Born2conquer:

You got a beach front plot of land?

. Yeah; beach front land (2plot) beside lacampagne villa

flexyonline:


At the risk of sounding like a broken record, I believe this thinking is an illegality. What if I had that money saved up since 10 years ago. So far as I paid appropriate taxes on my verifiable income from last year, especially PAYE, it is no one’s business to look at the house I want to build.

I made an example earlier on.

Can the tax of a salary earner earning ₦100k monthly for like 3 to even 5 years be enough to clear a building project of like ₦50m-₦70m?



I'm trying to understand your point in full.

somehow:


I made an example earlier on.

Can the tax of a salary earner earning ₦100k monthly for like 3 to even 5 years be enough to clear a building project of like ₦50m-₦70m?



I'm trying to understand your point in full.

I think we are making an assumption that there is an amount of tax that should be paid for a type of house. That is not the law. There is no law that values the tax to be paid as a function of the house being built. They might use this for business owners to imply you are not declaring all of your income but for PAYE it is clear unless there is no paper trail of the salaries and allowances the worker earns. I trust my union, anyone tries this nonsense will hear it.

topsy23:


16mm measured 11.9mm. SON is not doing anything in this country. We don't have regulatory body

If someone claims there is a regulatory body , they don't even function.

Here is a bit of my experience.
Buying Pop Fillers is another oblivious Scam, The Major scam is the Scale for weighing the kg of the fillers. Vendors tweak their scale, Which means 20kg of fillers on their scale is originally 10/15kg, That's why some of them have two scales. While i was on a project in the Southern part, when I got to a Vendor's shop, I told her am not buying from the first scale, because I was raising my voice (which could alarm other customers) she took me to her office & showed me the Original Scale, which she offered at a higher price per kg.



I explained their tricks to some service providers like me.

Jeff68:


Please ooo! I also, need a lawyer ooo in ibadan to sell a property for me. Please ooo!!!

My Oga @ the Top

flexyonline:


I think we are making an assumption that there is an amount of tax that should be paid for a type of house. That is not the law. There is no law that values the tax to be paid as a function of the house being built. They might use this for business owners to imply you are not declaring all of your income but for PAYE it is clear unless there is no paper trail of the salaries and allowances the worker earns. I trust my union, anyone tries this nonsense will hear it.

Here is the assumption, and it is a valid one. If you are a salary earner who earns 100k monthly but has #100M in your account for building , they would assume you have other source of income.
Money does not grow on trees. There are only two ways to acquire money; either by earning it or by inheritance.
For both, the law is that you must pay taxes from the money. That tax is what they are using the opportunity to ask and collect. Another assumption is that the money was earned in Lagos. If not, prove it.


However, it wouldn’t be fair for those with full verifiable taxed income to pay additional when building . But that has been the unhealthy, unlawful double taxation practice in Lagos.

The question is, based on salary structure, how many PAYE workers have cumulative salary of #100M through the life of their career?
Remember, the FIRS has the power to audit any entity and most people might not want that.
Invariably, this audit is what they do during this process.

sonnie10:

Here is the assumption, and it is a valid one. If you are a salary earner who earns 100k monthly but has #100M in your account for building , they would assume you have other source of income.
Money does not grow on trees. There are only two ways to acquire money; either by earning it or by inheritance.
For both, the law is that you must pay taxes from the money. That tax is what they are using the opportunity to ask and collect. Another assumption is that the money was earned in Lagos. If not, prove it.


However, it wouldn’t be fair for those with full verifiable taxed income to pay additional when building . But that has been the unhealthy, unlawful double taxation practice in Lagos.

The question is, based on salary structure, how many PAYE workers have cumulative salary of #100M through the life of their career?
Remember, the FIRS has the power to audit any entity and most people might not want that.
Invariably, this audit is what they do during this process.

In my experience, vast majority of salary earners do not build outside of their income range except they are involved in some sort of corruption or have a very lucrative business on the side (most don’t and this cannot form the basis of the discussion). What is common is for salary earners to take a loan towards building and you cannot tax a loan as it is not income. The 100k earner building a 100 million naira house is an extremely unlikely scenario tending towards being impossible.

Three bedroom apartment of five units.
Ground floor parking.
Boy's quarter.

