakening with the hope that the government and stakeholders will take action.


Language decline

Some Nigerians are ashamed to communicate in their local dialect while others cannot even speak at all! In fact, some parents order their children not to speak their mother tongue. Rather, they must speak English. Other words, they are admonishing their wards not to be proud of their heritage. It is unsurprising, therefore, that some of these languages are in different stages of extinction! Parents should communicate more in their local languages.

Society has grown individualistic

The mind your business syndrome has eaten deep into our cultural toga that we barely care for one another unlike in the past. Then, society was closely knitted. You knew and visited your neighbours. You could scold a child for anti-social behaviour and even report him to his parents. But, this sparsely happens today when even elders are culprits.

Everything cultural is ‘evil’

Because of religion (Christianity and Islam), many Nigerians now brand our cultural practices evil. Culture is dynamic especially in a fast changing society. But that doesn’t necessarily make the practice evil. There is the good, the bad and the ugly. Let’s promote the good, reform the bad and abdicate the ugly. We can’t throw away the baby with the birth water!


Neglect of historical/cultural Assets

Recently, the Lagos State government demolished the Olaiya house (formerly known as Casa do Fernandez) which was 161 years old. It was built as a bar and restaurant in 1855 That is history gone! The status of the National Theatre is unknown whether it has been sold or not, the museums across the country require attention. The truth is Nigeria is not preserving its heritage. We wonder what will be handed over to the coming generations.

Dress culture

Nigeria has no dress culture. We simply dress to please ourselves not minding whether it is decent or not. Dress the way you want to be addressed is a forgotten mantra. Thus, we need a renaissance.

Absence of history in Nigeria school curriculum

Many Nigerians don’t know the history of the country. If you are a science student in secondary, it is worse! This is why patriotism is in the dictionary of very few Nigerians. History should be restored in primary and secondary schools curriculum!

You just penned an amazing and awesome blog. You publish the blog afterwards on your website and expect it to gain traction or engagement without taking any action. No. It will not except you do some certain things which Jumia Travel is going to share. This is because it is not just enough to write an awesome post and deny the world enjoying your write up. This will lead to a rise in customer engagement and blog’s search engine position. Hence, apply these strategies if you want your blog to get noticed.

SEO / Keyword integration

Keyword and SEO have an influence on engagement, ranking, and traffic. You should always go through your content and pick out the keywords. It is these words you type in the box for keywords. Alternatively, you can find relevant keywords using the Google Adwords free keyword suggestion tool.

Syndication

Your posts can be shared automatically with other blogs if you syndicate it with other websites and social media networks. This is done via Really Simple Syndication (RSS) feed. So, when you click on publish, it will be distributed to different platforms including social media.

Shorten the post’s URL

This may be very simple but not many bloggers do it. That is shortening your URL. Web sites such as , and Ow.ly are some of the websites you can use to shorten a post’s URL. This is perfect for the posts you share on social media.


Add your blog post to your e-newsletter

You should always feature some of your blog’s content in your e-newsletter if you have one. You can get more clicks from the newsletter.

Send your blog post to target customers

If the content you have just published is relevant to your customers, do not hesitate to send it to them via email with the shortened URL. Send to as many as possible.

Since the introduction of the cashless policy by the Central Bank of Nigeria, banks have devised and evolved various means to make money. One of the important ways is underhand and secret ATM charge. You will realize that whenever you use your ATM card, aside from the amount paid, you will get alert for charges. Sometimes, you will be surprised by these extra charges which are deducted without being warned beforehand. Jumia Travel shares some ideas on how to reduce or bypass these ATM charges.

Plan ahead

Planning your itinerary is essential to avoid ATM charges which are the easiest way to avoid these fees. You can do this by developing a budget and be certain about the cash you want.

Always Use the ATM machine of your bank

There are so many banking regulations that are alien to everyday bank customers. One ATM rule is that you can withdraw from other ATMs thrice a month afterwards you will be charged N65. So, always use the ATM of your bank. For example, if you own a GT bank ATM, always use a GT ATM.

