OluwaWizzy:
Hello,

I have resorted to starting up a small business and not waiting for white collar jobs anymore.

Several efforts has been geared towards the banking sector but all to no avail, maybe because I don't have land as a collateral.

The decline by the banking sector has pushed more discouraging seeds but I won't stop until I get what I want and drive out the lazy youth slogan.

I would love anyone to refer a philanthropist, a user friendly institution that guarantee loans or any site I can apply through aside from paylater.com (I applied several but not considered).

Thank you as I await reply.