lakeside69:
As much as i empathise with you, it is advisable that no matter the policy u are undertaking, pls go thru a reputable Insurance Broker. They will not take a kobo from you for their services, they will ensure you get the best competitive rating and ensure you get adequate indemnification in the event of a pay back. I will advise you, rather than use telephone calls, do physical visit to their office and meet their Branch Manager who shall ensure your claim is attended to. A follow up letter to the discussion with the responsible matter will do you a whole lot of good. Wish u all the best.

Oshlander:
Mcino, from your narrative, the initial marketer who started your Policy for you had left, your Policy Account was transferred to another marketer to manage, for your continuity. The new marketer also left without telling you. But what I don't get is the part where you were asked to terminate your Policy. Who asked you to terminate the Policy?
As a branded Company that Mutual Benefits Assurance is, you cannot lose from transacting with us, rather you get value for your patronage. You were misinformed along your Policy Period to terminate it, which will make you forfeit some benefits. Please understand that I'm not trying to confuse you with my assistance and advice, but please don't terminate your Policy.
You can redate the plan if it is lapsed.

Oshlander:

Are you implying that all marketers in your outfit are not trustworthy and also incompetent to manage clients' funds? Pathetic.

Michaelonweluzo:
Good evening all, I hope we can all read this and be more educated on the issue. We need to get a solution to this issue not make a joke or confuse people on the benefits of insurance and how the industry has transformed over the years.
My name is Onweluzo Michael and am a staff of Mutual Benefits Life Assurance. It's sad that you have been having account Officers that are not serious on the job, or don't stay long on the job. Your fund is soo safe with us and am sure you are holding your document which shows clearly the plan you are doing and at what point you can surrender your policy.
Also we have a vibrant office in Abuja there that you can walk into and get the best service rendered to you. We have various platforms in different banks, in fact virtually every Nigerian bank that you can also pay through. There are lots I could keep on saying here, but some people will still want to convince you insurance is scam and all that, but it's something that when we really need it, it will be too late.. . Go ask anybody in nnpc about the plane crash that swallowed over 45 of their staffs, they will tell you the good story of Mutual benefits and Nigerian insurance.. . Ask staffs of tvc or Nigerian police that has lost 1 or 2 colleagues if we didn't keep to our own end of the agreement.. Imagine someone paying just 300,000(that's 50,000 for 6 months).and had an accident that made him permanently disabled, and we could give his family the 3,000,000 he was targeting to get at maturity.... do you know what relief that gave to his family.... This is just 1 out of the million claims both Mutual benefits life assurance and other Nigerian insurance company's pay on daily basis.. .. I have been in the industry for over 6 years and counting so I speak to you with utmost good faith. So my friend that made us go into this discussion, please try and reach me on 08066107869 or 08057432112.

INSURANCE IS SOMETHING THAT IS NOT AN OPTION.... IT'S A MUST DO FOR EVERY BODY THAT WAKES UP EVERY DAY.

Oshlander:
I'm glad at the bolded. Have a wonderful evening my friend. Thanks

olusd:

Mr. Man, u know nothing about insurance and how it works. So, I'll advice u hold ur piece. When others who have enjoyed d benefits are testifying, Thomas like u will still be on a spot criticizing unnecessarily.

backwardneva:
I wonder why it is takn eternity 4 mutual assurance 2 pay compensation even after confirmation of claims.Trust crusader assurance. Mutual is fond of over cutting cost on repairs, dis is 2 bad.Thinking f changing my mind wit dem sec.

InvertedHammer:

/
U think you are the only one with insurance coverages?

Like i said, insurance in Nigeria should come with "buyers beware". There is a reason insurance companies are hated so much that it even finds itself in US presidential debates. You have no idea. Are you aware that insurance companies do declare occurrences as "an act of God" to avoid paying compensations? Read the history of insurance and how it started. Just like casinos, insurance was started by the mafia. The government took over and exerted control thereby forcing them to take it mainstream. Just like in a casino, there are winners but losers outnumber the winner. Insurance is a business that is out to make profit. In a lot of the cases, one has to go through the court to get them to honour their contract.
/

IamJose:


Ignorance is indeed a disease.. You see my friend there are two words involve there's the INsurance and the ASsurance.. Now, You talk about INsurance as a way of compensation whch is true no doubt abt that but wher u wnt to compare it wit an ASsurance policy that's whr u r wrong..so u see ASsurance is a guarantee investment plan with mutual agreement that must occur.. But INsuranc is a compensation investment plan with mutual agreement that may or may not occur.. The point is that u hve to understnd wht sort of investment you r investing in b4 investn.. So My dear friend,I think there's a lot you need to knw abt Invstment policy other than jst history. Cos the Idea is all abt makin Money.. And I say only a dumb person will say he does'nt wnt to mke Money.. You just need 2 understand the phychology behind the philosophy of real meaning of making Money.

Michaelonweluzo:
Good evening all, I hope we can all read this and be more educated on the issue. We need to get a solution to this issue not make a joke or confuse people on the benefits of insurance and how the industry has transformed over the years.
My name is Onweluzo Michael and am a staff of Mutual Benefits Life Assurance. It's sad that you have been having account Officers that are not serious on the job, or don't stay long on the job. Your fund is soo safe with us and am sure you are holding your document which shows clearly the plan you are doing and at what point you can surrender your policy.
Also we have a vibrant office in Abuja there that you can walk into and get the best service rendered to you. We have various platforms in different banks, in fact virtually every Nigerian bank that you can also pay through. There are lots I could keep on saying here, but some people will still want to convince you insurance is scam and all that, but it's something that when we really need it, it will be too late.. . Go ask anybody in nnpc about the plane crash that swallowed over 45 of their staffs, they will tell you the good story of Mutual benefits and Nigerian insurance.. . Ask staffs of tvc or Nigerian police that has lost 1 or 2 colleagues if we didn't keep to our own end of the agreement.. Imagine someone paying just 300,000(that's 50,000 for 6 months).and had an accident that made him permanently disabled, and we could give his family the 3,000,000 he was targeting to get at maturity.... do you know what relief that gave to his family.... This is just 1 out of the million claims both Mutual benefits life assurance and other Nigerian insurance company's pay on daily basis.. .. I have been in the industry for over 6 years and counting so I speak to you with utmost good faith. So my friend that made us go into this discussion, please try and reach me on 08066107869 or 08057432112.

