Often, building wealth comes down to adhering to a few smart habits, and the sooner you establish them, the better your chances of reaching seven figures.

Here are 6 habits that have worked for the wealthiest, most successful people and could work for you too.

1- Automate your finances

Self-made millionaire Chris Reining crossed the $1 million threshold at age 35 and retired at 37. And he did it thanks to one simple habit: He automated his finances.

Putting your financial plan on autopilot will not only help you build wealth — it'll save you time and mental energy, he says: "I automated my money years ago, and the benefit is I don't have to make decisions about where my money should go, how much I should invest, what I can spend, do I have enough savings, and so on," he says.

2 - Hang out with high-achievers

The community you immerse yourself in every day matters. So much so that it could affect your net worth, says Steve Siebold, self-made millionaire and author of "How Rich People Think": "In most cases, your net worth mirrors the level of your closest friends. … We become like the people we associate with, and that's why winners are attracted to winners."


3-Invest

"Investing money is how you will get super rich," says Cardone. "The only reason to save money is to one day invest money."

In fact, how much you save and invest can be more important than than the size of your paycheck. As personal finance expert Ramit Sethi writes in "I Will Teach You to Be Rich": "On average, millionaires invest 20 percent of their household income each year. Their wealth isn't measured by the amount they make each year, but by how they've saved and invested over time."

4- Plan 
"Those who maintain both a calendar and to-do list are 289 percent more likely to be millionaires, as compared with those who have no real set schedule," writes Bell. He also found that successful people "document insights."

Self-made billionaires Bill Gates and Richard Branson are devoted note-takers. "It doesn't matter how you record your notes — as long as you do," says Branson. "When inspiration calls, you've got to capture it."


5 - Wake up early
The wealthiest, most successful people tend to start the day before the average person.

In a five-year study of 177 self-made millionaires, author Thomas C. Corley found that nearly 50 percent of them woke up at least three hours before their work day actually began.

It's a strategy to deal with inevitable daily disruptions, such as a meeting that went too long, and still have time to accomplish everything you set out to do that day, Corley writes in his book, "Change Your Habits, Change Your Life": "Getting up at five in the morning to tackle the top three things you want to accomplish in your day allows you to regain control of your life. It gives you a sense of confidence that you, indeed, direct your life."

6 - Create specific money goals

"The number one reason most people don't get what they want is that they don't know what they want," writes self-made millionaire T. Harv Eker in his book, "Secrets of the Millionaire Mind."

If you want to build wealth, you have to have a clear goal, specific plan and hard deadlines. And when you're setting goals, don't be afraid to think big. The rich set their expectations exceptionally high and are up for any challenge, Siebold says: "No one would ever strike it rich and live their dreams without huge expectations."

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