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Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy - Business (11) - Nairaland

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Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by DASPARTAN: 5:13pm On Dec 25, 2016
[quote author=1wolex85 post=52238185]

You really don't need to throw insults. It's not necessary. Are you really sayin to access money apart from physical withdrawals? OGA PARK WELL. ARE ALL AREAS URBAN? PHYSICAL KO SPIRITUAL NI!! DURO RE JOR!
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by DASPARTAN: 5:20pm On Dec 25, 2016
gunuvi:

Please stop engaging that guy again. He seems not to understand.
Leave the guy! the thunder wey go fire am dy jog from kafanchan nonsense! like we dun av rural areas, so unwise. oldman 4 village, atm abi.
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by femarse: 5:21pm On Dec 25, 2016
BabaIbo:



na your own mu²ness pass sef...

In my city of residence- To make use of d ATM on ordinary weekends are stressful talk more of festive weekend(23-25)

Just because you guys load your ATM appropriately over there doesn't mean its d same everywhere.
The poster used Kaduna as an example not your place.
Don't tell us you are wasting your time to serve us because you are been paid, if you don't want to help(in your words) kindly tender a resignation letter on Wednesday, I bet it, someone will fill in d space even before u leave d bank premises...
Again, when an organization fails to deliver who will receive the blame? You or the head/leader... That's where CBN n the president came in cos they have the power to correct the situation
Are u even learned(Though its not a criteria to be wise)...

In life always think before u talk, not talk before you think.

Peace Out
you know I said earlier that there are many stupid people in nairaland and I just confirm that you are one of them
no 1 there is no shortage of cash anywhere
no 2 the queue in Kaduna is the same everywhere at all ATM point
what is happening is simply too much people needing physical cash
the same machine that were loaded that will cash out in 3 days is now cashing out same day
and cos your stupid silly ass need five thousand naira now bank staff should not have their weekend to themselves again
idiot Na like that your family people they work 247 around the clock
he goat



Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by DASPARTAN: 5:27pm On Dec 25, 2016
THIS IS WHAT YOU GET WHEN YOU HAVE MORE CHURCHES, MOSQUES, SHRINES THAN YOU HAVE BANKS, SCHOOLS, ETC. ALWAYS GOING SPIRITUAL WHEN WE CAN RATHER WORK WITH OUR HANDS AND HEADS. ITS ABT BRAINS NOT BRAWNS.
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by explorer250(m): 5:33pm On Dec 25, 2016
Mekwen:
When was the last time you add a check up of your brain?

OGA mi park well
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by Nobody: 5:47pm On Dec 25, 2016
explorer250:


OGA mi park well
Or what? You should learn how to talk even if its on Naira land.
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by BraniacX(m): 6:01pm On Dec 25, 2016
mfm04622:


Are bank workers witches and wizards? Nobody know the cash position he will close with in th morning! How will you know where you will need the cash tomorrow? Banks even get money from each other

Banks close officially by 4pm, staff remain there till 7pm to 8pm, so what are they doing in those extra hours if this isn't one of them?
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by unmask: 6:20pm On Dec 25, 2016
BabaIbo:


We know your type...
just because u have similar thoughts doesn't mean his reasoning is better than others reasonings.

In d US or any other country where cashless transactions are working perfectly, are the citizens not allowed to make cash transactions or payments if they choose to... see life is about freedom to choose, you can't just make something compulsory when u know there will be hindrances...
The government through the CBN should make the two options cash n cashless accessible with less stress n hindrances... when done am very sure most Nigerians will go for cashless transactions cos of safety n other benefits
and in those countries, what percentage of theur transactions are cash based?


And to those crying about nobody being able to operate a pos.....if you have a pho e and you can use it, then a pos shouldn't pose any problem
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by mfm04622: 7:06pm On Dec 25, 2016
Buharimustgo:



I support your ideas,but believe me,they are supposed to inform Nigerians on time, by implementing at this time shows that there is fire on the mountain, MMM is even better.CBN and banks did it in a toutish way,and it will affect millions of lives and Nigerians

Nothing was implemented! It just happened that there was cash shortage in some parts of the country this time
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by LoveJesus87(m): 7:08pm On Dec 25, 2016
1wolex85:


Yes sir you can buy all those things once you have the person's account number. Mobile Money will do the transfer for you and they will get alert and you take your foods except they don't have an account number. Please note I said it is true there is shortage of cash but it is wrong to say they blocked access to people's money. CBN has failed to enlighten the populace to take advantage of several e-channels available and note that there are mobile money Services where you don't need internet on your phone.
Right
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by LoveJesus87(m): 7:11pm On Dec 25, 2016
1wolex85:


Again, we can agree to disagree. To you it's trash, I am only responsible for what I say not what you understand.
I haven't said cash should be eliminated but the truth is whether you like it or not, there would have been much less people at the atms if mobile money has been implemented properly. Not everybody on the queue was going to buy 50 Naira pepper some were going to buy much higher value and rather than queue for hours would gladly pay the 100 Naira charge.
Brilliant
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by scholag(f): 7:13pm On Dec 25, 2016
You poured out my mind. Thank you. Hope the message gets to the right part of the mind...