I just love this..... Build


Houses with roof vs Houses without roof! Does the former save cost? any advantages over the latter? Which would you prefer !!!



Cc
Diordaves
Egunmogaji2
Kolashangone
Mufutau55
Spyder88
Twinskenny

flexyonline:


In my experience, vast majority of salary earners do not build outside of their income range except they are involved in some sort of corruption or have a very lucrative business on the side (most don’t and this cannot form the basis of the discussion). What is common is for salary earners to take a loan towards building and you cannot tax a loan as it is not income. The 100k earner building a 100 million naira house is an extremely unlikely scenario tending towards being impossible.

Here in the US we have mortgages (meaning loan) . The city sends everyone tax appraisal based on the value of their property , they don’t exempt anyone based on how their property was financed. What that means is that, if you own a house from whatever means, it does not negate that fact that it is an acquired taxable asset.

hamtabfawaz:
I just love this..... Build

Houses with roof vs Houses without roof! Does the former save cost? any advantages over the latter? Which would you prefer !!!

Cc
@allmembers
Diordaves
Egunmogaji2
Kolashangone
Mufutau55
Spyder88
Twinskenny

I love the looks of the design but after living in Nigeria now for some time and seeing how things are "turning on their own" I'll just do a hip roof and be done with it.

But I agree that they look fantastic.

flexyonline:


At the risk of sounding like a broken record, I believe this thinking is an illegality. What if I had that money saved up since 10 years ago. So far as I paid appropriate taxes on my verifiable income from last year, especially PAYE, it is no one’s business to look at the house I want to build.

No offence meant but these are part of the reasons that we can't really have growth in the country. Income tax is different from property tax.

The government is simply not making enough money, tax based wise, to really build/rebuild infrastructures in the country.

EgunMogaji2:


I love the looks of the design but after living in Nigeria now for some time and seeing how things are "turning on their own" I'll just do a hip roof and be done with it.

But I agree that they look fantastic.

9ja 4 lyfe

Wetin 9ja no fit do does not exist

hamtabfawaz:
I just love this..... Build


Houses with roof vs Houses without roof! Does the former save cost? any advantages over the latter? Which would you prefer !!!



Cc
@allmembers
Diordaves
Egunmogaji2
Kolashangone
Mufutau55
Spyder88
Twinskenny

With regards to aesthetics I prefer the hidden roof, but with regards to function I prefer the hip roof.

I mostly prioritize function over aesthetics sha, so I'll have to go with hip roof.

hamtabfawaz:
I just love this..... Build


Houses with roof vs Houses without roof! Does the former save cost? any advantages over the latter? Which would you prefer !!!



Cc
@allmembers
Diordaves
Egunmogaji2
Kolashangone
Mufutau55
Spyder88
Twinskenny

Love them , contemporary designs . My three commercial builds have hidden roofs , I think I am ready for the challenges associated with them, I think

topsy23:


16mm measured 11.9mm. SON is not doing anything in this country. We don't have regulatory body

Its always advisable and the standard is to test for your materials before putting it to use, and when such pass then you proceed to order more from same source after a limited time you retest another set of batch if you are still within limit..

This design requires 410 and the steel is doing 756.9 which is called rest of mind on my part

“A Sunday well spent brings a week of content. Happy Sunday lovers

EgunMogaji2:


No offence meant but these are part of the reasons that we can't really have growth in the country. Income tax is different from property tax.

The government is simple not making enough money, tax based wise, to really build/rebuild infrastructures in the country.

I don't want to start the debate about tax with our people, It will end with what are we benefiting from paying or the money will end up stolen. Imagine, same people will complain about paying to much tax in Naija. I laugh had when I heard that. When they go outside the country they have no choice then to pay like everyone. I have a friend running business that's racking in over 8millon monthly complaining to pay 10% tax, compare that to the West where you pay, income tax, property tax, grocery, Gas or petrol tax, clothing tax, almost anything you buy nah tax. The question is how many Nigerians paying tax, probably 18% compare to South Africa 45%, Ghana 30% , and Egypt 24%. Many of them don't, even pay the or so 15%.

rmx:



Love them , contemporary designs . My three commercial builds have hidden roofs , I think I am ready for the challenges associated with them, I think

Can you Please share those challenges for learning Purpose.

sonnie10:


Here in the US we have mortgages (meaning loan) . The city sends everyone tax appraisal based on the value of their property , they don’t exempt anyone based on how their property was financed. What that means is that, if you own a house from whatever means, it does not negate that fact that it is an acquired taxable asset.

