I dont know about other banks in Naija and i HONESTLY dont have a problem with the 50 naira deduction for using the ATM.
1. ATM's cost money to buy, install, and maintain.

2. Banks need to make money like every other business.

My problem with them was the 10k minimum balance which they've rectified.
As a customer of almost 13 years, i get BIG stake for that bank  so i can halla at them as i want. thats why i joined in Shouting "OLE, OLE!!"

The fact is that majority of the customers dont like the 50 naira charge on the ATM, Personally, i dont even have ATM card,i have no use for it. so i dont care much about that.
I suggest Intercontinental should ask customers withdrawing below 20k to use the ATM but i've seen someone withdrawing 2,500 naira from ATM and charging the person 50 naira for such withdrawal is not fair o.

We truly need God's divine intervention for this bank otherwise SAVANNAH BANK may resurrect to take the position of this bank called Intercontinental.I hope they are praying with me that this should not happen soon.

@jimuchy

Insert Quote
Deb abi wetin be your name

Am sure you and your family members dont have more than 50,000.00 put together you can go to any Intercontinental ATM the machine will vomit your miserable 50k 4 u pele o sorry you cant do more than that ok very soon all una rumours go end whether you like am or not my sister got her pay and leave allowance yesterday and for your information she was able to withdraw the money no issues ok take your money and go elsewhere

For the rest of the house that want free ATM usage you can check first bank but the truth of the matter is they will join the train sooner or later but enjoy it while it last my friends

Another one from Intercontinental bank. Isn't it obvious to you all nairalanders now?
Anyway, to answer your stupid poverty stricken bastard who cannot survive without salary,
my income from one single transaction from any of the three businesses I own will be enough to pay your salary and your whole family and relations
put together for the rest of your entire existence on planet earth.
You are just a complete fool. You want to trade words with me? Sorry for your life. I will run you down first before I finish with your greedy failing bank.
You think its everybody that does not value money like a security seeking salary earner like you whose like will be destroyed after losing his job?
If other banks that I have accounts with do not charge me any kobo for banking with them after the use of their ATM, while should I stay with your own
IntercontinenThief Bank? Am a business man, every kobo counts, and that's why I will forever stay on top of your lineage.
How much were you paid to come and make a post here? If you don't know its obvious to us all that you just registered to make this
post like several of your colleagues who were mobilised to save their lives.
NIGERIANS KEEP WITHDRAWING YOU CAN'T AFFORD TO RUN DOWN WITH THEM.

Hi guys,

I have carefully read most of the posts here and carefully conducted a personal research on this bank.
I use this bank alongside three other banks in 9ja and i have confirmed that most of the people that posted negative comments here are just unfair to the bank (intercontinental bank) and our dear country -----I'm aware some banks also charge btw N50-N100 per ATM withdrawal. Most of the negative posts on this thread  are over-bloated, exaggerated, and in some cases cannot be verified, the bank is not as bad as it is being represented here, I know of a relative that just took substantial loan from this bank. I do not think a distressed bank can give such a loan.

We need to realize that the economic meltdown is a global issue and we all seen how it is taking it's toll on most big orgs worldwide including big banks in US and Europe.  Its only God that is still sustaining our economy and i wonder why some of us are attempting to destroy what God has done for us,

The absolute truth is that orgs need to take some measures to remain in business, and such can include, business re-strategize, lay-off, salary-cut, over-head reduction etc, I heard from an unconfirmed  source that the bank want to cut salary, but if the MGT thinks that is necessary to keep them alive, i see nothing wrong in that, I am aware of other banks and so many organizations that have laid-off.

I have had causes to leave some banks due to unsatisfactory services, and i always believe it makes sense to do so as customer we have right of choice, but it's not good to pull others down,

[size=13pt]LOOK AT THIS THREAT SENT BY INTERCONTINENTAL BANK TO A NAIRALANDER

[/size]

Blogger Dayo Coker Receives Death Threats From Intercontinental Bank.
« on: March 20, 2009, 08:42 PM »

"I received a threatening email from Intercontinental Bank this morning. I'm still kind of shaken and I can't figure out if they are threatening a "Spiritual" or "Physical" attack. Why would a "healthy" bank threaten a "lowly" blogger for doing a public service? After all, the CBN is conducting a "Special Examination" of the bank. Well, if anything happens to me, I guess my wife and kids will know who to hold responsible. I plan to take this threat seriously. I won't be bullied. I remain an intrepid newshound.