BabaIbo:



na your own mu²ness pass sef...

In my city of residence- To make use of d ATM on ordinary weekends are stressful talk more of festive weekend(23-25)

Just because you guys load your ATM appropriately over there doesn't mean its d same everywhere.
The poster used Kaduna as an example not your place.
Don't tell us you are wasting your time to serve us because you are been paid, if you don't want to help(in your words) kindly tender a resignation letter on Wednesday, I bet it, someone will fill in d space even before u leave d bank premises...
Again, when an organization fails to deliver who will receive the blame? You or the head/leader... That's where CBN n the president came in cos they have the power to correct the situation
Are u even learned(Though its not a criteria to be wise)...

In life always think before u talk, not talk before you think.

Peace Out

1 Like

Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by mfm04622: 7:14pm On Dec 25, 2016
Chuksemi:



You are clearly not OK.

Have you tried withdrawing recently? Or doing a mobile transfer?

Sometimes, I am amazed at how people think


You mean mobile transfer was affected too? How?
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by BabaIbo: 7:23pm On Dec 25, 2016
[quote author=femarse post=52249567][/quote]


Is that how u talk to your husband at home(i.e if u have one), must you drag my family into this...

we are all here to learn, the way u entered this debated is wrong.

I can see you don't know much about the industry.

You will surely meet your type one day
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by femarse: 7:46pm On Dec 25, 2016
BabaIbo:



Is that how u talk to your husband at home(i.e if u have one), must you drag my family into this...

we are all here to learn, the way u entered this debated is wrong.

I can see you don't know much about the industry.

You will surely meet your type one day

you knw like i have said earlier on there are lot of stupid people on nairaland i just also discover now that u are the real leader of stupid and foolish people so because u are a guy now you believe ladies are kind of inferior so u are quick to point her to her husband
well its part of your stupidity
if u have a beautiful sister bring her here and i will get her pregnant after one round
the same way your analysis is wrong and ur strong soon to be destroy head will not listen to correction is the same way u are wrong thinking that i am lady
go get brain before coming back here
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by BabaIbo: 8:42pm On Dec 25, 2016
femarse:


you knw like i have said earlier on there are lot of stupid people on nairaland i just also discover now that u are the real leader of stupid and foolish people so because u are a guy now you believe ladies are kind of inferior so u are quick to point her to her husband
well its part of your stupidity
if u have a beautiful sister bring her here and i will get her pregnant after one round
the same way your analysis is wrong and ur strong soon to be destroy head will not listen to correction is the same way u are wrong thinking that i am lady
go get brain before coming back here



You must be stu.pi.d...

your papa suppose take u do ritual I swear down...
I thought u are a woman that's why I was careful not to insult u, I never knew u are a fool.

Women are way better dan you cos I believe they will understand the post n comment with maturity even if they have contrary opinions...

Mind you some men have commented on this thread without showing any sign of stupidity.
biggest mu²

1 Like

Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by femarse: 9:20pm On Dec 25, 2016
BabaIbo:




You must be stu.pi.d...

your papa suppose take u do ritual I swear down...
I thought u are a woman that's why I was careful not to insult u, I never knew u are a fool.

Women are way better dan you cos I believe they will understand the post n comment with maturity even if they have contrary opinions...

Mind you some men have commented on this thread without showing any sign of stupidity.
biggest mu²
nobody is preventing anybody from getting their money as the OP has opine however their is limitation to the amount of money that can be in the ATM
however the number of withdrawal during this festive period tends to be at the high side even at shoprite where the POS is working fine silly scum like you still first went to the ATM before going into shoprite to shop just so u can pay with cash
your type of scum is unimaginable to me
get education

1 Like

Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by LORRDDD(m): 9:38pm On Dec 25, 2016
kingsamosy:
an average Nigerian do not know about POS and e transaction. as CBN had performed poorly in this regards. don't you think it is wise for CBN to ensure people have easy access to their cash.
An average Nigerian?? SERIOUSLY? man seems u got too many below-average folks around u..distorted
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by BabaIbo: 9:44pm On Dec 25, 2016
femarse:

nobody is preventing anybody from getting their money as the OP has opine however their is limitation to the amount of money that can be in the ATM
however the number of withdrawal during this festive period tends to be at the high side even at shoprite where the POS is working fine silly scum like you still first went to the ATM before going into shoprite to shop just so u can pay with cash
your type of scum is unimaginable to me
get education

can't you give your opinion without insult...
With these I know the kind of background you are from and how your foundation is laid.
mind you I prefer using pos but whenever I use it, its either the network is bad or my account is debited more than once.

