just read this from Askmen.com and felt like sharing it wit u guys.

What man in his right mind would willingly enter into a contract that could cause him to lose 50% of his investment on a whim? Well, that's marriage, guys. When you say "I do," your house, your business and all the rest of your assets are up for grabs should you get divorced.

And these days, with divorce rates skyrocketing and so many brutally mercenary women out there who think that they're entitled to your hard-earned money, getting your fiancee to ink a prenup is a necessity, not a choice. That's why we're here to explain why every man needs a prenup.
A prenup protects your assets
Simply put, a prenuptial agreement is a legal document signed before your marriage that specifies very clearly how your assets will be divided in the event of death or divorce.

You absolutely have to protect yourself with a prenup if:
• You own major assets such as a home, stocks or retirement funds
• You may be receiving an inheritance or lottery winnings
• You have children and/or grandchildren from a previous marriage
• You own all or part of a business
• You have a significantly larger amount of assets than your wife-to-be and/or she has substantial debt
• You are starting out in a potentially lucrative profession such as law or medicine
• You are likely to achieve great success in your business or career
• You aren't sure about your fiancee's motives
• You have suffered a previous divorce
Financial protection
The next reason why every man needs a prenup has to do with protecting yourself financially. Nailing down a prenup before tying the knot is savvy financial planning in an era in which the majority of women use marriage and divorce as a business. Let's face it: There is a huge financial incentive for a woman to get divorced from a man. Women can enter into marriage as paupers and walk away millionaires.

Depending on where you live, your soon-to-be-ex-wife can legally coerce you into handing over 50% (or more) of the house you built, the assets you accumulated and the business you started years before you even met her, even if she's never lifted a finger to help you -- and even if she institutes the divorce just because she's "bored" and "wants to find herself" or she cheated on you.

No woman deserves half a man's assets just for saying "I do." The harsh reality is that marriage is a legally binding contract; once you sign on that dotted line, she has you by the checkbook and she knows it.
Bring up the prenup
Of course, as soon as you bring up the subject of a prenup, the average woman will hit the ceiling, since in her eyes you're about to abrogate her entire reason for getting married in the first place.

She'll protest that a prenup kills romance. She'll burst into tears, sobbing that you don't really love her. She'll fly into a rage and go running to her mother, squealing about what a horrible man you are and that you don't trust her. She'll blame you for predicting divorce. She'll cut off sex or -- with even more cunning manipulation -- she'll give you the best ride you've ever had before she cuts it off to show you just what you'll be missing if you insist on that nasty prenup.

Don't fall for her little tricks; treat marriage as a business, just like she does. Don't kid yourself: If she were about to enter into your marriage contract with more assets than you have, you'd better believe she'd have you endorsing the most ironclad prenup a lawyer can draw up (and she wouldn't even begin to tolerate a squeak of protest from you).
How to handle the subject
Honesty is the best policy. Let your potential wife know your views on prenuptial agreements very early in your serious relationship. Talk about the subject openly, logically and sincerely.

Be firm in your position; if she starts to object, hold your ground. Explain to her that a prenuptial agreement protects the assets of both parties involved. What if she received an unexpected inheritance or won the lottery and you got divorced? Would it be fair for a court to award you half her assets?

Tell her that it's like investing in health insurance: It doesn't mean that you're going to get sick, but you're just protecting yourself if the worst should happen.

A prenup has nothing to do with love or trust; it's about making sure that a man and wife take out of the marriage what they went in with, and equitably distribute the assets they accrued during the course of the union.

If you don't want to bring the subject up yourself, have a meeting with your lawyer, CPA or other financial planner and ask him to advise a prenup to your intended. But don't be hoodwinked -- make sure she discloses all of her finances, especially debt. And ensure the agreement is set in stone long before the wedding. This will effectively negate any appearance of "coercion," a trick many women are using these days to get courts to void prenuptial contracts.
for better or for worse
Ultimately, marriages should be about love, partnership and romance, not finances. But you have to watch your back. Some women have an agenda. They'll purr about love and romance while their fingers are surreptitiously sneaking the wallet out of your pocket. And that's the beauty of a prenuptial agreement: It effectively stops women from profiteering from marriage and divorce.

So, just in case better does become worse, you shouldn't think twice about having your future wife sign on the dotted line. Saying "I do" is fine, but get it in writing first. And if she refuses to marry you because of your insistence on a prenup, get rid of her -- it might be a sign of bad things to come. http://www.askmen.com/dating/curtsmith_100/133b_dating_advice.html

guy u dey vex oh!

Wow! Very informative information. That is why more people should be more careful in choosing a life long mate.  Prenuptial aggreements wouldn't even exist if some people would do that.  That's something my fiancee nor I have anything to worry about.  If by chance we did part, which is HIGHLY unlikely! Livedit is not a vindictive woman and try to take him for all his got.  That is why I'm an independent strong woman.  I can hold mines down without taking him for all his worth. That's just not what Livedit is about at all.  I don't see divorce no where in our future.  So I guess this thread don't apply to me. 

I think we should hear the opinions of people who went in with "I can hold it down on my own" before and see what they did after. People change and that is a constant in life. It is definitely a good idea to "bullet-proof" your 20+ years of hard work lest it be colonized by a lazy woman who cannot use the bottom of a beer bottle to write "O"! Sad but very true.

OP.
Not my portion!

Phate07:


Not necessary if you trust your partner.

TRUST

Bros, marriage it self is filled with drama.So you cannot say 100% you know whats on your partner's mind because you are not GOD.

I am very happy that AMERICAN MEN have woken up to realities and protecting their hard earned assets in-case relationship fails.

^^^ Tell them, tell them, please! It will be hard for me to do something like this when the time comes but this is one of the fruits of women liberation!

and i ask again, why are people still getting married??

Help me ask them ooo. . .especially the female species of mankind!

Men wonder why women only want them for their money reason is, You look like your face has been run down by an okada 12 consecutive times, yet you want to marry a woman looks like beyonce,

MzWumi:

Men wonder why women only want them for their money reason is, You look like your face has been run down by an okada 12 consecutive times, yet you want to marry a woman looks like beyonce,

Hahaha. . .but, just on the face of it, what is wrong in wanting to marry someone like Beyonce? Jayz is not considered handsome by a number of people and if he had less money and success than he has now, he might not even look as handsome as he does now. But in the final analysis, MORE power to any guy who ups his game to the max to marry someone that is prettier than Beyonce. I will sure hope the guy is even richer than JayZ but he must absolutely get the so called "Ironclad" prenup before the marriage is contracted. After 70 years in marriage, and he has written his will, he can then relax the terms of the prenup. What do you ladies think??

Most decent and hardworking guys care more about truly loving a girl than spending money. That is one of the reasons a guy can spend any amount of money on any girl he wants and while the lady might see it as "big money", he cares much less about the sum. But MOST women, especially of the 20th and 21st, cannot contemplate love without money. Hence, this prenup thing is the master joker to checkmate the women folk. If you are a rich woman and think a man wants your money, also please get yourself a prenup and I'm sure no man worth his salt will ever complain about it.