Its not the best to say no to such request and the only that will satisfy him is the total amount but human being are difficult to satisfy. Package N10,000 for him not as loan but enable him try other sources if it entails travelling.

EfemenaXY:


You didn't get me.

Wetin I mean be say: pessin wey borrow money for your hand and never repay am yet - e dey fit come back to you for more knowing dem still dey owe you?

Cc: sambarry

My sister, they don't care.
No be pesin wey get shame go be ashamed?
Dem go tell you say," Don't worry,I've not forgotten about the previous one one o. I go pay everything together ."
Been there,done that .

Nma27:
Kiss that lil somfin byebye.

Yes o my sister.
As if you dey dia sef.

ladyF:
It's after you give out the loan that you'd realise how heartless your friend is.

I usually don't give out loans greater than what I can afford to lose but certain times, certain people appeal to your emotions and you break your own rules. The disappointment I'm facing from a very fresh experience has reset my mumu brain. Money that somebody is managing

Never again sha...

Gbam!!!!

i borrowed a friend 25,000 since Feb 2017
i'm still begging her till date to refund.
some humans are ingrate
please dont give if you cant forfeit it.

cochtrane:

You had no business supporting a "boyfriend's dreams" with cash. You really didn't.

I don't really care whose dreams it is, If I perceive the individual is business smart, driven with a feasible business plan I can make profit from and own at least 40% of it...I am damn right supporting it.

The individual in this case happens to be a boyfriend...whether he leaves or stays, my 40% remains mine and his debts, almost cleared. Win-Win.

darlenese:



bro I dnt Care o, they already call me stingy, wicked, bla bla bla, but I wasn't born to please anyone.

early this year a lady in the same business as me was asking for a huge amount of money to enable her get a property and that it was urgent , she claimed she would pay back with interest , I suggested she gets loan from the co-operative society she was in instead as I do not have the amount of money she was asking for, quess what her response was? " you are too stingy " See me see wahala, we are in the struggle together . who borrows money to buy property, I dey forbid to buy property myself.

our friendship is now cold, but I "careth not" as long as I dnt loose my sweat .

Young lady, I like your type.

let him apply for youwin connect, it ends August 30,http://apply.Youwinconnet.org.ng

Ziinno:


I don't really care whose dreams it is, If I perceive the individual is business smart, driven with a feasible business plan I can make profit from and own at least 40% of it...I am damn right supporting it.

The individual in this case happens to be a boyfriend...whether he leaves or stays, my 40% remains mine and his debts, almost cleared. Win-Win.

Well and good, what you described. Except there's evident conflict of interest here. And you got it mixed with business. Your professional and personal interests can't fit into the same pot without problems.

Coldfeets:
Poverty can make so many people so effing heartless.

You may have all the money in this world but your poverty mentality will make you to be concentrating on scarcity rather than abundance.

Your friends needs the money.

You have the money.

You don't want to give him.

Why?

It's because you're wicked.

You will still spend almost that amount or even more on flimsy things like weed, parties, ho's etc

Why not get your friend to sign an IOU agreement or even offer him half of what he requested for if you are so afraid he might not repay instead of simply refusing to give him?

You think it's easy for a man to ask another man for money?

My guy, this life na turn by turn o!

Be warned.

Should I send his account details to you? Cos it seems like you are father Christmas

hopefulLandlord:


OP, your friend is here

Just imagine his reasoning..I guess he is one of them

cochtrane:


Well and good, what you described. Except there's evident conflict of interest here. And you got it mixed with business. Your professional and personal interests can't fit into the same pot without problems.

I'm not going to say the outcome has all been a unicorn that could fart rainbows, There's been times professional decisions have created strife in our personal lives but...who wants boring old normal? Lol.

What even makes you people think it's okay to throw away 50k or even 10k to an ungrateful friend?
I'd rather give it to a beggar in the street

edmasta01:
Here's the best thing to do:

1. Ask yourself, how much is it that you can give to this friend/family member if they ask you to give them (not loan) without feeling the pinch.

If it's N50,000 or N70,000 etc.

2. Tell him/her....Sorry I don't have N500,000 right now. But I have N70,000 that I can loan you. If you send me your account number, I will transfer it right away.