Again, is it a must I must go to shop rite for every item I need even when the distance is far, for every plastic Coke I buy I will enter bike of #200, is that wisdom or stupidity... what am saying is that before you introduce any policy or system you have to make a good ground for it...

2 Likes

Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by HomeOfMe(f): 9:58pm On Dec 25, 2016
[quote author=1wolex85 post=52238185]

You really don't need to throw insults. It's not necessary. Are you really saying there is no other way to access money apart from physical withdrawals? When you pay at a supermarket with your atm, have you not accessed your money? When you transfer to a customer via mobile money, have you not accessed your money? Shortage of physical cash is not and cannot prevent people from having access to their money in this 21st century.[/quote) Would i use my atm to pay the woman selling fresh pepper ? Would i also use my atm to pay for fuel at the petrol station,or the mallam selling goat at the abatoir? I'm just asking..
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by nefertitiram: 10:01pm On Dec 25, 2016
1wolex85:


You really don't need to throw insults. It's not necessary. Are you really saying there is no other way to access money apart from physical withdrawals? When you pay at a supermarket with your atm, have you not accessed your money? When you transfer to a customer via mobile money, have you not accessed your money? Shortage of physical cash is not and cannot prevent people from having access to their money in this 21st century.

I dont understand what the op is yapping about. I've blown all my money this period even though I didn't use any ATM or have any cash.
I did Xmas hair, PD with pos
I did shopping for Xmas cooking at shoprite, used pos
I sent money to momsie, used online transfer
Paid for my brothers airline tkt, quicketeller
Bought recharge card, mobile money
Bought a few gifts on konga, used their payment platform
Bought spa coupons on dealdey, used their payment platform
Transferred the balance to savings, online transfer

December salary yaff finish. And who said govt is not allowing me to access my funds? Op, bring ur money let me help you spend it online. I want to even buy a few things on Ali express, free shipping.
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by sanmy(m): 11:10pm On Dec 25, 2016
patchsk:


I think you're talking thrash.


How many people are banked in Nigeria?
And most importantly are you ignorant of the N100 fee on mobile transfers?

I buy pepper N50 and pay N100 commission.


Seems u read ma mind.
Actually dont wanna comment on dis. Just reading through, until I saw ur comment.
I'd love this man talking about other means of transactions should say something on this------

I buy pepper N50 and pay N100 commission.[/quote]

1 Like

Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by 1wolex85: 11:18pm On Dec 25, 2016
Justiceotunne:


I am deeply awed by your calmness. Many would have flown off the handle with the barrage of insult hauled at you. You also do have a point in your submission. I'd like to meet u

What I have found out is that most of these guys talk out of ignorance. There is no point flying off the handle as my aim was to make them see opportunities instead of problems but we just like to complain in this country, I do it too sometimes. Thanks for the compliment, appreciate.
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by mbhs139(m): 12:01am On Dec 26, 2016
1wolex85:


Oga you need to calm down. Nobody is preventing anybody from having access to their money
Yes there is shortage of physical cash, people should use other channels, if you take your atm to a shop and pay via atm or you transfer money, it will still go. So it is wrong to say people are being denied access to their money
CBN has focused so much on the Dollar issue this year that they have not expanded on their cashless policy. That is the real issue.

I posted this on an earlier thread,
What CBN needs to do is deepen the implementation of Mobile Money. In Kenya, once I have your phone number, I can transfer money to you. This also saves a lot of money in printing cash. Another option is to take advantage of cash based businesses and use them as mobile money agents. For example, I should be able to walk into a Petrol station or supermarket, deposit money in their account through their POS and they give me the cash equivalent. It will help this businesses reduce their cash calls and bank trips.

Some comemtators on this forum can be so annoying. I spent over forty thousand naira yesterday, using my five thousand naira techno phone to do transfer to MARKET WOMEN AT WESTMINSTER ,in Apapa, this are market women o!, Not a shopping mall! Yet someone is crying that Govt is preventing people from spending their money. You get time to be gratfyin them with a response
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by kason(m): 12:10am On Dec 26, 2016
Na wa oh
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by mbhs139(m): 12:20am On Dec 26, 2016
mbhs139:


Some comemtators on this forum can be so annoying. I spent over forty thousand naira yesterday, using my five thousand naira techno phone to do transfer to MARKET WOMEN AT WESTMINSTER ,in Apapa, this are market women o!, Not a shopping mall! Yet someone is crying that Govt is preventing people from spending their money. You get time to be gratfyin them with a response

However, I think they, government and the banks, need to do something about the charges- N105- that's too much a charge for a policy that is trying to encourage us to use cashless policy. If I had all the charges to my purchase, it will be about, if not more than, a thousand naira. I mean, that's too much. There's even suppose to be an incentive, like a bonus, for those who use the service, but what you have is an exhobiitant charge of that magnitude- it's too much.

