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Nairaland Forum / Nairaland / General / Travel / Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. (69282 Views)
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Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by SIRTee15: 10:12pm On Apr 26 |
WhiteWood: Another bad belle. If the house appreciates and they decide to sell. Who will take the equity- them or the lender? If they buy the house for 200k and it appreciates to 250k, them they decide to sell... Who will go with the 50k? Them or the lender? See why U are bad belle. The earlier U climb into the property ladder in western countries the better, not even this period with so much uncertainty and spiraling interest rate. 5 Likes 2 Shares |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by aviara: 10:12pm On Apr 26 |
Maybe the man sponsored the relocation expenses abroad but couldn't get a decent job to make enough money. Maybe the wife was making more money, and started disrespecting the man. Women should learn not to forget the good days when their husband was financially bouyant and played his role as a man and support the man if the table turns and things becomes tough with the man. Disrespecting or cheating on the man at such low point can destabilise any man beyond comfort. The life of a man |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by Topman7: 10:13pm On Apr 26 |
Siberia01: Empty head, Canada has more resources than Nigeria, and has only 38 million people. ''Canada is one of the few developed nations that are net exporters of energy. Atlantic Canada possess vast offshore deposits of natural gas, and Alberta hosts the fourth-largest oil reserves in the world. The vast Athabasca oil sands and other oil reserves give Canada 13 percent of global oil reserves, constituting the world's third or fourth-largest. Canada is additionally one of the world's largest suppliers of agricultural products; the Canadian Prairies region is one of the most important global producers of wheat, canola, and other grains. The country is a leading exporter of zinc, uranium, gold, nickel, platinoids, aluminum, steel, iron ore, coking coal, lead, copper, molybdenum, cobalt, and cadmium.'' https://en.wikipedia.org/wiki/Canada (And there he was thinking his white gods were magically producing wealth out of nothing.. SMH..) 5 Likes 1 Share |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by ukaface(f): 10:13pm On Apr 26 |
ffo:Eeeheeen Maybe I need to understand this topic more. 1 Like |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by MasterHerbals: 10:16pm On Apr 26 |
It's not a big deal owning a house in the UK, life is made easy over there if you got a good job because everything can be gotten on credit as long as you have a good credit history, this includes cars, food, clothes, phone, laptop etc, the major problem is that you end up living all your life there as a comfortable debtor 7 Likes 2 Shares |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by DMerciful(m): 10:16pm On Apr 26 |
Yes..I'm bragging like you. Own my home 4yrs in Canada! chyzoo4u: 2 Likes |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by Moony45: 10:18pm On Apr 26 |
muyico:You get it! |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by izubext007: 10:18pm On Apr 26 |
Congratulations 🎊🎊🎊 thanks for sharing the other good side of the story 1 Like |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by Babscleaning(m): 10:18pm On Apr 26 |
Congratulations |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by Digmygold: 10:20pm On Apr 26 |
chyzoo4u: Keep fooling yourself. The same UK or another one? You don't own a house until it's fully paid for which can take up to 25years in some instances. Make una dey talk true. 7 Likes 1 Share |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by chyzoo4u(m): 10:21pm On Apr 26 |
DMerciful: Congratulations mahn 1 Like |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by idahme(m): 10:22pm On Apr 26 |
EreluRoz: Get well. You dey enter express road but you still never know. |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by idahme(m): 10:23pm On Apr 26 |
Mindlog: Mortgage matter....you can't work and buy a house outrightly in the UK only businesses can afford you that. 4 Likes 1 Share |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by chyzoo4u(m): 10:23pm On Apr 26 |
Digmygold: It's about knowledge. Person wey no know person dey call am "this one." |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by 1Sharon(f): 10:23pm On Apr 26 |
Eriokanmi: Lol. How many Nigerians buy houses and cars outright? They don't give loans in Nigeria to buy these things because they don't trust them. And how are you saying you travel more than them when your passport restricts you from so many places? 14 Likes 1 Share |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by idahme(m): 10:24pm On Apr 26 |
sharpwriter:Leave that m a d woman , she don enter express road.... If you take a date of violent spouses you might be surprised to see ladies toping the chart it's just that men don'take a fuss about it. 1 Like |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by cococandy(f): 10:24pm On Apr 26 |
. |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by Newton2024: 10:25pm On Apr 26 |
