In a nutshell,don't spend above your means.

pekelepekele:
Nice one op but Prayer is the key ., even when you choose to spend wisely , you can suddenly fall sick and chunk of money goes to hospital bills or meds ,. Your home appliances can even start developing fault .

With all these half nude call gals roaming around the streets & with everybody going into Bar/restaurant business making you see a Bar every corner you turn (reminding you that you need a cold beer).

Saving some funds is no joke.

God Help Us.

LMAO.....partially true

Chineke biko nme mu eriwe agwu agwu.... Saving depends on your salary... Someone that earns 40 can save how much after spending like more than half on just transport and feeding? D Op is good but I will try next time

JingoOAU:
As for me, it's not just working for me....two weeks to the time I will receive my salary, I always write down everything needed for the next one months, infact, I ensure I go about with this written document so that it can stick to my faculty

But Immediately the alert enters, there are always so many unforeseen circumstances arising, that you dare not overlook....for instance, this morning, I realise that my gas finished.whereas, I never budgeted re-filling of gas in my plan, thinking the remaining gas should be enough to take me for the whole month, so I shed another 4k to fill my gas.....am the type that love cooking as I will never eat in any eateries or mama Put.....

Moreso, fuel is another thing that consume a lot of my salary...its not easy to be a man.....maybe next time am coming to this world, I will have to come as a woman

and you think it's easy for women also??

soe:
u r drunk...did you have to type okay?
couldn't u have just said it in ur mind?

Bia, the fact that u r a waste of sperm doesn't give you the right to cause waste of space

haha, datz was too much. it nt gud 2 abuse ur fellow man lyk dat, he/she meant be of help 2moro. pls change

True Words... am kinda guilty about some it sha...

which day i go become FTC...... Still praying

Burger01:
On top of how much? A civil servant that earns less than 50k, how he wan plan and be contented Op!, your writeup there na fabu...until minimum wage is reviewed, to the very least, 80k

Thumb up jare

These days dat even banks encourage spending and not savings

WOW!

soe:
lol
why should i read this article??
you are advising people on how to spend their money ..
did you even find out if we have any money at all??

in the precious words of Mam-Piss
"Tish me how to Fish, Not Giving me Fish"
"ehn? Mai dear Mi...hey hey heyyyy .. I say"
" tish me how to fish ooo...not giving meeeee fissshhhhhh!!!!"

So what have you said now?

Krisddon:

So what have you said now?

did u read it?

or you want me to re-type in your native tongue?

JingoOAU:
As for me, it's not just working for me....two weeks to the time I will receive my salary, I always write down everything needed for the next one months, infact, I ensure I go about with this written document so that it can stick to my faculty

But Immediately the alert enters, there are always so many unforeseen circumstances arising, that you dare not overlook....for instance, this morning, I realise that my gas finished.whereas, I never budgeted re-filling of gas in my plan, thinking the remaining gas should be enough to take me for the whole month, so I shed another 4k to fill my gas.....am the type that love cooking as I will never eat in any eateries or mama Put.....

Moreso, fuel is another thing that consume a lot of my salary...its not easy to be a man.....maybe next time am coming to this world, I will have to come as a woman

don't even think of coming as a woman. Wait till u hear. Their own palava.

God bless[color=#770077][/color]

what about the unnecessary children we are fond of bringing to the world?

Avoiding unnecessary children will go a long way in saving a lot of Nigerians from biting poverty.

Imagine a household with less than 30k monthly income having children? Thats life time poverty right there.

pekelepekele:
Nice one op but Prayer is the key ., even when you choose to spend wisely , you can suddenly fall sick and chunk of money goes to hospital bills or meds ,. Your home appliances can even start developing fault .

With all these half nude call gals roaming around the streets & with everybody going into Bar/restaurant business making you see a Bar every corner you turn (reminding you that you need a cold beer).

Saving some funds is no joke.

God Help Us.

my broda u just nailed it...no b lie...mk God help us....

JingoOAU:
As for me, it's not just working for me....two weeks to the time I will receive my salary, I always write down everything needed for the next one months, infact, I ensure I go about with this written document so that it can stick to my faculty

But Immediately the alert enters, there are always so many unforeseen circumstances arising, that you dare not overlook....for instance, this morning, I realise that my gas finished.whereas, I never budgeted re-filling of gas in my plan, thinking the remaining gas should be enough to take me for the whole month, so I shed another 4k to fill my gas.....am the type that love cooking as I will never eat in any eateries or mama Put.....

Moreso, fuel is another thing that consume a lot of my salary...its not easy to be a man.....maybe next time am coming to this world, I will have to come as a woman

my broda u just nailed....

great one i see

DjAndroid:
What of a situation where your newly acquired tokumbo car swears to deplete your pocket?

Park the darn car

hasmuz:
this helps

Yep it does. With practice spending habits improve. It is not easy to change behaviour but it can be done with persistence.

Adegbodolu1:
what about the unnecessary children we are fond of bringing to the world?

Avoiding unnecessary children will go a long way in saving a lot of Nigerians from biting poverty.

Imagine a household with less than 30k monthly income having children? Thats life time poverty right there.

African problem. The governments needs to do more to promote family planning in Africa.

khukhi:


Yep it does. With practice spending habits improve. It is not easy to change behaviour but it can be done with persistence.

I believe

Burger01:
On top of how much? A civil servant that earns less than 50k, how he wan plan and be contented Op!, your writeup there na fabu...until minimum wage is reviewed, to the very least, 80k

in John the Baptist voice "LET YOUR PAY DO YOU "

Thank u, Dis topic make sense sha.