The most common reason why couples divorce or fight is simply because of MONEY. It is important to set priorities right when you are married so you don’t get into financial troubles.

1. HAVE A COMMON GOAL
The goal could be a long or short term goal. Remember you are entitled to your goal and the pattern you want. You could save up on a weekly, monthly or yearly basis. Find out what is important to both of you, set your priorities right. Decide together the kind of school your kids should attend and how you intend paying fees. Your goals could be saving up to have your personal house in or outside the country, going on vacations, start a business, drive exotic cars or own a company. Have a list set aside and work together towards achieving them. When you have a common goal as a couple, it becomes much easier to motivate and also help in prudent spending.
2. SOURCE OF INCOME& EXPENSES
It is necessary to identify where your money comes from and what you spend it on. Many times, it is easy for us to say where or money comes from, but it becomes difficult tracking where it goes to. If your wife is a full housewife, consider setting a business for her, so she does not become a liability. You both should have a list of all you spend money on, to avoid spending on irrelevances. Have a record on feeding, maintenance, health and so on. Having a record keeps you aware of the things you are spending on that are not so important and wouldn’t add up in the long run. It could be advisable to run a joint account for this goal.
3. IDENTIFY BASIC NEEDS FROM WANTS
As a couple, it is important to note that as much as we are united as one, our needs varies. A scale of preference is important to guide you on what you want instead of what you need. If you find it difficult separating your needs from wants, try to see if you can survive without those things for a while like few weeks or months. If you think it a car is very important, try save up for that, if you feel it is a liability at the moment, let it go. Not all outings, fashion items, gadgets are important, go for the pressing needs. When going for shopping, have a list of your shopping items, so you don’t come back home confused.
4. PUT IT TO ACT
It is one thing to set a goal, identify source of income, know what is important and what is not. It is another thing to get into action. Many couples have goals written somewhere without accomplishing any of them. It is important you make conscious efforts to achieve those goals, else you become frustrated. Open a joint account, get involved in all you spend on, there should be a need for caution if any partner overspends. There should be a reward for any of the goal that is achieved. Many couples are out there begging or confused because they find it difficult setting priorities and doing the needful.