Pay cash instead of using POS

It is very easy to shop for groceries and pay for it via POS. if you do, you will receive a fee alert. But before you shop, you should withdraw enough money from the ATM of your bank rather than pay with the POS.


Take as much cash as you want

Carrying large amounts of cash is not advisable. But if you really want to avoid the charges, have a reasonable amount on you wherever you go so that you don’t just use any ATM whenever you need money!

Go to the bank to withdraw money

Many people prefer to either use ATM or Mobile banking. It is easier. But this is a sure way for bank fees. You can simply go old school by going to the bank to withdraw money especially when the ATM of your bank is out of cash!

[img]https://www.brookings.edu/wp-content/uploads/2016/06/nigeria_bank001.jpg[/img]

http://tourific.com.ng/2016/09/30/5-clever-ways-to-avoid-atm-charges/

Yay! Nigeria is 56. 56 years of freedom from British rule. And of course, it will be a public holiday in the country. Not just any public holiday but one that knocks out the dreaded Monday! So you have the weekend and Monday to yourself.

For the outgoing, gregarious individuals or anyone who wondered where to go on this Independence Day weekend, there are a handful of exciting events around Lagos. Lagosians love to indulge that you may sometimes wonder if there is actually a recession in this country. Jumia Travel shares some of these events to attend. Interestingly, you don’t need to break the bank to attend some of them. All said and done have a good time and happy Independence Day Nigeria!!!

Stand up Nigeria comedy show

If you want to have a good laugh and temporarily forget about the troubles of the economic recession Nigeria is going through, then Stand up Nigeria is the place to be on October 1st! Your favourite comedian will be present and it is also a platform that showcases upcoming comedians. You can either attend the 3 pm or 7 pm show at The Shell Hall Muson Centre, Onikan, Lagos! N5.000 entry.

Supremacy Concert

Want to see Asa, Tuface, Wizkid, Dbanj, King Sunny Ade and other A-list artists as well as other top government functionaries? Supremacy, which is a concert to mark the end of the seven-day Made-in-Nigeria festival, will be held at the popular Eko Atlantic City at Victoria Island. Regular ticket is N5,000 and pre-sales will end 8 am on Saturday. The concert will be held between 6pm and 11pm on October 1st.


Jimmy’s Jump off Live-The Mainland Invasion

The best Disk Jockeys will gather on October 2nd at The Ikeja City Mall, Alausa, Ikeja. The Jump off event is organised by arguably Nigeria’s most famous DJ, DJ Jimmy Jat. It starts at 7pm and the regular ticket is N2,000.


Organised Chaos

Good morning, omoge. Tell me how you do…Do you love Brymo and want to watch the talented Nigerian singer, songwriter and performer live? Then with N2,000 in your hands, head for the prestigious Freedom Park, Broad Street, Lagos on October 2nd at 5pm.

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Favour Flakes Live in Concert (Revelation)

In the mood to enjoy yourself and have part of your entry fee donated to the Arrow of God Orphanage, this concert is the place to go on October 2nd at The Air force mess, Kofo Abayomi, Victoria Island. You need N5,000 to see Timi Dakolo, Favour Flakes, Ushbebe, Funny Bone, Mc Shakara and many more artists.


MTV’s Road to AMA Party

The MTV Africa Music Awards 2016 –‘MAMA’ is 6 weeks away but on October 2nd the annual Road to MAMA Party will be held at Water Corporation Road, Landmark Village, Oniru. The event starts at 9 pm and the ticket is N20,000. All of Nigeria’s best artists will be there.

Gbagada Fitness Festival

The Gbagada fitness festival is where you will meet fitness enthusiasts and get a workable fitness routine that perfectly soothes you. You can also network. It is on October 3rd from 7 am to 10 am at the Gbagada General hospital.