Are you a student, self-employed, small business owner or just another individual in need of emergency funds to pay your rent, school fees or to expand your business, but unable to obtain a loan due to collateral requirements of banks? Don't give up yet, there are other ways to secure loan of five to seven figures without collateral.

Getting a loan has become increasingly necessary, and luckily, obtaining a loan is no longer rocket science as banks made the world believe. Apart from not needing collateral and....