3. Transfer (what you can afford to lose) and then forget it.

Here's what will happen....

a. Your friend will be happy that you at least gave him a little out of what he asked. Your friendship will not be ruined

If he is jealous or angry with you after doing the above, then you need a new friend.

b. He will collect the money and NEVER return that money back to you. But at least you will be happy that you only loaned what you can afford to lose.

Personal experience: A friend asked me for a N1.5 Million loan about 7 years ago. I emptied my account and gave to him. Up till now, I am yet to recover it.

Another experience: Another friend asked me for 150,000 naira about two years ago. I learnt my lesson from the previous one. I gave him N40,000 (as the money I can afford to lose) even though I had a lot more in my account.

Well...up till now, this friend is yet to give back the N40,000. He did not even mention it or say anything about it.


Trust me, the above is the ONLY way you can have peace of mind without ruining friendship. Learn from me. Be wise!

For those asking if he shows off.
What's wrong with owning nice things if you can afford it? I'm sure his friends see his nice car or nice house and assume he has money to give them.

That's not showing off. That's enjoying the fruit of your hardwork. If you will avoid giving yourself nice things in order to prevent anyone from thinking you're rich, then there's no point doing the work at all. Might as well stay poor.

Ziinno:


I'm not going to say the outcome has all been a unicorn that could fart rainbows, There's been times professional decisions have created strife in our personal lives but...who wants boring old normal? Lol.

Oh I see. You like adventures, money-wasting adventures

cochtrane:
Oh I see. You like adventures, money-wasting adventures

Do we really have to put a label on it?

Ziinno:


Do we really have to put a label on it?

Why not? Doesn't deserve one?

cochtrane:
Why not? Doesn't deserve one?

From someone without all of the facts, I think not.

PDPGuy:


Same here. I'm not giving anyone money unless they promise to pay back. I got bills to pay too

I see you are stingy. Good night handsome.

FortuneTeller:


I see you are stingy. Good night handsome.

Haha
My dear, we are all stingy in one way or the other.

helinues:
A friend borrowed $400 like 2 years ago, he never even talked about it.

"Never lend money you can't afford to lose" is in order.

I lent N200,000 to a maternal relative of mine; I lent N100,000 to a Christian brother who runs a ministry; I lent N150,000 to a friend; I lent N40,000 to a girl.

In all, only the girl managed to return N20,000. None of my male friends mentioned above has returned a dime to me, and it's been years now. I even understand why the girl couldn't pay up, following the illness and later on, the death of her father.

More, I lent N100,000 to a businessman. He was delaying re-payment until I involved the market task force. In instalments, he re-paid the loan.

Many more are coming for financial assistance, but guess what, I have learnt my lessons.

darlenese:
my friends are always over rating me when it comes to money

I can relate with this. I don't know why, but there is this tendency for people to overrate one's finances.

charlsecy:
"Never lend money you can't afford to lose" is in order.

I lent N200,000 to a maternal relative of mine; I lent N100,000 to a Christian brother who runs a ministry; I lent N150,000 to a friend; I lent N40,000 to a girl.

In all, only the girl managed to return N20,000. None of my male friends mentioned above has returned a dime to me, and it's been years now. I even understand why the girl couldn't pay up, following the illness and later on, the death of her father.

More, I lent N100,000 to a businessman. He was delaying re-payment until I involved the market task force. In instalments, he re-paid the loan.

Many more are coming for financial assistance, but guess what, I have learnt my lessons.

I can relate with this. I don't know why, but there is this tendency for people to overrate one's finances.

Imagine all what you stated above.. I think helping stranger is the best. No expectation in return

O my darling! Quite a while.i Don miss o

Ok so person borrow person money e no con return am?

Ehya pele.na so we see am.when you want to get your money back you don't do gentleman style or lady.you get dirty e.g tearing the person cloth in public,slapping the person or generally harassing and disgracing the person till she becomes very uncomfortable and returns your money.

No go perform this stunt for oyinbo man land o.Na for naija o.moreover the bible in Ecclesiastes said THERE is time for everything under the sun.a time to be a lady or gentleman and the time to show yourself.500k is not beans.with 500k I can refurnish my house and stock the store for the next 3 months.you dey form americana

EfemenaXY:


You didn't get me.

Wetin I mean be say: pessin wey borrow money for your hand and never repay am yet - e dey fit come back to you for more knowing dem still dey owe you?

Cc: sambarry