Here's the text of the email from Intercontinental Bank's Corporate Affairs Departmemt


Quote
CPU Ibadan <CPUIbadan@intercontinentalbankplc.com>
todayo.coker@gmail.com
ccCorporate Affairs <CorporateAffairs@intercontinentalbankplc.com>
dateFri, Mar 20, 2009 at 11:20 AM
subjectRE:INTERCONTINENTAL ON THE VERGE OF COLLAPSE
mailed-byintercontinentalbankplc.com
hide details 11:20 AM (39 minutes ago)
Reply



What exactly do you hope to achieve by doing this? IF YOU DO NOT STOP THIS BLASPHEMY, those of us who are here and who eat from here will put you in the "centre'' of a FIRE which you will not be able to withstand.

Stop this nonsense in your own interest!!!!!!!!!!!!!!!

You have been warned.


http://saharareporters.com/index.php?option=com_content&view=article&id=1979:blogger-dayo-coker-receives-death-threats-from-intercontinental-bank&catid=69:gbloggers&Itemid=195

Hi guys,

I have carefully read most of the posts here and carefully conducted a personal research on this bank.
I use this bank alongside three other banks in 9ja and i have confirmed that most of the people that posted negative comments here are just unfair to the bank (intercontinental bank) and our dear country -----I'm aware some banks also charge btw N50-N100 per ATM withdrawal. Most of the negative posts on this thread are over-bloated, exaggerated, and in some cases cannot be verified, the bank is not as bad as it is being represented here, I know of a relative that just took substantial loan from this bank. I do not think a distressed bank can give such a loan.

We need to realize that the economic meltdown is a global issue and we all seen how it is taking it's toll on most big orgs worldwide including big banks in US and Europe. Its only God that is still sustaining our economy and i wonder why some of us are attempting to destroy what God has done for us,

The absolute truth is that orgs need to take some measures to remain in business, and such can include, business re-strategize, lay-off, salary-cut, over-head reduction etc, I heard from an unconfirmed source that the bank want to cut salary, but if the MGT thinks that is necessary to keep them alive, i see nothing wrong in that, I am aware of other banks and so many organizations that have laid-off.

I have had causes to leave some banks due to unsatisfactory services, and i always believe it makes sense to do so as customer we have right of choice, but it's not good to pull others down

I can see you are another newly registered member making a post. If every other staff of your bank had responded this way, maybe we would have
been a little softer in our responses, but when you result to personal attack to your customers on a public forum, trust me you are doing yourselves
more harm than good. I guess the heart of Nigerians should have been obvious to you now. You cannot afford not to satisfy customers or you will
be out of business very soon. Nigeria is one country where customers get slapped a lot without being able to do anything about it. Its not only
in the banking sector. Even telecoms and some other major sectors do slap us on the face a lot because they know Nigeria is sort of still backward
and they can get away with their act.
Thank God for seun for creating this forum. At least the people of our country can pay back a little from here What a wonderful and powerful forum. Telecoms it may be your turn next time.

Dont mind the bank, they dont even care about physically challenged people. I was at one of the bank's branches in Ibadan where someone with calliper was disallowed by their computer door from entring the bank. They better think twice before they start losing customers.

Look this BANK is bleeped!

My mum deposited 15k in the account and she went back intending to get some money out. She was told she cant withdraw more than 5k. because 10k is the minimum deposit now,  as @ Today 23 March 2009.

THE BANK IS A THEIF OOOOOOOOOOOOOO!!!

BEWARE THEY WILL LIQUIDATE SOON! I TOLD HER ABEG GO AND CLOSE YOUR ACCOUNT!

STUPID BANK!

HAPPPY BANK! SAD CUSTOMERS! this is ur new Logo!

Look this BANK is bleeped!

My mum deposited 15k in the account and she went back intending to get some money out. She was told she cant withdraw more than 5k. because 10k is the minimum deposit now, as @ Today 23 March 2009.

THE BANK IS A THEIF OOOOOOOOOOOOOO!!!

BEWARE THEY WILL LIQUIDATE SOON! I TOLD HER ABEG GO AND CLOSE YOUR ACCOUNT!

STUPID BANK!

HAPPPY BANK! SAD CUSTOMERS! this is ur new Logo!

