Remember when Facebook Messenger broke out of Facebook proper? A lot of users, including yours truly, were seriously irked. Why did we have to switch to entire different app just to chat with a Facebook friend?

Turns out Facebook had bigger plans for Messenger, including voice calls, chat bots, chess games and -- who knew? -- mobile payments.

It's true: You can use the Facebook Messenger app to send and receive money, PayPal-style.

Well, not quite -- Messenger payments require a debit card on both ends of the transaction. But there's no cost to use the service, which offers PIN-based protection and "industry-leading security," according to Facebook. Here's how to get started:


Step one: Add your debit card. In the Messenger app for Android, tap the Profile icon, then scroll down and tap Payments. In the iOS app, tap Settings, then Payments. Tap Add New Debit Card and complete that process.

.Step two: Open a chat with the person you want to send money to or from whom you want to request money. Tap the little "more" icon in the toolbar; it's the one with three dots in a rectangular box.

Step three: Tap Payments, then Next to bypass the info screen. By default, you'll be in the Pay screen; enter an amount you want to pay that person and a note indicating what the payment is for. Then tap Pay and you're done!

Remember when Facebook Messenger broke out of Facebook proper? A lot of users, including yours truly, were seriously irked. Why did we have to switch to entire different app just to chat with a Facebook friend?

Turns out Facebook had bigger plans for Messenger, including voice calls, chat bots, chess games and -- who knew? -- mobile payments.

It's true: You can use the Facebook Messenger app to send and receive money, PayPal-style.

Well, not quite -- Messenger payments require a debit card on both ends of the transaction. But there's no cost to use the service, which offers PIN-based protection and "industry-leading security," according to Facebook. Here's how to get started:


Add a debit card to Facebook Messenger so you can send and receive money.

Step one: Add your debit card. In the Messenger app for Android, tap the Profile icon, then scroll down and tap Payments. In the iOS app, tap Settings, then Payments. Tap Add New Debit Card and complete that process.


Tap here to access the Payments option in Facebook Messenger.


Step two: Open a chat with the person you want to send money to or from whom you want to request money. Tap the little "more" icon in the toolbar; it's the one with three dots in a rectangular box.



Step three: Tap Payments, then Next to bypass the info screen. By default, you'll be in the Pay screen; enter an amount you want to pay that person and a note indicating what the payment is for. Then tap Pay and you're done!


I need a lot of money for donuts.


Step four: If you want to request money instead, tap Request at the top of the screen, enter the amount and reason, then tap the Request button to complete the process.

With either action, the transaction will appear as embedded item right inline with your existing chat. From there the recipient can either accept or deny just by tapping.


And that's it! Assuming you and the people you know use debit cards, this is an awfully easy way to perform electronic transactions on the go. Awfully free, too.


Source: https://www.cnet.com/how-to/use-facebook-messenger-to-send-and-receive-money

Fp things

this is strange o

good upgrade for beggers

Amazing... Hope we don't abuse it and get delisted.

Good

It is risky. Considering how people get their Facebook account hacked. I think it's best to create payment processor as stand alone facility o platform, not one linked to a Facebook account.

They should create it and do it the paypal way. I am sure they attract users faster than paypal

This is the only platform I know has the possibility to crush paypal's dominance.

Singapore1:
this is strange o

good upgrade for beggers

lol

I888:
It is risky. Considering how people get their Facebook account hacked. I think it's best to create payment processor as stand alone facility o platform, not one linked to a Facebook account.

They should create it and do it the paypal way. I am sure they attract users faster than paypal

This is the only platform I know has the possibility to crush paypal's dominance.

but I think it's a good idea... western union and PayPal definitely gonna lose customers. Yahoo boys would be glad with this movement.

Hope NAIJA debit cards can receive inflows sha.

Its only refunds they've been receiving so far.

Anyway, Payoneer cards can always be used instead.

Cool

durocity:


but I think it's a good idea... western union and PayPal definitely gonna lose customers. Yahoo boys would be glad with this movement.

Yeah, it is a good idea and I was even telling someone that ONLY facebook has the capacity to destroy paypal's dominance in one seconds. I really want them to get into it than you can imagine but the problem is that facebook accounts are easily hacked. Trust me, a simple file with a fake video play button would do the magic.

abeg...has anyone used this service with nigerian cards and send money to the US?
favorable reply needed please
thank u ma people

EnterPRO:
Hope NAIJA debit cards can receive inflows sha.

Its only refunds they've been receiving so far.

Anyway, Payoneer cards can always be used instead.

Bro please I need your help on how to get payoneer card, I av tried enrolling on their site but when I got to the contact details, security details I'm a bit confused of what to do cos all am seen is foreign country addresses, region and all others I don't seems to understand. Thanks.