I know this. I also get my yearly appraisal from Fort Bend County. In fact I just finished the appeal process. In Lagos State we have the equivalent - it is called land use charge and it is levied yearly and I believe takes the value of property into account. We are talking personal income tax here. Even in Texas, there is no state income tax just federal which is why property taxes are higher than some other states with state income tax.

kopell:
I don't want to start the debate about tax with our people, It will end with what are we benefiting from paying or the money will end up stolen. Imagine, same people will complain about paying to much tax in Naija. I laugh had when I heard that. When they go outside the country they have no choice then to pay like everyone. I have a friend running business that's racking in over 8millon monthly complaining to pay 10% tax, compare that to the West where you pay, income tax, property tax, grocery, Gas or petrol tax, clothing tax, almost anything you buy nah tax. The question is how many Nigerians paying tax, probably 18% compare to South Africa 45%, Ghana 30% , and Egypt 24%. Many of them don't, even pay the or so 15%.

It should just be a matter of following the law and not introducing illegalities in the name of gathering more taxes. The law is clear on how these things should work but because our tax people are lazy they won’t follow through. Even the US that we complain about the taxes don’t just charge arbitrary taxes. It is a lack of accountability in service delivery that will make them hold up your application because of taxes when you submit genuine tax documents. The two processes should be different. An analogy is when people clear their cars at the port through customs and the same customs will waylay them on the road that they didn’t pay correct duty. Can’t we see the irony in that or are we just so used to anyhowness?

flexyonline:


I think we are making an assumption that there is an amount of tax that should be paid for a type of house. That is not the law. There is no law that values the tax to be paid as a function of the house being built. They might use this for business owners to imply you are not declaring all of your income but for PAYE it is clear unless there is no paper trail of the salaries and allowances the worker earns. I trust my union, anyone tries this nonsense will hear it.

A tax officer told me that the building tax in Lagos is dependent on the location and structure just as I said before.

Confirmed from 2 other officers from different tax offices in Lagos, afterall they had nothing to gain from me, so why would they say something not true?

I will stop here though and let others that went through similar situation share their experience.

Happy Sunday to us all.

sonnie10:

Here is the assumption, and it is a valid one. If you are a salary earner who earns 100k monthly but has #100M in your account for building , they would assume you have other source of income.
Money does not grow on trees. There are only two ways to acquire money; either by earning it or by inheritance.
For both, the law is that you must pay taxes from the money. That tax is what they are using the opportunity to ask and collect. Another assumption is that the money was earned in Lagos. If not, prove it.


However, it wouldn’t be fair for those with full verifiable taxed income to pay additional when building . But that has been the unhealthy, unlawful double taxation practice in Lagos.

The question is, based on salary structure, how many PAYE workers have cumulative salary of #100M through the life of their career?
Remember, the FIRS has the power to audit any entity and most people might not want that.
Invariably, this audit is what they do during this process.

Just what I was trying to explain.

Except you can prove that it was the 100k salary earned within the tax period you're building the structure with, they will surely want to tax the rest not covered by tax.

EgunMogaji2:


No offence meant but these are part of the reasons that we can't really have growth in the country. Income tax is different from property tax.

The government is simple not making enough money, tax based wise, to really build/rebuild infrastructures in the country.

Thank you sir.

flexyonline:


It should just be a matter of following the law and not introducing illegalities in the name of gathering more taxes. The law is clear on how these things should work but because our tax people are lazy they won’t follow through. Even the US that we complain about the taxes don’t just charge arbitrary taxes. It is a lack of accountability in service delivery that will make them hold up your application because of taxes when you submit genuine tax documents. The two processes should be different. An analogy is when people clear their cars at the port through customs and the same customs will waylay them on the road that they didn’t pay correct duty. Can’t we see the irony in that or are we just so used to anyhowness?

