The above scheme is out for the 2011/2012 academic year.

Application is via;

1. 1,000 naira scratch card from First Bank.
2. Purchase of Pin via ATM card.

Application is strictly online at http://ptdf.cinfores.com (note, no www. in the address)

Ensure you have a passport and relevant documents including passport photograph not larger than 30KB, in soft copy readily available (perhaps in a flash drive) while you apply.

For better details go the web address above or Thisday Newspaper of 11/01/2011 (today) page 50.

Hurry and let us hope that the site wont be packed with ''e-traffic''. This time around.