expert234:
Please, I need advice/guidance on what to do about this issue:

I withdrew 15k (all 1000 naira notes) from an FCMB ATM and paid someone 10k out of it. Later the person called to say one of the 1000 naira notes was a fake note. I've been paying the person for more than two years now and he has never told me such a thing until this last one; so, I want to believe that there is no foul play on his part.

Please is there anything I can do about this? Can the bank be held responsible? Should I go to them to lodge a complaint or should I just accept it as my ill luck and move on? The fear is: will this not happen again if I decide to move on and not do something about it?

Lalasticala, please can you move this to front page so that I can get varied insights to make an informed decision?

Thank you

DonPiiko:
There's nothing you can do about it, it has happened to me in the past, someone withdrew money and gave me and one of the notes was fake, I took it to two banks and there said the same thing, the bankers would even claim ignorance, the easiest one to do is return mutilated notes.

chiommy123:
the bank will not accept it now except if you had reported immediately with 'plenty' evidence a good customer service officer may try and sort it out

expert234:

thank you bro

chiommy123:
u welcome but am not a guy

flames01:

Apologies sis