20 Financial Tips To Sustainable Happiness
JANUARY 21, 2019
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Here are few financial tips to sustainable happiness for middle class people ;
1. Never buy a second hand car. Always buy a new car. Never buy a car if you cannot afford it(Fuel, Maintenance). Never buy a car if you do not have a regular use of it. Uber and Ola are good alternatives, where available. Do not buy a car just for the sake of social status.

2. Try to buy a car without a loan or with the lowest EMI. Postpone your plan to buy a car for a few months to make the a bigger down payment and lower your EMI. Buy a car during festive seasons.Never buy a car exceeding your requirements. Bigger cars means bigger maintenance and higher depreciation. I see car insurance premiums also as a maintenance cost.

3. Similar rules on buying or constructing a house too. Do not go for extra big house. Bigger the house, bigger the running cost, electricity etc. You should be in a house which you can repaint atleast every five years. I hope you got my point.

4. Never spend lavishly on functions like marriage. Instead gift your children with a F.D or gold which will be useful for them in future.

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