Hello fellow businesslanders. So I stumbled on a potentially lucrative niche in importation about a month ago. I have done the necessary groundwork and come to the conclusion that it is indeed, promising and achievable.
Now, the problem is, I lack the capital to fully embark on this venture (an estimated N200,000), and efforts to obtain a loan for the sum above have proved abortive at best, mainly due to:
-I'm not working. Most lenders want salary/steady income earners, which just doesn't make sense to me.
-I don't know anybody in any bank/MFB. (Yes. Man-know-man exists even in the banking industry.)
-I'm not registered with CAC. For some reason a lot of made-for-business lending establishments want you to be registered first. Again, nawa.
-I'm just starting out, so they term it 'risky'.

I desperately need advice/suggestions as to how I can obtain a loan of N200k, payable in installments within 4 months, reasonable interest, and with minimal headache. Thank you guys