How sad.
Now, some people will come on this forum from Intercontinental bank to say that nobody is stating any fact.
If you expose them the more they will result to personal attacks yet they want Nigerians to bank with them.

faakay:

Look this BANK is bleeped!
HAPPPY BANK! SAD CUSTOMERS! this is ur new Logo!

.

Sorry o.Please i know there is 1 bank in Nigeria that has a lot of foreign investor's money in its possession.i mean they use  foreign investment to run their bank majorly
Is it Intercontinental Bank?

@Tpia

I havent read this thread from the beginning but people like you need to learn to abide by simple rules and regulations.

The bank has a minimum deposit of N10,000. Your mom deposited N15000 and you're here shouting and raining curses because she wasnt allowed to withdraw more than N5000.

Are you well? Or is it that you dont understand the meaning of minimum deposit?

SHUT UP! I'm well! maybe you re noT! or are you?

Maybe you can't read English very well,  Deposit don't mean she just opened the account!

She has been running the account for more than 2 yrs now.

Because you are not affected so you saying crap here, See don't let me descend ma ANGER on you!

And please learn how to reply threads in good MANNERs!

faakay,

don't mind that Tpia guy. He lives in New Zealand and maybe he doesn't even have account in Nigeria.
I came from a middle class family and I have the rare opportunity to relate with both upper and lower class
of the Nigerian society regularly. So, I know how both sides think and feel. That guy probably is born with silver spoon
he cannot feel you. After all, how much is 10k?

LOL,

I see, na Tpia abi! No be Tilapia! so him MOUTH come dey draw Like OKRO!!!

Tpia get out of here!! IDIOOOOOOTT!!! Go and create your own topic and name it UP Intercontinental if you want!!!! This topic is Down Intercontinetal. Idiot get out, if you dont want to be blasted with comments by down intercontinental members. You may be wandering why I'm insulting you like this. IDIOTT. You just came here and started insulting someone that was sharing his experience and has never even heard of you. WAKKA!!

i bliv say diaohrea catch som of una 4 Mouth.
Wats ya stress.
bunky asses!
Silly propagandist!
De-marketing strategist!
e-nuisance!
Leave SOLUDO alone
enemies of progress

thumbs up BigDeeMan
ya d best
lov ya response
feelin it 2 pieces


Hi guys,

I have carefully read most of the posts here and carefully conducted a personal research on this bank.
I use this bank alongside three other banks in 9ja and i have confirmed that most of the people that posted negative comments here are just unfair to the bank (intercontinental bank) and our dear country -----I'm aware some banks also charge btw N50-N100 per ATM withdrawal. Most of the negative posts on this thread are over-bloated, exaggerated, and in some cases cannot be verified, the bank is not as bad as it is being represented here, I know of a relative that just took substantial loan from this bank. I do not think a distressed bank can give such a loan.

We need to realize that the economic meltdown is a global issue and we all seen how it is taking it's toll on most big orgs worldwide including big banks in US and Europe. Its only God that is still sustaining our economy and i wonder why some of us are attempting to destroy what God has done for us,

The absolute truth is that orgs need to take some measures to remain in business, and such can include, business re-strategize, lay-off, salary-cut, over-head reduction etc, I heard from an unconfirmed source that the bank want to cut salary, but if the MGT thinks that is necessary to keep them alive, i see nothing wrong in that, I am aware of other banks and so many organizations that have laid-off.

I have had causes to leave some banks due to unsatisfactory services, and i always believe it makes sense to do so as customer we have right of choice, but it's not good to pull others down,

Its another intercontinental staff. You will notice that all of them are new members and always start with saying "Hi guys, I have carefully read most of the posts here and carefully conducted a personal research on this bank."      



If you notice both deb, and phatjoe, and the rest of the intercontinental nairalanders always start with hi guys, i have carefully read most of the posts etc,  the exact same thing. Abeg, you people are idiots!!   

.

This is serious shit

This is disappionting to say the least

I took a gud look @ em bank b4 i chose Ibplc last year, kinda wish i was with Gt Bank now

If you notice both deb, and phatjoe, and the rest of the intercontinental nairalanders always start with hi guys, i have carefully read most of the posts etc, the exact same thing. Abeg, you people are idiots!!

Oga Kazuya M

I thot we are both on the same side. Why are you grouping me along the IntercontinenTHIEF Bank people.
I've withdrawn my money from the bank, same as my family and friends that I know.

