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Living In Canada/Life As A Canadian Immigrant Part 2 - Travel (752) - Nairaland

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Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 3:42am On Jan 18
RodgersAkpafu:



Can you see the gap....

Our supposed "model minority highly skilled pipu" have more ppl caught up in forgery than the next 4 countries put together
Now that IRCC has asked for more ppl to (re)submit their documents, be assured that that number with further balloon cool


Now, you have some data to work on as regards your much repeated forgery line

For starters, when presented with such a table first thing is to confirm the source or legitimacy of the data.
Second is to work out of what the percentage of defaulters are in total and are for each group.
Lastly, you compare the percentage of defaultees by group against the total average to see if any is under or over represented and to what degree (if significant). All before going on to more details like trends e.t.c

I mean, this is basic stuff.

5 Likes

Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 3:55am On Jan 18
ednut1:
as seen on TikTok . The country of origin for the 50k non compliant students. Those in glass houses should not throw stones. Your country is number 3 . 😒

Interesting that despite all the prevailing narrative, India has 5.6% of their attendees being non-compliant as against the general average of 7.2%. Better still, their rate of defaults is less (i.e better) than all mentioned countries on your screenshot. For example China and Nigeria sits at 6.4% and 11.2% respectively.

Without Indians, the average default rate would be higher at 8.7%


If you were a policy advisor looking at this with the aim of reducing non-compliant students while retaining good number of arrivals, what would you do?

7 Likes

Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 4:19am On Jan 18
RodgersAkpafu:


We all know these things

IRCC have asked Indians as well as other people to resubmit documents, but of all nationalities, they are the only one fretting and panicking
IRCC had to address it, as Below

https://thepienews.com/ircc-addresses-concerns-over-document-resubmission/


Just as you’ve been shown multiple times, single occurrences and anecdotes are not reliable data when analyzing large groups. You should be educated enough to know that.

Go study your biases and see if they hold true. If they do, present me some data.

5 Likes

Re: Living In Canada/Life As A Canadian Immigrant Part 2 by Gerrard59(m): 4:41am On Jan 18
ednut1:
as seen on TikTok . The country of origin for the 50k non compliant students. Those in glass houses should not throw stones. Your country is number 3 . 😒
Almost half of Ghanaian students are non-compliant. Some people go just dey hide dey do bad bad things on the low. shocked grin

4 Likes

Re: Living In Canada/Life As A Canadian Immigrant Part 2 by Treadway: 9:57am On Jan 18
RodgersAkpafu:



Can you see the gap....

Our supposed "model minority highly skilled pipu" have more ppl caught up in forgery than the next 4 countries put together
Now that IRCC has asked for more ppl to (re)submit their documents, be assured that that number with further balloon cool

As for Nigeria
We never claimed we were the "model minority nau"
we never claimed we were better than other ppl
So being caught up in fraud albeit on a smaller scale is not "headlines"
look at it as percentages and you will see that Nigeria is worse in that regard. That is over 10%, Ghana around 50% !!

3 Likes

Re: Living In Canada/Life As A Canadian Immigrant Part 2 by RodgersAkpafu: 10:09am On Jan 18
jedisco:


Interesting that despite all the prevailing narrative, India has 5.6% of their attendees being non-compliant as against the general average of 7.2%. Better still, their rate of defaults is less (i.e better) than all mentioned countries on your screenshot. For example China and Nigeria sits at 6.4% and 11.2% respectively.

Without Indians, the average default rate would be higher at 8.7%


If you were a policy advisor looking at this with the aim of reducing non-compliant students while retaining good number of arrivals, what would you do?

This guy is very very funny

If I tell you the incidence if fraud in my own school, you will be shocked.
Like really really shocked
The thing has become a recurring decimal again and again and again and again
This has been rhe basis for my ringing rhe alarm ⏰️
But you talk say na "trope"
no wahala

I spoke of SIA, do you know how many Indians have been banged up due to their forgery
So so many
And the hurtful thing about this was that some Nigerians lost their badge by virtue of being associated with the centre

Let's talk of industry level fraud
That one is on another level
Fake experiences have become the order of the day

Even some ppl have come here to share personal experiences of dealings with Indian workers/ppl, yet you still say they are "isolated incidents"

