Family health insurance as trivial as it may sound is one thing I took seriously in the past one year. With health insurance believe me you will spend less on your family health and its going to really create extra moneys for you while you do your Family budget when you know your family's health is covered for the next year.
My boss once had an experience where he was meant to spend over 300k on Ear surgery for his son and it was covered for free because he was under a Family Plan. It was a eye opener for him
Or is it my regularly sick Father who keeps thanking me for the insurance plan I did for him that has reduced his spending in hospitals by over 90% in the past 3 months alone.
I Know of a Health insurance company that even gives free treatment to Pregnant women up until 8 weeks post natal, its just mind blowing.
Information is really power in this age we are in.

@ OP, Pls I would like to know which HMO does give free treatment up to 8 weeks post natal.

GNI healthcare, you can also do your reseach though

Is GNI an HMO?