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If you always find yourself thinking, where did all that money go? then you might have a problem with spending. We tend to create bad spending habits over time without even noticing. There are a few factors that are responsible for this. For most people the more money they make or the higher the frequency, the more they spend. This attitude towards money can be very unhealthy and can create problems when you need a large sum to take care of important things. We are going to look at some things that you can implement to help you spend wisely and still do and buy the things you love.