I bet if they were positive, you won't scrutinise it as much, because they fit into your own bias of Indians being "super citizens"
Re: Living In Canada/Life As A Canadian Immigrant Part 2 by RodgersAkpafu: 10:12am On Jan 18
Treadway:
look at it as percentages and you will see that Nigeria is worse in that regard. That is over 10%, Ghana around 50% !!
Look Mr. Treadway

By Year end, expect that figure to balloon even bigger
IRCC has asked rhem to resubmit documents
Just wait and see when the time elapsed and they didn't submit
That's when the real alarm will blow

obviously some of them have slipped through the cracks, but not for long
Now that extra scrutiny is gonna be hanging over their head, expect more of this, and their Oluwole Industrial Complex in India get banged up even more
Re: Living In Canada/Life As A Canadian Immigrant Part 2 by Treadway: 10:14am On Jan 18
RodgersAkpafu:

Look Mr. Treadway

By Year end, expect that figure to balloon even bigger
IRCC has asked rhem to resubmit documents
Just wait and see when the time elapsed and they didn't submit
That's when the real alarm will blow

obviously some of them have slipped through the cracks, but not for long
Now that extra scrutiny is gonna be hanging over their head, expect more of this, and their Oluwole Industrial Complex in India get banged up even more
lol. Fair enough. Also watching to see how it all unfolds
Re: Living In Canada/Life As A Canadian Immigrant Part 2 by RodgersAkpafu: 10:22am On Jan 18
jedisco:


Just as you’ve been shown multiple times, single occurrences and anecdotes are not reliable data when analyzing large groups. You should be educated enough to know that.

Go study your biases and see if they hold true. If they do, present me some data.

Coming from the person who confidently said in public that Nogeria is owing India $20 billion cheesy grin

When "single anecdotes" becomes recurring decimals, then it is something to form an opinion on. Afterall that's what these guys benefitted from in the beginning when a handful of good engineers from IIT stormed the world
The "stereotype" then became every Indian engineer is good (which is a bloody lie, but okay)

I have a better admonition for you Dr. Jedisco
Rid yourself being star struck over Indians and their supposed "successes" and watch out for the next ten years, when the searchlight will be beamed much much more on them.

And like I said, we are doing our own part in our capacity to fish out as many many many forgers and banging them up.

Cheers and have a good Sunday cool
Re: Living In Canada/Life As A Canadian Immigrant Part 2 by RodgersAkpafu: 10:27am On Jan 18
Treadway:
lol. Fair enough. Also watching to see how it all unfolds

Yea
Going forward, people will be out for them.
Especially after the fallout of the H1B thing
Do I feel bad for what's coming for them ?
Yes I do....

However, I see this as a necessary evil to correct and slap out of their face every delusional thought that there is something "special" about them and sneering at other people


Just recently a white-person here won a £40k discrimination case
Guess who was the offender?
You guessed right
An Indian
I read the case and I just shook my head at how emotionally unintelligent that woman was to fall into such "trap"

I mean, some people will say that I am doing "bad belle" ; that I am being "biased" and I am "hating on success"
Some will even say go bring "data"
Do you need data to say the sky is blue?
or that if u touch 🔥 your hand gets to burn?
Do we need data to show that Nigerians can be mercenary to each other abroad ? (refer to the COS scams and other things going on in our community)
The problem here is when you have had a rosy image of a group of ppl and other people are pointing the (obvious) ills prevalent in that community, you will not believe it

We have a 419 problem in Nigeria
Do we need data to prove that?
And does it mean we are all 419?
The same applies to these ppl as well
Re: Living In Canada/Life As A Canadian Immigrant Part 2 by RodgersAkpafu: 10:48am On Jan 18
jedisco:


Interesting that despite all the prevailing narrative, India has 5.6% of their attendees being non-compliant as against the general average of 7.2%. Better still, their rate of defaults is less (i.e better) than all mentioned countries on your screenshot. For example China and Nigeria sits at 6.4% and 11.2% respectively.

Without Indians, the average default rate would be higher at 8.7%


If you were a policy advisor looking at this with the aim of reducing non-compliant students while retaining good number of arrivals, what would you do?

