Many self-employed individuals believe that since they are earning income from their business, their job is done. They feel they are secured, especially when their business is going well since they don’t depend on others (like employees do) to earn income. So rather than reinvest some of their profit, they spend it all. For many, growth means status upgrade – buying a better car (s), buying a house in a better neighbourhood, sending your children to more expensive schools, going for more exotic holidays etc. You can know when they have money. Their spending pattern changes. Neighbours will say ‘their money has come’.

Those formerly using public transport with their family for years and then suddenly, ‘money came’. Will buy different cars and start changing them like clothes. I suspecting that someone must have annoyed them in one way or the other, ‘showing off is a way to pay back’.

No matter your source of income, if your income is not earning income and growing, chances are you have a hunter’s mentality. When the bush catches fire, you are in deep trouble