Davash222:
Don't go to the bank immediately.

Firstly, make a report to any Police station close to you. They will take the case from there.

foreshore:


You are such a slowpoke. So by his running away and avoiding the bank would not make him culperable? Mumu like you

Jabioro:
tWhat are you saying..I am talking about him not proxy account

Toma2:
I have a friend who was in same trouble..

madone:
Chat that guy up or call him on phone and have ur conversation recorded. Make sure in ur talk u make it clear in record that u don't know anything and make sure he confirms it thru ur dialogue ..never allow him know u are recording ur call. If it chatting try doing a voice note to him so he a reply...if the above is successful g to the nearest and trusted lawyer to go with u to the police to make a report n the happenings.show them ur record as prove of ur Innocence. Then go to the bank and correct the error fast before ur friend rans far the police will get him down and he will bring the rest ofhs gang

ornicus:
Now I will go cynical. Hope you are not doing picker for your paddy. Because I am wondering why your friend has you bank account details in the first place.

Officialgarri:


Keep every conversation with him on record. Audio, video, screenshots... Whatever...

Go to the bank alone and present yourself. When they eventually ask after the guy, tell them he has refused to show up

ogbuefi677:

What if he prevails on his friend to get his dad to withdraw the complaint?(eg,OP's father talks to his friend's dad)
Will the case die a natural death?

Yaoli:


We are not in the same university so I can’t say even same university I don’t know what he’s doing underneath..
I was just too kind to trust him with my account

bluefilm:


How do they know the money that is under dispute?

Yaoli:


Bro I already sent the money to the guy that collected my Acct immediately even I my self I’ve never had 50K alone before I don’t know how I’ll be refunding a money I know nothing about now bro but the guy has confessed to his dad that he was the one that transferred the money to someone

sammer4life:

Probably the original owner of the money complained. The thing is, I later got to understand what might likely have happened. The thief that approached me must have had access to someone's account, came to me, transfered the money to me, and the original account holder got hold of the transaction, called the bank, the bank froze the whole thing, waiting for me to come forth and clarify issues with them. As I was not forth coming, they reversed the money back to the guy. My saving grace was that I have not withdraw the money.

The day they reversed the money, I was so relieved. Though I lost my 50k, its better than the whole wahala involved

Yaoli:
Hello Nairalanders,

I had to create this new Acct to post this
Pls permit my typographical errors
Last week Saturday I was reading when I got a call from a friend that he needs my account number because his account can’t take the sum of money he wants to receive from the person that wants to transfer for him I asked him how much he said 300K I said jokingly that he should go and get a better account and stop operation student accounts. So I sent him my account details and the person sending him money credited my account 50K I told him that I revived only 50K not 300K he said yes that the person has reached his limit for the day ..

I seen him his money later in the evening via Quickteller because the server was not good and I was left with only 22K that was in my account before ok good ..

Fast forward to yesterday Evening I tried checking my account my login in and I noticed my account has been restricted I was confused on what might have happened I thought it’s something simple that I’ll walk to the bank and perfect it .. then I decided to message the costumer care I was told I need to update my Bvn informations that I should dial a particular number and follow instructions I tried it but it’s not working .

I’m suppose to visit the bank today but I was busy

Just after my Pratical in school today I was sitting when my guy called me again that is there anything wrong with my account he said I should not go to the bank because the 50K transaction that was sent earlier was fraudulent I was like wtf but he dropped the call ..

I called him again his contact was not available so after sometimes he messaged me online telling me the guy that sent it used his brothers account and he told him that it’s not from his account that his own personal account has been locked too because he later revived money directly from him and that’s how he got to know ..

What i’m after is a solution now can I go to the bank and explain my self already or what can I do to make all this not to bounce on me because I know noting about it I’ve never received any fraudulent transactions before someone said I should take him along to the bank and just hand him over when anything happens all
I need is a solution right now me mad the guy went to same primary school and secondary so I know him very well and made me trust him with my account what can I do right now

bluefilm:


Thank you so much for this explanation.

Nedekid, abeg come and learn how to explain certain things.



Why did you lose the 50K?

Was it 50k that was transferred into your account?

If so, then you didn't actually lose the money because it was really never yours, or am I wrong?

BluntBoy:
Some people are advising OP never to give out his bank details.

The advice should rather be not to give out your bank details to just anyone.

While I was in the university, my bank details were on the phones of many of my uncles. How else would I get more money if I didn't share my details with these uncles?

However, I can never give out my details to a friend. One guy who was just a neighbor (an acquaintance) saw that I always received packages from Konga. He tried talking me into using my Kongapay account to purchase a laptop. His plan was to pay into my bank account attached to my Kongapay. I told him I couldn't. And took my time to teach him how to open a Kongapay account and register his debit card.

RisenPhoenix:
You are already in trouble. If the deal is fraudulent, they will very likely charge you as an accomplice. There is no way that you can prove your innocence, and even if your friend confesses that you are innocent, you are still guilty of passing funds derived from fraudulent means. Ignorance is not considered as a legally acceptable excuse.

People have been warned severally not to receive money in their account on behalf of 3rd parties, not to carry someone's luggage on a plane, not to serve as guarantors to friends whom they cannot 100% trust, but they don't listen.

Learn to say "no" people.

RisenPhoenix:


There is nothing wrong with giving out your bank details to anyone. You can even paste it on CNN. The problem arises when you get a transaction which you are not entitled to receive and which you cannot explain. If such a thing happens, and you report directly to the bank without using it or transferring it to a 3rd party, the bank will resolve the issue and exonerate you.

LOGOBELT:


Bro, pls I advise you to take this step. This is the best, make sure you report to the nearest police station before going to the bank