1 Like

Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by mbhs139(m): 12:23am On Dec 26, 2016
nefertitiram:


I dont understand what the op is yapping about. I've blown all my money this period even though I didn't use any ATM or have any cash.
I did Xmas hair, PD with pos
I did shopping for Xmas cooking at shoprite, used pos
I sent money to momsie, used online transfer
Paid for my brothers airline tkt, quicketeller
Bought recharge card, mobile money
Bought a few gifts on konga, used their payment platform
Bought spa coupons on dealdey, used their payment platform
Transferred the balance to savings, online transfer

December salary yaff finish. And who said govt is not allowing me to access my funds? Op, bring ur money let me help you spend it online. I want to even buy a few things on Ali express, free shipping.

Bought a bicycle for my son at Westminster, did a transfer, using *894*amount*account_number#
Transferred money to my mummy, ditto
Transferred money to my late uncle's wife, ditto
And so on...
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by cametopass: 12:32am On Dec 26, 2016
The banks and others were laughing at MMM when confirmed mavros were frozen to forestall crash of the system if gh was not restricted. They started their rumour mill with useless and worthless Journalists that MMM has crashed. If the journalists are not useless and worthless why are they not reporting what is happening at the ATM stands or inside banking halls where withdrawals are slashed by banks nation wide as crash of the banks? Why, I demand an answer from untutored Journalists and threatened banks, I mean why are the shameless Journalists keeping quiet? They should just watch out for increased tempo of ph and gh in MMM from January.
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by franugo(m): 2:52am On Dec 26, 2016
1wolex85:


Again, we can agree to disagree. To you it's trash, I am only responsible for what I say not what you understand.
I haven't said cash should be eliminated but the truth is whether you like it or not, there would have been much less people at the atms if mobile money has been implemented properly. Not everybody on the queue was going to buy 50 Naira pepper some were going to buy much higher value and rather than queue for hours would gladly pay the 100 Naira charge.

how does this charge work exactly? Is it per day or per transaction? Cause if it's per transaction, then it's cheating someone who wants to buy stuffs from different places.
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by kingsamosy(m): 5:07am On Dec 26, 2016
LORRDDD:
An average Nigerian?? SERIOUSLY? man seems u got too many below-average folks around u..distorted

smiles...I know people like you, who behave like they came from mars. go to the nearest market and ask 10men and women what they know about POS, may be that will help you come down from your high horse. that you know it, do not translate to every other person knowing it.
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by instinct57vm(m): 5:22am On Dec 26, 2016
he just decided to be silly!
I have a number of buddies and colleagues from the east that are purely sensible and doesn't bring ethnicity into arguments nor opinions
Re: Preventing People From Accessing Their Money Via ATM Is An Invitation To Anarchy by anigbajumo(m): 6:03am On Dec 26, 2016
1wolex85:


Oga you need to calm down. Nobody is preventing anybody from having access to their money
Yes there is shortage of physical cash, people should use other channels, if you take your atm to a shop and pay via atm or you transfer money, it will still go. So it is wrong to say people are being denied access to their money
CBN has focused so much on the Dollar issue this year that they have not expanded on their cashless policy. That is the real issue.

I posted this on an earlier thread,
What CBN needs to do is deepen the implementation of Mobile Money. In Kenya, once I have your phone number, I can transfer money to you. This also saves a lot of money in printing cash. Another option is to take advantage of cash based businesses and use them as mobile money agents. For example, I should be able to walk into a Petrol station or supermarket, deposit money in their account through their POS and they give me the cash equivalent. It will help this businesses reduce their cash calls and bank trips.



It is a shame that the majority of Nigeria's youth lack ability to reason nd choose to turn every issue to tribalism.When someone diffuses idea on the forum,instead of some folks to counter him with valid fact, they keep on shouting Afonja,why are some people are so dumb like this??

Looking at the content of iwolex comments, "Deepen implementation of mobile money by CBN",it is just an opinion not that he is forcing all of u to do ur transaction for commodity via transfer, but some fools av started throwing tantrum on him,it is uncalled for........

His opinion is good to me if CBN can put some policy nd place nd ENLIGHTEN NIGERIANS about POS,it will reduce all this stress.If u can av access to ur money by POS,I don't think government denied you to av access to ur money but shortage of physical cash.

Though the restricted amounts CBN put in place is too harsh especially this festival period but that doesn't mean we should turn blind eyes to other means of meeting our needs via transfer if CBN deepen the implementation of POS.

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