God neither chose them nor called them because they were holy, but He called them that they might be holy, and holiness is the beauty produced by His workmanship in them. The excellencies which we see in a believer are as much the work of God as the atonement itself. Thus is brought out very sweetly the fulness of the grace of God.

Salvation must be of grace, because the Lord is the author of it: and what motive but grace could move Him to save the guilty? Salvation must be of grace, because the Lord works in such a manner that our righteousness is for ever excluded.

click here for further reading http://overcomers-faith.org/

Nice piece. More of this is needed in this section and not some senseless argument.