Very simple
Scrutinise the indian side more to weed out and rid potential economicmigranta disguised as students out. cool
This singular act will dramatically reduce the absolute figures

It's also a sign that some people have slipped through the cracks cheesy grin
I will do some retrospective inspections as well (as IRCC is doing now, Kudos to them)
Let's await and see what the data will look like, by this time next year cool

Cheers
Re: Living In Canada/Life As A Canadian Immigrant Part 2 by ednut1(m): 5:19pm On Jan 18
jedisco:


Interesting that despite all the prevailing narrative, India has 5.6% of their attendees being non-compliant as against the general average of 7.2%. Better still, their rate of defaults is less (i.e better) than all mentioned countries on your screenshot. For example China and Nigeria sits at 6.4% and 11.2% respectively.

Without Indians, the average default rate would be higher at 8.7%


If you were a policy advisor looking at this with the aim of reducing non-compliant students while retaining good number of arrivals, what would you do?
The era of working to pay tuition/living expenses is over. Do like Germany and introduce block account where you would have to deposit all required funds and withdraw the portion you need monthly. Non compliance will become zero.

6 Likes

Re: Living In Canada/Life As A Canadian Immigrant Part 2 by megastu(m): 7:30pm On Jan 18
People even working cannot even live well again not to talk of working and paying school fees.

I see many folks who parents sent to Canada some 3-6 years ago all in limbo now either because they refused to go to school, some worked full time instead of going to school while some others only missed a semester or two of school. IRCC now refusing their PGWP. Their parents had good intentions of sending them to school abroad but finances dipped after the economic crises and forex crises in Nigeria.
ednut1:
The era of working to pay tuition/living expenses is over. Do like Germany and introduce block account where you would have to deposit all required funds and withdraw the portion you need monthly. Non compliance will become zero.
Re: Living In Canada/Life As A Canadian Immigrant Part 2 by RodgersAkpafu: 12:15am On Jan 19
megastu:
People even working cannot even live well again not to talk of working and paying school fees.

I see many folks who parents sent to Canada some 3-6 years ago all in limbo now either because they refused to go to school, some worked full time instead of going to school while some others only missed a semester or two of school. IRCC now refusing their PGWP. Their parents had good intentions of sending them to school abroad but finances dipped after the economic crises and forex crises in Nigeria.

Damn
This is damn sad
Seems like the block account as ednut1 suggested is actually the way to go now
It will help in no small measure in sieving the economic migrants from real students
Re: Living In Canada/Life As A Canadian Immigrant Part 2 by Gerrard59(m): 7:02am On Jan 19
RodgersAkpafu:


Damn
This is damn sad
Seems like the block account as ednut1 suggested is actually the way to go now
It will help in no small measure in sieving the economic migrants from real students
The block account only works when the tuition fees are extremely low or non-existent. Someone can work out that with RWTH Aachen, but not with UoT or Oxford.

1 Like

Re: Living In Canada/Life As A Canadian Immigrant Part 2 by aestake: 12:14pm On Jan 19
ednut1:
The era of working to pay tuition/living expenses is over. Do like Germany and introduce block account where you would have to deposit all required funds and withdraw the portion you need monthly. Non compliance will become zero.
No tuition like Germany too?
Re: Living In Canada/Life As A Canadian Immigrant Part 2 by NuCypher: 1:06am On Jan 20
UnconventionalT:

grin lol. She misses me
It depends on your priorities. I wouldn't say to just go to where you have better job prospects. Some people have great jobs, but they are dying inside where they are for lack of company, which makes them indulge in all kinds of short term happiness searches, which could be sometimes destructive. If your friend's company or just general company is more important to you, go stay around her. You will always find a good job in Ottawa at some point, if not now. There are people who have great jobs in Ottawa. However, if you don't care too much for company, enjoy being by yourself, and prioritize savings (Calgary is overall cheaper than Ottawa), then you may want to go to Calgary. As long as you don't despair, you will find a good job in Calgary.

