Hello Everyone,

I'm new to this forum and I've been reading a lot of the posts with interest. I however have a dilemma of my own. I am a UK permanent resident and want to apply for dependant visa for my wife and child (6months old) to join me in the UK. My dilemma is that my expenditure is more than my income. At the moment I earn 25k a yr which is about 1600pmonth (after tax). but my outgoings including loan repayments etc, makes me overdrawn every month. My question is, do i need to have a certain balance in my account to meet the financial requirement, or all they want to see is that i have income coming in.

Any input from anyone who has done this recently will be highly appreciated.

Many Thanks.