Dear Nairalanders,

Please I urgently need your help as I am traveling out within the couple of weeks ahead, so which lead me to the below questions and your urgent and honest reply/help will be highly appreciated + AM A FIRST TIMER WITH VIRGIN PASSPORT.

1) I want to know to go about the BTA or PTA as widely speculated and considering the high exchange rate, if I sincerely need it or how to go about it?
2) Can I fund my Naira Mastercard in other to be used in Europe?
3) My visa is valid, I have my flight booked and my hotel reservation is intact, please what other ways can Immigration used in squeezing me dry?
4) How much must I travel with to Europe as a tourist and a first-timer?
5) Can I have access to buying dollar or euro from banks, by filling Form A or Form M?

Thank you all for your kind (anticipated) help.

1 and 4. Forget about sourcing BT/PTA from ANY bank. They ain't selling! You are not qualified for anything Form A/M. Start discussion with a.b.o.k.i for forex.
2. Depending on your bank- Don't think of GTB, Fidelity banks, ..
3. If you can get a letter from your employer (or something) showing you are going on vac, please do. Carry some few naira bills for the boys...just in case.
4. How long you intend to stay? How about attractions to need to be a part of? With about 4k Euros, you are comfortable for a 2 week vacation.

Thanks @ Arokigbo,

Am staying for 1 week vacation and sightseeing, but I think like 4k euros is too way much for me to bear, a friend of mine says I only need to have 1200euros for clearing at immigration point at the airport.. Also please kindly enlighten me more about talking to Aboki for forex and is it going to be cheap compare to normal aboki exchanging rate.