3 Likes

Re: Living In Canada/Life As A Canadian Immigrant Part 2 by UnconventionalT: 11:51am On Jan 20
NuCypher:

It depends on your priorities. I wouldn't say to just go to where you have better job prospects. Some people have great jobs, but they are dying inside where they are for lack of company, which makes them indulge in all kinds of short term happiness searches, which could be sometimes destructive. If your friend's company or just general company is more important to you, go stay around her. You will always find a good job in Ottawa at some point, if not now. There are people who have great jobs in Ottawa. However, if you don't care too much for company, enjoy being by yourself, and prioritize savings (Calgary is overall cheaper than Ottawa), then you may want to go to Calgary. As long as you don't despair, you will find a good job in Calgary.
Thank you. I really appreciate this perspective

2 Likes

Re: Living In Canada/Life As A Canadian Immigrant Part 2 by CaptSolitude: 12:59pm On Jan 20
Hello everyone,

I currently hold a Post-Graduation Work Permit (PGWP) and plan to apply for the Ontario Immigrant Nominee Program (OINP) under the Student Stream. I have a PhD from Nigeria, which I did not declare when I applied for my study visa/permit a few years ago. This was due to the unavailability of the certificate and WES verification at that time.

My question is whether it is advisable to now declare my PhD in the OINP application, as it would earn me an additional points. The PhD certificate predates both the date of my initial study visa application and my extension.

I would greatly appreciate any advice or input on this matter.

Thank you.
Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 1:09pm On Jan 20
RodgersAkpafu:


If I tell you the incidence if fraud in my own school, you will be shocked.
Like really really shocked
The thing has become a recurring decimal again and again and again and again
This has been rhe basis for my ringing rhe alarm ⏰️
But you talk say na "trope"
no wahala


Do I need to write it down in your local dialect? Anecdotes are not data.
I mean this is basic stuff.

Do you want me to educate you on why anecdotes are not used considered reliable and why you wouldn't find sensible people arguing over them?
Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 1:15pm On Jan 20
RodgersAkpafu:


Very simple
Scrutinise the indian side more to weed out and rid potential economicmigranta disguised as students out. cool
This singular act will dramatically reduce the absolute figures

It's also a sign that some people have slipped through the cracks cheesy grin
I will do some retrospective inspections as well (as IRCC is doing now, Kudos to them)
Let's await and see what the data will look like, by this time next year cool

Cheers

If you notice, the question wasn't directed at someone else cos I rightly postulated it'd be a tall ask for you. You need to walk before you can run.

You first need to understand how good data in sourced, learn to interpret a simple table before you start postulating solutions that'd sound coherent.
Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 1:25pm On Jan 20
ednut1:
The era of working to pay tuition/living expenses is over. Do like Germany and introduce block account where you would have to deposit all required funds and withdraw the portion you need monthly. Non compliance will become zero.

Fair enough this would be a non-biased way to go about this. It would still favour Indians agains say Nigerians simply cos they have a better network in Canada and better home economy so would be able to raise the funds.

Canada needs students which is why the pathway is still open. They just want more of them to be compliant.

If not for reasons of diversity, one would argue that countries like Ghana e.t.c who have defaultees well above the average should see their numbers limited and nations with more compliant folks should have less barriers so more can come over. Some nations do this with visa applications.

It's based on data like this that governments make policies that dont rhyme with prevailing anecdotes. India is not only supplying a large number of students which Canada needs but their students are the most compliant (working of your table).

2 Likes

Re: Living In Canada/Life As A Canadian Immigrant Part 2 by RodgersAkpafu: 1:30pm On Jan 20
jedisco:


If you notice, the question wasn't directed at someone else cos I rightly postulated it'd be a tall ask for you. You need to walk before you can run.

You first need to understand how good data in sourced, learn to interpret a simple table before you start postulating solutions that'd sound coherent.

Okay o
Dr. Jedisco
I hear you

But if you have any sense in your head (apparently you don't) you will know that EACH international student who is non compliant IS A DRAIN on the country, regardless of country of origin...

So if you are having almost half of non compliant students in one country, the common sense thing to do is to FACE that country, regardless of ratio analysis

But you won't know that will you, Mr. Curry Loving Dr cool

Your subtle jabs at me means nothing
Esp coming from someone like you who have deliberately decided to bury head in the sand like ostrich
Re: Living In Canada/Life As A Canadian Immigrant Part 2 by RodgersAkpafu: 1:35pm On Jan 20
jedisco:


Do I need to write it down in your local dialect? Anecdotes are not data.
I mean this is basic stuff.

