Opay has been in Nigeria for quite a while now and most people tend to know only it's transportation option (otrike). Well, I'm here to tell you that as a young entrepreneur or someone seeking to expand his/her business, you can apply for the loan in 3 easy steps:

1. Get the opay app and upgrade to kyc level 2 (don't upgrade to 3 yet)
You do that by clicking on the settings/account (for the latest app) option in the top right corner of d screen and filling your details.

2. Send clear pictures of following files to 090 5074 3110 (WhatsApp only)
*Passport
*Valid ID card (national ID card or voters card or international passport) any can serve
*NEPA bill

When it's done you can have access to loans ranging from 30k to 50k with minimal interest to be paid within 90 to 365 days and flexible payment options

3. After those are done, open the app and request for a loan. Follow the onscreen instructions and you're good to go!
Other benefits include:
*Eligibility to collect free POS
* Commissions(money) sent to you for every transfer made to any opay account
* Up to 50% Discount for any Airtime bought through d app and many more
* Special price slashes for rides around your city
For any other inquiry, send a message to 090 5074 3110

Remember: Opay doesn't ask you for any money throughout the whole process. Be warned against fraudsters or any Agent that ask you for money for the upgrade.