Lifesummary:
Thats not my business, I don't have credit card and here no be Yankee but please people should stop this thing of asking people to get Married because their age mates are married. Even you, some of your age mates have died but nobody have asked you to die.. we cannot come and kee our self

A woman asked me what Am i waiting that all ma age mate has got married. I told her em waiting for her husband to kick bucket so that i will take his position!

Y

Only muomuo coneheads wud do that..they are also gud in pickpocketing credit card and wallets

beware of coneheads

Willybos:

A woman asked me what Am i waiting that all ma age mate has got married. I told her em waiting for husband to kick bucket so that i will take his position!

Chai chai chai

NotBeenPaid:

Sense wee nor kee you

u can as well tell us "why we should not lend our wives to other men". who lends his credit card to others? maybe credit card has turned to power banks that we lend and borrow

pythonkid:
You just want to form over sabi first of all, theyve not started issuing credit cards here in Nigeria,.im sure you can't differentiate btw credit and debit card

I've got first bnk credit card bro. dont say what you dont know
Good morning

pythonkid:
You just want to form over sabi first of all, theyve not started issuing credit cards here in Nigeria,.im sure you can't differentiate btw credit and debit card

I have gtb credit card bros..

All these copy and paste sha. No information is wasted sha

Greene66:


I have gtb credit card bros..

We don't operate credit banking bros. What some commercial banks do is give advance or overdraft... its miles apart from a credit system. You need some basic laws to operate a credit system, and we haven't scratched the surface.

YhungPablo:
Lol..cc top up things.

Oti ye e

Techno agents on nairaland? Fear God and stop lying. Techno is good for those
who cant afford real brands. Techno can never compete with major brands.

Rainmaker69:

We don't operate credit banking bros. What some commercial banks do is give advance or overdraft... its miles apart from a credit system. You need some basic laws to operate a credit system, and we haven't scratched the surface.

I have a gtb credit card oga...

I have a credit limit. And i return quarterly.(Every 90 days or so.. i am charged for repayment)

Do not argue what you do not know. My card clearly states CREDIT NOT DEBIT(I have a Debit Card too)

Greene66:


I have a gtb credit card oga...

I have a credit limit. And i return quarterly.(Every 90 days or so.. i am charged for repayment)

Do not argue what you do not know. My card clearly states CREDIT NOT DEBIT(I have a Debit Card too)

Forget the nomenclature bros, why you wan carry last na? If you like, call it HEAVEN ENTRANCE CARD, it won't take you to heaven. Don't forget that Nigerian Banks once referred to Debit Cards as 'Credit' Cards until CBN intervened.
Nigeria doesn't operate a Credit Banking System, please look for the fine print of your 'Credit' Card and read it again, what you have is an overdraft facility on your account. First Bank, Diamond, GTB... all na overdraft.
As long as the CBN Act has not been amended, and BOFIA and the Insurance Act (for starters) are unchanged, we cannot operate a credit system. As long as CBN still interferes in market operations including interest rates, forex, etc, Banks cannot sell real credit. Plus there are several other support industries that must thrive for a stable credit system to exist.

Rainmaker69:

Forget the nomenclature bros, why you wan carry last na? If you like, call it HEAVEN ENTRANCE CARD, it won't take you to heaven. Don't forget that Nigerian Banks once referred to Debit Cards as 'Credit' Cards until CBN intervened.
Nigeria doesn't operate a Credit Banking System, please look for the fine print of your 'Credit' Card and read it again, what you have is an overdraft facility on your account. First Bank, Diamond, GTB... all na overdraft.
As long as the CBN Act has not been amended, and BOFIA and the Insurance Act (for starters) are unchanged, we cannot operate a credit system. As long as CBN still interferes in market operations including interest rates, forex, etc, Banks cannot sell real credit. Plus there are several other support industries that must thrive for a stable credit system to exist.

But isn't the point of credit card aimed at letting a customer spend some money and pay later? If that is same with overdraft, why is there a special system required to have a full credit system?