Knowledgepool Consulting Limited - Our client, an International Microfinance Bank requires career driven, honest and intelligent candidate to join its team as:
Job Title: Head, Risk Management
Location: Ibadan
Key Responsibilities
1. Develop the Enterprise Risk Management Policy for the bank
2. Proactively Guide the integration of enterprise risk management with other organizational planning
and management activities.
3. Identify training needs for risk management and oversee development of enterprise risk competence
and awareness across the bank
4. Evaluate the adequacy of the company’s internal control framework in addressing risks and
accomplishing the company’s goals and objectives;
5. Work with Board Audit, Risk and Compliance committee in ensuring the identification and prioritization
of risks and reporting of the same
6. Monitor and report on compliance with regulatory requirements.
7. Proactively identify emerging risks and report to relevant stakeholders.
8. Develop risk management system and train departmental risk champions on implementation
9. Attend Board Audit and Risk Committee meetings; and any other duty assigned by Management
for integrity of General ledger
Credit Risk
1. Analyse, on a quarterly basis, quality of loan portfolio depending on:
• Client Officer / Branch
• Composition of LCM
• Type of Business Activity
• Zones or market area.
• Change in RSM
• Value of Collaterals, etc.
2. Perform regular analysis and monitoring of credit risk and exposure and likely impact on:
a. Quality of the loan portfolio
b. Business sector analysis
c. Market trends
3. Perform periodic market survey to identify sector base risks in our target market.
4. Follow-up and advise management regularly on the performance of exceptional loan files:
• Restructured Loans.
• Top-up Loans.
5. Regular follow-up of bad debt management by the Recovery Unit and make recommendation on:
• Management of nonaccrual loans
• Performance of written-off loans
• Legal cases
• Management of seized items.
• Valuation / Auction exercises
6. Research and advice management on exceptional cases (potential high risk).

Operational Risk
1. Identify and liaise with department and unit heads in identifying major risk areas and propose actions
in the management of such
2. Monitor implementation of action plans to ensure risk mitigation efforts are proceeding as required.
3. “Test” the effectiveness of cascading risk management approach to business decision making
Fraud Analysis, Prevention & Whistle blowing
1. Develop proactive, independent, balanced fraud risk awareness within the bank
2. Exercise direct ownership for Fraud Risk Management control across the Bank.
3. Ensure compliance on all fraud risk reporting requirements both internal and external.
4. Develop Standards for Fraud Risk Management.
5. Ensure that Fraud Risk achieves an optimal balance with regard to cost, efficiency, operations and
customer service.
6. Act as a major stakeholder in managing whistleblowing.
Reporting Tools
1. Update all Risk reporting tools to the M.D on a monthly basis
2. Develop new reporting tools in line with business need.

PERSON SPECIFICATION
QUALIFICATION/EDUCATION: Minimum of first degree in Social Sciences, Humanities, and Arts and relevant professional qualification in e.g. ACCA, CIM, CIBN. Familiarity with operational, Financial and Risk and Compliance procedures is required. A Masters degree in Management will be an advantage.
WORK EXPERIENCE: Minimum of Seven years (7) relevant experience in microfinance of which four should be in a managerial capacity. Good understanding of the Risk function in a micro finance establishment is also required.
SKILLS: Good interpersonal and communication skills. Good analytical and mentoring skills.
PERSONAL TRAITS: Meticulous, rigorous, open-minded, autonomous and self learner.
Application Closing Date: Friday 27th July, 2018.
How to Apply
Interested and qualified candidates should send their CV's to: knowledgepoolconsuntinglimited@gmail.com and copy knowledgepoolconsultingltd@yahoo.com