uncleck:Thanks for your contribution. Tinubu's surpporters like helinues, freestuffng, legendhero, yarimo, seunmsg, etc are coming for you but don't mind them. They don't want sane people to leave this corrupted jungle for them. 2 Likes 1 Share |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by Hezzyluv: 10:25pm On Apr 26 |
ffo: Good day. I mailed you please, respond. Note, I don't need succor from you, just few questions. Thanks. |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by CluelessMODS: 10:26pm On Apr 26 |
EreluRoz:Which right thinking and matured man will hit his wife even in Nigeria? 1 Like |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by cococandy(f): 10:26pm On Apr 26 |
It’s high ignorance to laugh at mortgage. The highest of ignorant behaviors actually Siberia01: 7 Likes 2 Shares |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by cococandy(f): 10:28pm On Apr 26 |
However much it is, it will not be more expensive than paying rent. You know the difference between mortgage and rent? If you move from your rented space, you don’t get your money back. But if you get tired of your mortgage, you can sell and get everything back snowland: 8 Likes |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by CluelessMODS: 10:29pm On Apr 26 |
uncleck:Look at how you are running your mouth like tap because abroad possibly favour you and some people that you know. 1 Like |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by WhiteWood: 10:30pm On Apr 26 |
SIRTee15: Boy, before you even thought of leaving Nigeria for the UK, I already owned a few properties in the West, all fully paid. While I appreciate the importance of having a place to call home -- the term (Own) you used is wrong -- I can tell, you lack understanding in this matter. My intention is simply to clarify that we should be honest when discussing such matters. The property you currently reside in is not yet truly yours, you are merely occupying it until you can repay at least 80% of the loan used to acquire it. Regarding equity, was the loan you received from the bank interest-free? -- In a few years, when the house is supposedly valued at 250 thousand pounds as you mentioned, will the price of coffee remain the same? Capital NO -- this is not equity as you may have been led to believe, but rather the result of factors such as inflation, your monthly mortgage payments, loan interest, property tax, and other associated costs. While I'm happy for you, I believe it's important for you to understand these realities. have a good day. 13 Likes 1 Share |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by Digmygold: 10:31pm On Apr 26 |
chyzoo4u: You know nothing. Own a house that will be paid for across 25-30 years? They could lose the mortgage if they fall back on payment. So technically they do not OWN the house yet until the Mortgage is fully paid. Stop trying to fool people Mr "Know All" wey no know jack. 2 Likes 2 Shares |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by cococandy(f): 10:31pm On Apr 26 |
SIRTee15: I ignorantly sold my first house after 2 years when the market was rising and made $80k in profit after all taxes and seller fees. Just two years. This was a while ago and we’ve sworn since then not to sell again unless we absolutely have to. For now, Holding onto any property I lay my hands on. Mortgage is wealth building. Only fools laugh at it 14 Likes 2 Shares |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by cococandy(f): 10:32pm On Apr 26 |
No they can sell it if they can’t pay anymore and take their profit with them and become renters like y’all want them to be Digmygold: 5 Likes |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by cococandy(f): 10:34pm On Apr 26 |
Since you know so much, are they better off renting? Even if they don’t own it fully, the money they have in it is better than what a renter DOES NOT have in another person’s house. No? Y’all just love to talk WhiteWood: 1 Like |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by cococandy(f): 10:36pm On Apr 26 |
MasterHerbals:if they don’t have money to pay off their bills every month, do you think they can still afford it? 4 Likes |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by Digmygold: 10:37pm On Apr 26 |
cococandy: What if they lose their livelihood in a short while or the value depreciates? You are mentioning profit like it's sacrosanct. Hmph! 5 Likes 1 Share |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by cococandy(f): 10:39pm On Apr 26 |
Digmygold: Value depreciates? Unless it burns down, I don’t know how that’s possible in this market. If they lose their livelihoods, wouldn’t it be the same as when a renter loses their livelihood? Except in their case they’ll probably have equity to fall back on which a renter won’t have. If I have $300k in equity, I’m in a better position to lose my job than a renter. I can sell and invest the profit while renting. There is HELOC that you can tap into while looking for another job. Renters do not have that kind of security unless they have other investments. Home ownership is investment 10 Likes 1 Share |
Re: Nigerian Couple Buys A House 2 And Half Years Of Moving To UK. by HBB1(m): 10:41pm On Apr 26 |
ffo: Only broke people show off. ...and it is not to encourage others. We know how our people do. Still carry, 'I better pass my beighbour go abroad' I know people that bought their first houses at 21. No noise, nothing. ...make big moves silently. 1 Like 1 Share |
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