Nigerian folks, I know you worry about today and how to get by but have you ever thought of what position you will be when you retire? Life after work can be a tough one even if you have children to take care of you, there will be less finance available to you and your children may turn out to be the non-caring ones anyway so what are you going to do?

Ever thought of leaving something for that future? If you are brave, you can invest in stocks and if not you can invest in bonds and the rest. I am not in Nigeria but I am confident that there are loads of financial instruments to put money in, a little money put aside monthly can add up over 20-30-40yrs.

I hope this provokes your thought and if you have anything to add, please comment. Cheers.

Thinktank.