True talk, we people love finding way to cut corners. In that of customs case. People knew what they are doing, if you
do it right those stories wont arises. Same happen in most government offices. An average Nigerian will ask you, if you know someone in any office to get things done, their intention for that question is very clear, is either to cut conner or to find a way to fast track the process.

somehow:


A tax officer told me that the building tax in Lagos is dependent on the location and structure just as I said before.

Confirmed from 2 other officers from different tax offices in Lagos, afterall they had nothing to gain from me, so why would they say something not true?

I will stop here though and let others that went through similar situation share their experience.

Happy Sunday to us all.

Habaaa. Don't vex nah, we are only educating ourselves ni o. We understand how difficult it is to shell out those amount of money, we must also understand in other part of the world. The property taxes is what government use to finance local government schools including teachers salaries. You want good schools in your counties it is the law, you most pay those taxes. This is the reason why parents have more say to there school district board. I wish one day to see all of this actively implemented in our country.

somehow:


A tax officer told me that the building tax in Lagos is dependent on the location and structure just as I said before.

Confirmed from 2 other officers from different tax offices in Lagos, afterall they had nothing to gain from me, so why would they say something not true?

I will stop here though and let others that went through similar situation share their experience.

Happy Sunday to us all.

I finally see that we are talking about 2 different things. The items that depend on your building size and location for building permit processing are the sq ft calculation on building plan, fencing fee, application and registration fee, layout fee, processing fee, stage certification fee etc. In law there is nothing called a building tax. When you are assessed all of the above, as part of the processing you provide evidence of tax payment. If you provide it or don’t have it the verification is done with LIRS and if you have a tax clearance certificate based on PAYE in my experience that suffices. It is when you don’t have that they start levying indiscriminately. Anyways, like you said let’s let the matter rest. Me I sha will not let anyone cheat me on these issues when I know the right thing

hamtabfawaz:
I just love this..... Build


Houses with roof vs Houses without roof! Does the former save cost? any advantages over the latter? Which would you prefer !!!



Cc
Diordaves
Egunmogaji2
Kolashangone
Mufutau55
Spyder88
Twinskenny

It has roof too.. just hidden by parapet walls.

I'm also cooking similar in ibadan.

Do you know It even reduces cost especially for parapet and roofing.. and gives you the modern look.

flexyonline:


I know this. I also get my yearly appraisal from Fort Bend County. In fact I just finished the appeal process. In Lagos State we have the equivalent - it is called land use charge and it is levied yearly and I believe takes the value of property into account. We are talking personal income tax here. Even in Texas, there is no state income tax just federal which is why property taxes are higher than some other states with state income tax.

Them say that appeal na waste of time. I am interested in knowing the outcome. This year tax no be small. Almost all houses had significant increase in value, making the tax very high.
Most are tempted to cash out now especially considering the economy.
But where person go live if him cash out? Even rent is very high now. There way things are, na retirement such pass

flexyonline:


I finally see that we are talking about 2 different things. The items that depend on your building size and location for building permit processing are the sq ft calculation on building plan, fencing fee, application and registration fee, layout fee, processing fee, stage certification fee etc. In law there is nothing called a building tax. When you are assessed all of the above, as part of the processing you provide evidence of tax payment. If you provide it or don’t have it the verification is done with LIRS and if you have a tax clearance certificate based on PAYE in my experience that suffices. It is when you don’t have that they start levying indiscriminately. Anyways, like you said let’s let the matter rest. Me I sha will not let anyone cheat me on these issues when I know the right thing

There is always a way things are done in a sane clime and a way it is done in Nigeria

From experience, whatever amount you pay or have payed as tax, LASG will always work an additional tax for you.

I have seen Lasppa District officer pay additional tax for her proposed build.

In the attached pix received for a client,(business owners that presented their tax clearance for each year) the husband and wife (MR and MRS) were asked to pay a sum of 650k each as additional tax.

Invariably, if you are seeking for building approval with the tittle MR and MRS. you will end up paying more for tax.

Meanwhile, your honest review will be appreciated on this our design and build thread

https://www.nairaland.com/6781323/construction-droyal-apartments-charisdesigns/1

KolaShangOne:


It has roof too.. just hidden by parapet walls.

I'm also cooking similar in ibadan.

Do you know It even reduces cost especially for parapet and roofing.. and gives you the modern look.

Oops! Didn't know that! it's even better then