Do you want me to educate you on why anecdotes are not used considered reliable and why you wouldn't find sensible people arguing over them?
Save your "education" to yourself
I don't need it
Working with data is part of my JD

But what someone with a modicum of common sense knows is that ONCE what you can "anecdotes" become a recurring decimal, then it is something worth looking at.

Do you need hard data to show that Nigerians are very much mercenary towards other Nigerians both at home and in the diaspora ? (refer to the current charge back situation in naija

The EU banned certain food products from the USA based on SUSPICION and without conclusive evidence, and the WTO sided with them

That goes to show something, if you can read between the lines

Like I will keep hammering here : This is the decade where these guys will be "cut to size" and "all excesses checked"
Just watch and see how things play out in this Trump's (and incoming Polivere) years, and beyond
Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 1:40pm On Jan 20
Economic migrants... a phrase I find interpretations of interesting.

Who is an economic migrant? (In general lingua- not the Twitter definition)

Would a doctor, nurse, IT professional, teacher e.t.c who got a job in the UK and hence migrated be regarded as one?

Would a student who paid thousands in tuition fees with the sole aim of educating themselves, increasing their earning potential and accessing means of longterm stay in a country be regarded as one?

Does someone who applied via PR with the aim of availing themselves of better opportunities in Canada count too?

On a personal note, I know medics who have sold their properties in the UK and moved over to Canada, U.S, Australia e.t.c most into quite high earning roles- would they also count?


All these people moved for one reason- to benefit from greater econmic opportunities in their recipient country. They wouldn't have moved if the pay in their home nations matched what they'd be earning abroad. Does this mean most of us are economic migrants?
Re: Living In Canada/Life As A Canadian Immigrant Part 2 by RodgersAkpafu: 1:49pm On Jan 20
jedisco:
Economic migrants... a phrase I find interpretations of interesting.

Who is an economic migrant? (In general lingua- not the Twitter definition)

Would a doctor, nurse, IT professional, teacher e.t.c who got a job in the UK and hence migrated be regarded as one?

Would a student who paid thousands in tuition fees with the sole aim of educating themselves, increasing their earning potential and accessing means of longterm stay in a country be regarded as one?

Does someone who applied via PR with the aim of availing themselves of better opportunities in Canada count too?

On a personal note, I know medics who have sold their properties in the UK and moved over to Canada, U.S, Australia e.t.c most into quite high earning roles- would they also count?


All these people moved for one reason- to benefit from greater econmic opportunities in their recipient country. They wouldn't have moved if the pay in their home nations matched what they'd be earning abroad. Does this mean most of us are economic migrants?

Yes as per the bolded
Regardless of race
Anyone who moves to another country PRIMARILY for economic upward mobility IS AN ECONOMIC MIGRANT.

No shame in that

What is however VERY WRONG is economic migrants using the study route as a backdoor to "enter" a country, without any Scholarly intent.
I.e. coming in via school, ditching the program that brought you to the country in the first place and then hustling day and night i.e. fake students. To add insult to injury, even the bachelors degrees and other supporting docunents ARE FAKE!




That is an economic migrant disguised as a student, and it is a long term risk, and potential reputational damage to the schools, especially if somehow the nob complaint student cheats his way and then becomes a graduate.

We have seen Indian (and Nigerian too unfortunately) "students" who fit the description above. As long as u attend classes and follow through with the rigours of school, there is no problem whatsoever.
If you decide to hustle 80 hours AFTER meeting your Scholarly obligations, no foul

But we cannot continue to allow people abuse this system in the scale that it is being abused, and there is a lot of disquiet in the uni community about this recent development, but most people are not bold enough to talk

Indian (and Nigerian) networks of ppl who help others do their papers and assignments is a real thing and a real risk to the educational system here.
During my first masters degree, I know of three students who graduated without doing A SINGLE PAPER THEMSELVES

These are the issues here
And real risks to the university system in the United Kingdom and Canada because if left unchecked, leads to erosion of value for the education in question.


Lastly, I know that there are right wing, racist definitions of "economic migrants" the one that classify Caucasians as expats and non Caucasians as economic migrants, regardless of the circumstances..... It is a wrong definition, a racist definition and has no place among sensible people. White people are very much economic migrants as the rest of us, as long as the conditions that classify you as one is met.