INSURANCE IS SOMETHING THAT IS NOT AN OPTION.... IT'S A MUST DO FOR EVERY BODY THAT WAKES UP EVERY DAY.

IamJose:

..so my dear friend.even if it's Leadway,Mutual or any other Assurance company the truth is that every organization have the good the bad and the ugly.. Anything can happen but investing in Assuranc policy is great investment any reasonable business minded person will want to invest in ..it's all about doing what is right

InvertedHammer:

/
Insurance. Assurance. You are vomiting what they sold to you.
Insurance practice is based on probabilities and spread of risks among participants. As I stated, it sounds good in the books.
The implementation is what sucks--reality meets promises.

By the way, nothing in life is guaranteed except death.
\

IamJose:

Mayb u did'nt read thru wht I wrote but never mind go thru it .. Well,it's true that Nothing in Life is guarantee ..even death itself is not cos Nobody knws whn they r goin to die..there's no guarantee if we'll see 2morrow or if we'll die 2morrow.. But it's HOPE that make all of us to be alive .. That's why we do wht we do just 2 stay alive.. Even Christ said we shuld not worry abt 2morrow bt still he stll admonish us 2 sow so as to reap in times of harvest..So,My dear Friend INsurance or Assurance is just like plantin a seed with the HOPE of reapin wht you have sow in due season depending on wht u have sow that is the probability but u must get a harvest and that's the gaurantee....It's BUSINESS.. Who no knw..No go knw..

mcino:
Pls Lalasticlala and all those concerned, help me and do justice to this, so that more people can see it

InvertedHammer:

/
Timeline is not a variable of guarantee. So... death is guaranteed.

Insurance is good. But in Nigeria and probably anywhere else, most of them are scammers.

And you can take that to the bank.

They take their premiums and turn down claims or try to wriggle out of their obligations.

Ever wonder why their policies are followed by 5 fonts fineprints? They don't expect you to read it and most people don't read it.
That's their hidden treasure.
\

lakeside69:
As much as i empathise with you, it is advisable that no matter the policy u are undertaking, pls go thru a reputable Insurance Broker. They will not take a kobo from you for their services, they will ensure you get the best competitive rating and ensure you get adequate indemnification in the event of a pay back. I will advise you, rather than use telephone calls, do physical visit to their office and meet their Branch Manager who shall ensure your claim is attended to. A follow up letter to the discussion with the responsible matter will do you a whole lot of good. Wish u all the best.

Amplitron:
If it is this difficult for you the depositor to claim I wonder how it will be for claimants (in case of eventualities).

Most of those people from insurance company's are marketers placed only on commissions. They leave the company once they get better offers. The insurance company's fault is that they hardly update customers when their Marketing Officers change. It is always good to establish a relationship with the company and not just the marketers.

NAICOM (http://naicom.gov.ng/payload?id=66088c7c-1bcd-4503-9284-85ec6f276d79) and Central Bank are their regulators. You can report them as a last resort.

dunasy:



How many years was your policy?

If it has matured, you can get your money.

I had a policy with them and I have collected my money. Try this number 07098767003 ( this was the number I tried, I got it from the receipts given to me).

Also, you can get your money even if you are not in Lagos, as long as they have a branch office in the state you are in.

I hope this information would be helpful.

Cheers.

Bluffly:

You caused it. Why giving cash to the marketers. When it comes to insurance go to their main hub while you shine your eyes. Insurance is not bad in Nigeria but the marketers and managers are, if giving them the chance.

IamJose:

Everyone is entitle to his/her own opinion but let me ask u if u want to plant a seed will u plant it among thongs,on rocky soil or on a well fertilize soil?..So,if u wnt to invest in any invstment policy plan with any Insurance/Assurance organization be it LEADWAY,MUTUAL Benefit,Niger insurance or anyother investment organization pls do try and do background check for accountability,credibilty among other and also go thru the company's profile....it's a Win-Win base factor and like I say it's BUSINESS..

InvertedHammer:

/
U think you are the only one with insurance coverages?

Like i said, insurance in Nigeria should come with "buyers beware". There is a reason insurance companies are hated so much that it even finds itself in US presidential debates. You have no idea. Are you aware that insurance companies do declare occurrences as "an act of God" to avoid paying compensations? Read the history of insurance and how it started. Just like casinos, insurance was started by the mafia. The government took over and exerted control thereby forcing them to take it mainstream. Just like in a casino, there are winners but losers outnumber the winner. Insurance is a business that is out to make profit. In a lot of the cases, one has to go through the court to get them to honour their contract.
/

lakeside69:
As much as i empathise with you, it is advisable that no matter the policy u are undertaking, pls go thru a reputable Insurance Broker. They will not take a kobo from you for their services, they will ensure you get the best competitive rating and ensure you get adequate indemnification in the event of a pay back. I will advise you, rather than use telephone calls, do physical visit to their office and meet their Branch Manager who shall ensure your claim is attended to. A follow up letter to the discussion with the responsible matter will do you a whole lot of good. Wish u all the best.