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Addosser Microfinance Bank, an innovative financial institution dedicated to improving the living condition of everyday people through value-added financial products and services requires suitable candidates for their graduate trainee program.

We are recruiting to fill the position below:

Job Title: Loan Officer Trainee

Location: Lagos
Job Sector: Banking

Job Description

We seek to attract aspiring candidates who want to build a career in the financial service sector and are highly driven to achieve their career aspirations while fulfilling organizational goals.
Responsibilities

Sourcing for loan clients in identified market zones.
Rendering financial advice to customers.
Ensure credit appraisal and cash flow analysis of clients.
Ensure all loan requirements inclusive of charges are properly communicated to clients and all documentation duly completed, executed and submitted.
Ensure all approved loan are disbursed timely.
Supervise loan packaging and documentation.
Conduct credit checks on borrowers and their guarantors.
Confirm status (Physical state, valuation e.t.c) of asset/properties used as collateral by customers.

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FundColony is marketplace where people and organisations directly lend to individuals and small & medium sized businesses in Nigeria, helping support the core the economy.

Job Title: Debt Collection Manager
Location: Lagos

Job Description

We need an experienced debt collection manager who will focus on collecting delinquent debt from borrowers, as well as building and leading a team.
Key Responsibilities

Active ensure collection of outstanding payments from customers.
Take responsibility for resolving disputes ensuring that concerns are actioned correctly.
Decide the correct action when negotiating payments and settlement offers.
Explain loan agreement terms as appropriate.
Clarify potential consequences of not paying (i.e. legal collection process, e.t.c.)
Manage customers who are resistant by remaining polite, tactful, firm and honest.
Complete any administrative task as required for the efficient running of the team’s activities.
Always deliver a consistent and professional level of service.
JOB REQUIREMENTS
MIN REQUIRED EXPERIENCE:
Not Specified
MIN QUALIFICATION:
Bachelor’s Degree/HND
DESIRED COURSES:
Not Specified

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