Abeg mind ya sef o ? Take time to read through my previous comments
I no dey support Happy Bank Sad customers at all

This is disappionting to say the least 

I took a gud look @ em bank b4 i chose Ibplc last year, kinda wish i was with Gt Bank now 

My guy its not too late. You can go inside now and close your account. Nothing do you.

sorry oh deb my guy

I think this topic is over. I dont think there is anything more to say!

Kazuya M, we meet again!

Why did you delete my response to your post? I bet you cant now since you didnt start this thread. Your action only confirmed by thoughts that you are a yahoo yahoo boy and that the wares you display for sale on Nairaland are bought online with stolen credit cards. Be wary as your doomsday for guillotining is nigh.

Talking about number of posts, its not the number that matters but the sense made per post after all most of your posts are just smileys.

I'm sure you will accuse me of being pro-Intercontinental bank, before you exude your infantile bravado; take a minute and go through my posts.

For the records, I am neither a customer nor a shareholder of the bank.

.

Kazuya M,

Be reminded that the so called deleted thread is related to this topic and you were the originator therefore if it was deleted for any anomaly I suppose it is because of the stolen gadgets you displayed for sale.

What scores are you talking about? You are obviously not in my league. I WILL NOT indulge in such inanity as creating a topic to settle "scores" with you. I am too busy trying to fortify my business in face of the global economic downturn and rising $ against Naira . Moreover, it is obvious that you do not have responsibilities. When you have mouths to feed I believe you will gear your energy towards constructive and logical critisisms.

tpia:

too many bush people for naija.

See them yelling and cursing in their oversabi.

This is why most of you people have reputations all over the world. Learn how to navigate public interactions in a civilized manner!!!

Small time now them go travel come begin complain say foreign airport officials no respect them!! When you keep yelling over little matters as if sky wan fall how them go respect you!!

Any bank can increase their minimum balance at any time. You're free to close your account there without giving yourself high blood pressure!!

hiss.

I myself am thinking of closing an account here which is charging me too much in monthly fees. I should go and curse them out abi!

First and foremost for your information; no 21st Century bank in a developed country, not in Nigeria (developingunderdeveloped) would bounce on their customers with such inconsideration at this crucial moment when we're experiencing global financila crisis which has been a backlog of greed and inconsideration even in the so called developed country. This all boils down to the way banks are run in Nigeria as if they're the one offering eternal favour to their customers; and they end up splashing huge money on staff without straightening their operational functions in due manners. Check out how banking is done in a developed world; confirm carefully with genuine people, high school students i.e. School cert. holders are the ones employed to do this job, you can easily count how many staff works in a bank and no specialty attached; you get the best service you deserve at any point in time and when any goes wrong, they come begging asking how they can serve you better, that not excluding human lapses everywhere in the world, fyi, you versually do almost all your banking at home online, except when droping cheque whihc you can as well perform at most ATM around in less that few moments. So, it's not Intercontinental alone, but almost all of these so called big banks that we know all they're into is illegal money transfer, GOD PUNISH THEM AND THEIR FACILITATORS, I know we need to shake up every time these things happens so we could WAKE UP TO A NEW NIGERIA ONE DAY, for those who truthfully desire,

MAITEMA, you are an idiot, you are new to nairaland and you do not know what you are saying. I know what you are talking about now, the moderator moved the thread to technology market. Lets get back to the topic of intercontinetal.

I don tire for this accusations and counter accusations.

De-marketing

Pull him down syndrome (abi na spirit)

The fact is that there is global reccession and i know that no bank is safe. IBPLC, GTB, etc, even CBN, afterall the government of Czech republic crashed yesterday because of the recession, while some European countries have declared bankrupty.
We should be happy that no bank has failed in Nigeria and we're just tackling this dollar issue(my major concern as a businessman)
Since IBPLC has now told us again that minimum balance is now 1k, i'm ok. That was why we joined this thread in shouting Ole!

"the best warriors are these two: TIME and PATIENCE" - chinese proverb
time will tell, lets have patience

greatest nairalanders,
i have been reading and watching with mounting interest argument accusations and counter accusations, insurgencies and counter insurgencies about the true state of financial health of IBPLC. Please let us all sheathe our swords and pray tha the global financial meltdown does not affect our nation, and all institutions therein including Intercontinental Bank Plc.