That's why (racist) Whites hate being termed European Americans. grin cheesy because it reminds them of being the same as the others who came as well to fhe USA 🇺🇸 cool

@Gerrard59

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Re: Living In Canada/Life As A Canadian Immigrant Part 2 by RodgersAkpafu: 2:01pm On Jan 20
Anyways the topic has been overflogged, I believe we should lay it to rest cool
Re: Living In Canada/Life As A Canadian Immigrant Part 2 by ednut1(m): 2:17pm On Jan 20
jedisco:


Fair enough this would be a non-biased way to go about this. It would still favour Indians agains say Nigerians simply cos they have a better network in Canada and better home economy so would be able to raise the funds.

Canada needs students which is why the pathway is still open. They just want more of them to be compliant.

If not for reasons of diversity, one would argue that countries like Ghana e.t.c who have defaultees well above the average should see their numbers limited and nations with more compliant folks should have less barriers so more can come over. Some nations do this with visa applications.

It's based on data like this that governments make policies that dont rhyme with prevailing anecdotes. India is not only supplying a large number of students which Canada needs but their students are the most compliant (working of your table).
Canada does not need the amount of students it has currently. Majority are in the so called diploma mills earning degrees/diplomas that are not useful. Its now a case of cash grab colleges vs people looking for a shortcut to PR. Without clear pathway to PR fewer people would apply . The provinces should fund the colleges so they stop looking for international students money

6 Likes 1 Share

Re: Living In Canada/Life As A Canadian Immigrant Part 2 by RodgersAkpafu: 2:22pm On Jan 20
ednut1:
Canada does not need the amount of students it has currently. Majority are in the so called diploma mills earning degrees/diplomas that are not useful. Its now a case of cash grab colleges vs people looking for a shortcut to PR. Without clear pathway to PR fewer people would apply . The provinces should fund the colleges so they stop looking for international students money
The bolded aptly defining the remark I made, about Economic Migrants under the guise of International Students
We definitely need way way less of that
And it is worth reiterating that we BOTH KNOW the nationality who are the PRIMARY SUSPECT in this racket
Re: Living In Canada/Life As A Canadian Immigrant Part 2 by ednut1(m): 2:27pm On Jan 20
There is a page posting about homeless people in Toronto. He has interviewed some Nigerian students in recent times. You can DM him if you wish to help those guys. 😩
Some of the videos below
https://instagram.com/p/DFA0GFOxe1s/

https://www.instagram.com/reel/DE8F1ZsyaXq/?igsh=MW91emI0OW92c3k2cw==

https://www.instagram.com/reel/DC4fE-xxW8e/?igsh=MXg5ejRxcmk1cWRrcg==
Re: Living In Canada/Life As A Canadian Immigrant Part 2 by RodgersAkpafu: 2:30pm On Jan 20
ednut1:
There is a page posting about homeless people in Toronto. He has interviewed some Nigerian students in recent times. You can DM him if you wish to help those guys. 😩
Some of the videos below
https://instagram.com/p/DFA0GFOxe1s/

https://www.instagram.com/reel/DE8F1ZsyaXq/?igsh=MW91emI0OW92c3k2cw==

https://www.instagram.com/reel/DC4fE-xxW8e/?igsh=MXg5ejRxcmk1cWRrcg==
Thanks for sharing
Re: Living In Canada/Life As A Canadian Immigrant Part 2 by CaptSolitude: 2:47pm On Jan 20
Hi everyone, I'll really appreciate your opinion on this. Thanks.

quote author=CaptSolitude post=133794891]Hello everyone,

I currently hold a Post-Graduation Work Permit (PGWP) and plan to apply for the Ontario Immigrant Nominee Program (OINP) under the Student Stream. I have a PhD from Nigeria, which I did not declare when I applied for my study visa/permit a few years ago. This was due to the unavailability of the certificate and WES verification at that time.

My question is whether it is advisable to now declare my PhD in the OINP application, as it would earn me an additional points. The PhD certificate predates both the date of my initial study visa application and my extension.

I would greatly appreciate any advice or input on this matter.

Thank you.[/quote]

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