A Microfinance Bank in Lagos urgently requires the services of Head Credit. 

Ideal candidate should be goal oriented, smart, intelligent, creative and hardworking. 

Job Description

Evaluating and reviewing of client’s credit proposal for approval or rejection based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
Preparation of Credit Appraisal Memorandum (CAM) for Management and Board consideration and Approval
Conducting credit search from an approved Credit Bureau for facilities .
Booking of loans in line with approved terms and conditions.
Proper documentation and updating of the loan files.
Follow up and monitoring of disbursed loans to ensure timely repayment.
Recovery of delinquent loans and advances.
New products development and review of existing ones.
Develop, review and update the bank’s credit policies.
Organize in house training for the staff
Render timely report to regulatory bodies (CBN, NDIC, e.t.c) when required
Preparing weekly and monthly Portfolio AT Risk (PAR) with a summary of loan loss provision

Requirements 

2-5 years experience in a similar role 
Bachelor's degree in business administration, accounting or related fields.
Masters, Microfinance Certification is an added advantage.
Ability to use bankone core banking software is an advantage.

Interested and qualified candidates should forward their Resume to absolutehr969@gmail.com using position as title.

Only shortlisted candidates will be contacted.