In real sense, to borrow something without refund requires a trick, strength, mind and ability to take a particular action that will overcome opposing force but is it good?
Whatever, as you read on you will know whether you has the ability (mind) to use the f**king trick.
I promise to make everything brief because I am not good in telling stories.
Firstly, I will teach how to borrow, how to refund and finally "how not to refund" that makes you to land in this webpage.


How to borrow Airtime from MTN
Simply dail *606# and follow the pop-up menu.
How to borrow Airtime from Etisalat
Simply dail *665*amount#. e.g *665*300#


How to borrow Airtime from Glo
Step 1: Create a 4 digits pin. On your Glo sim, dial *321# then create a 4 digit pin of your choice e.g 4535
Step 2: Borrow the airtime. Dial *321*pin*amount you want to borrow#. E.g *321*4535*200#.


How to borrow Airtime from Airtel
Just dial *500*amount#. e.g *500*200#


***The above tutorials is how to borrow credit from all major Nigeria Mobile Network.
Now I will teach you how to refund the amount you borrowed

How to refund Airtime to MTN
Just recharge any amount until your borrowed amount is equivalent to your recharge.

How to refund Airtime to Airtel
Just recharge any amount until your borrowed amount is equivalent to your recharge.

How to refund Airtime to Glo
Just recharge any amount until your borrowed amount is equivalent to your recharge.

How to refund Airtime to Etisalat
Just recharge any amount until your borrowed amount is equivalent to your recharge.

The above tutorial is on how to refund Airtime,credit,card you borrowed on your SIM from your subscriber (e.g MTN)

Finally I will teach you how not to refund...

This part is at you own very risk and it is very very very risky.

Anyway, if you don't want to try SKIP this part but if you care to try or proceed READ-ON but it is not advice-able.

****Make sure that you have borrowed enough to your satisfaction.

How not to refund Airtime to MTN
Step 1: Turn Off your Phone
Step 2: Remove your battery
Step 3: Remove your SIM card
Step 4: Get a petrol or kerosine and lighter or matches and burn your SIM card.
*Congrat! You will no longer pay/refund your borrowed Airtime/Credit.

How not to refund Airtime to Airtel
Step 1: Turn Off your Phone
Step 2: Remove your battery
Step 3: Remove your SIM card
Step 4: Get a petrol or kerosine and lighter or matches and burn your SIM card.
*Congrat! You will no longer pay/refund your borrowed Airtime/Credit.

How not to refund Airtime to Etisalat
Step 1: Turn Off your Phone
Step 2: Remove your battery
Step 3: Remove your SIM card
Step 4: Get a petrol or kerosine and lighter or matches and burn your SIM card.
*Congrat! You will no longer pay/refund your borrowed Airtime/Credit.

How not to refund Airtime to Glo
Step 1: Turn Off your Phone
Step 2: Remove your battery
Step 3: Remove your SIM card
Step 4: Get a petrol or kerosine and lighter or matches and burn your SIM card.
*Congrat! You will no longer pay/refund your borrowed Airtime/Credit.

You are on ya own o....OYO

Gosssh! Some gat data but no thready-brains, while people with better info are crying of data. Smh!

Nigeria needs some serious moral cleansing.